Family Physician in Health Insurance: Benefits & Comprehensive Care

Home / Health Insurance / Family Physician in Health Insurance

Health insurance is one such crucial requirement that acts as a financial shield against any medical emergencies you may come across. Since life is a journey full of ups and downs, one can never predict what potential interruption you can encounter in the next moment. And this is what makes health insurance the need of the hour.

Also, when you opt for a family health insurance plan, you can have all the members of your family covered under one policy. However, when you have a family physician, you can also aim for comprehensive healthcare for the entire family. Such an individual can help diagnose and offer personalised medical services that can be customised based on your unique medical requirements.

Hence, to learn more about the importance of a family physician in health insurance, keep reading the blog further.

Who is a Family Physician?

A family physician is a specialised medical practitioner who emphasises more on comprehensive healthcare for all the members of a family. These individuals are commonly referred to as family doctors or family medicine, who are responsible for treating various kinds of illnesses. Hence they are suitable to diagnose and treat patients of different age brackets in a family, including kids and ageing parents.

Since family physicians are usually trained in various medical disciplines, they can address the medical requirements of the entire family unit and offer preventive care for chronic conditions, mental health etc.

Having a family physician has become a necessity in the present times considering the stress and sedentary lifestyles the current generation is going through. They can also serve as the primary point of contact for all the medical emergencies in your family. Besides, family physicians can have a holistic approach towards your well-being and prevention of diseases by building a long-lasting relationship with your family.

What Services are Covered by a Family Physician?

You must be aware of the medical services that family physician coverage in health insurance policy covers. Let us now have a look at the same in the following points:

Preventive Healthcare Services

A family physician is trained to guide you with preventive healthcare treatments which include identifying potential health risks, healthy lifestyle practices, nutrition requirements and many more. They can help you with preventive strategies to ensure your optimal well-being.

Diagnosis and Ailments

Family physicians can diagnose a broad range of illnesses which include skin diseases, respiratory infections, gastrointestinal disorders etc. They can provide appropriate diagnosis for such diseases and help you regain your overall good health.

Chronic Disease Treatment

Family physicians also play a crucial role in treating chronic health diseases including diabetes, asthma, heart disease etc. They can hence provide you with continuous support and guidance to maintain your good health, effectively treating the health complications.

Mental Health Treatment

A family physician stresses the significance of the role that your mental health plays. Hence, they tend to be trained in identifying mental health concerns and provide you with suitable counselling to ensure appropriate mental health support.

Paediatric Care

From newborns to adolescents, regular checkups are crucial for growing children for their overall development and strong immune systems. Hence, a family doctor can ensure all the health concerns of your children including nutrition, growth, mental health etc.

Reproductive Treatment

Family physicians can also help you with getting appropriate services related to reproductive care. This includes contraceptive counselling, prenatal care, menstrual concerns etc. to ensure the overall well-being of your family.

Benefits of Purchasing Health Insurance from ACKO

There can be several benefits to opting for a health insurance plan from ACKO. Some of these include the following:

The standard and a platinum health plan are among the several kinds of health insurance policies that ACKO provides.
If you buy a health insurance plan from ACKO, there will not be a set copay or maximum amount for hospital room rent.
As a financial safety net for you in times of medical emergency, ACKO plans promise to pay 100% of your medical expenses for approved claims, whereas other insurance providers may only cover up to 85% of the entire bill.
There are no initial waiting periods with the ACKO Platinum Health Insurance plan, unlike other plans that are available on the market.

Enhance your health insurance by exploring these unique benefits
OPD Cover	Cashless Health Insurnce	Room Rent Limit	Unlimited Sum Insured

The Bottom Line

To wrap it up, the need for a family physician in health insurance is undeniable in the present times. They can not only act as your saviour during medical emergencies but also help you with comprehensive treatment for your entire family. Hence, you must make sure to have a family physician to plan a better future for yourself regarding both your health and financial security.

Frequently Asked Questions

Given below are some of the commonly asked questions regarding the role of a family physician in health insurance:

Why is a family physician important?

A family physician is important because they can serve as the primary point of contact during all your medical emergencies and provide you with personalised medical attention immediately.

Can a family physician treat critical illnesses?

A family physician tends to be trained in various medical disciplines, hence they are capable of providing you with all kinds of medical attention. However, in case you still need more specialised medical care, your family doctor can also suggest such specialists for targeted treatment.

How frequently should we visit our family physician?

It is highly recommended to visit your family physician at least once in a year for routine checkups. However, how often you should visit your doctor also depends on your age and health conditions. You can consult your doctor to ensure the visiting schedule according to your medical requirements.

Can a family physician provide vaccination services to children?

Yes, a family physician is trained to provide their patients with all kinds of vaccinations to your children, along with individuals of all ages.

How to decide who can be a good family physician?

The best way to decide if someone can be a good family physician is his/her ability to provide various kinds of medical treatments. Since a family can consist of members of different age brackets, a family physician should be able to offer preventive measures against diseases of all ages.

Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and changes. Please check the applicable policy wordings before making any insurance-related decisions. Feel free to reach out to us at [email protected] for any queries.