Travel Insurance for Philippines

Are you excited about your upcoming trip to the beautiful Philippines from India? The place is absolutely amazing with its breathtaking beaches, crystal-clear waters and mouth-watering cuisine. But, before you set out on your adventure, remember to pack the most important item - Travel Insurance for Philippines from India! With the right coverage, you can have peace of mind knowing that you're covered if you lose your luggage or need medical attention. So, let's find you the perfect travel insurance for your trip to the Philippines!

Are you excited about your upcoming trip to the beautiful Philippines from India? The place is absolutely amazing with its breathtaking beaches, crystal-clear waters and mouth-watering cuisine. But, before you set out on your adventure, remember...
Are you excited about your upcoming trip to the beautiful Philippines from India?...

Travel with complete peace of mind with ACKO

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Affordable plans

starting at ₹49/day*

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Online claim settlement

within 2 days

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Zero deductibles

pay nothing in a claim

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Why Do I Need Travel Insurance for Philippines From India?

Here are some scenarios where international travel insurance for Philippines can financially protect you.

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Flight Delays

Flight disruptions can cause major headaches, especially when you're travelling in a foreign country. Travel insurance Philippines can provide coverage if your flight is delayed.

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Peace of Mind

By getting travel insurance Philippines, you can travel with less stress and assurance that you are covered against unanticipated events that could interfere with your plans

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Protecting yourself Against Unexpected Medical Expenses

Medical emergencies can happen anytime, anywhere, and can be expensive, especially in a foreign country. Travel insurance Philippines can cover your medical expenses, hospitalisation, and emergency medical evacuation if needed.

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Covering for Trip Cancellations and Interruptions

Philippines Travel insurance can reimburse you for non-refundable prepaid expenses if your trip is cancelled or interrupted due to unexpected events such as illness, natural disasters, or natural catastrophes.

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Offering 24/7 Emergency Assistance

If you encounter any travel-related emergencies such as accidents, medical emergencies, or legal issues, travel insurance can provide you with 24/7 emergency assistance services to help you navigate the situation.

Why Choose ACKO Philippines Travel Insurance?

Insurance has never been easier to use than it is with ACKO. ACKO's travel insurance is complete and affordable. Our basic plans start from as low as just ₹49 for a five-day trip, which is about Rs. 10 per day*. We also make online purchases, renewals, and claims simple.

Here are a few examples:

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24/7 Assistance

When travelling, it's essential to know that you can receive assistance whenever you require it. That's why we offer insurance support 24 hours a day, seven days a week. You can contact us anytime and from anywhere using a missed call or email.
 

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Tailored Coverage

At ACKO, you have the option to choose the coverage that suits your needs, which means you won't have to pay for things you don't need. This is an excellent way to save money while ensuring that you only pay for what matters most.

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No Extra Fees

Nobody wants to pay additional expenses when making a claim. Our plan covers the entire cost up to the selected policy limit, providing you with peace of mind that you won't need to spend any extra cash in the event of an emergency.
 

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No Paperwork

We understand that filling out forms can be tedious, which is why we've made it easy for you. Our digital platform allows you to purchase policies, file claims, and access other insurance-related features without any paperwork. Say goodbye to hours of form-filling!

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Affordable Premiums

We believe that everyone deserves excellent value for their money, which is why we offer travel insurance starting at just Rs.49 for a five-day trip - that's only Rs.10 per day*! You may not find a better deal elsewhere for the peace of mind you deserve.

Benefits of ACKO’s Philippines Travel Insurance Plan

If you purchase ACKO Travel Insurance for Philippines, you can benefit from a range of advantages.

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Medical Assistance in Emergencies

Travelling to a foreign country can be exciting, but even a tiny medical problem can spoil all the fun. Don't worry, we've got you covered! With our online travel medical insurance Philippines, you can have peace of mind and financial protection against unexpected medical emergencies.

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Cashless Travel Insurance Plan

Don't worry about expensive medical bills during your international travel plans. At ACKO, we offer travel medical insurance Philippines that covers cashless medical services at our network hospitals.

What’s Covered and What’s Not Covered in ACKO’s Philippines Travel Insurance?

  • Return of minor child to the city of residence in case of the insured person's hospitalisation
  • Family member’s compassionate visit in case of the insured person’s hospitalisation
  • Monetary loss for transportation in case of medical care and death of the insured person during the trip
  • Compensation for flight delay or trip cancellation
  • Compensation for rescheduling
  • Compensation for misplacement or delay of the checked-in baggage
  • Compensation for total loss/partial loss of checked-in baggage
  • Unrecoverable costs related to the loss of passport
  • Compensation in the event of a paid booking bouncing during travel
  • Monetary loss brought on by an extended stay following an injury, illness, or hospitalisation
  • An accidental injury that requires hospitalisation or daycare
  • A medical emergency that requires hospitalisation or daycare
  • OPD medical expenses due to injuries or illnesses
  • Adventure sports-related injuries requiring hospitalisation
  • Permanent total disability/Permanent partial disability caused by an accident during the travel period
  • Accidental death of the insured person during the travel period
  • Coverage for transporting remains in case of death during travel due to injury or illness during the travel period
  • COVID-19 quarantine resulted in trip cancellation
  • Travelling without a valid visa.
  • Travelling to Indonesia for medical treatment.
  • Travelling despite being medically unfit to do so.
  • Ignoring your doctor's advice against travelling.
  • If you purchase after leaving India or if your trip doesn’t end in India.
  • Self-harm or attempting suicide.
  • Engaging in activities while under the influence of drugs or alcohol.
  • Being held responsible for a criminal act.
  • Taking part in dangerous activities such as mining, tunnelling, aerial photography, and similar work.
  • A pre-existing medical condition that worsens during your stay in Indonesia.
  • Obtaining a letter from a family member certifying your disability.
  • Medical bills resulting from pregnancy.

 

Note: The above information is not exhaustive. For more accurate and comprehensive details, we suggest referring to the appropriate policy wording.

How Do I Buy Acko’s Travel Insurance for Philippines From India?

You can easily obtain Philippines Travel Insurance Cover from ACKO by following these simple steps.

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To begin, click here or download our app from Play or App Store

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Choose from our standard plan or customise your plan

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Give us the dates on which your trip will start and end

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Choose the coverage you want

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Fill up the details for you and your travel companions

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You'll get a quote right away. Pay online to get your coverage right away 

How Do I Claim Online Travel Insurance Philippines From Acko?

Claiming your ACKO online travel insurance online for Philippines is a breeze. Here are the simple steps to follow:

For Travel Medical Insurance That Offers Treatment Without Cash:

  • Send us an email at [email protected], or give us a missed call at 01246174722. 
  • We'll provide you with a list of local hospitals that offer cashless services and then process and settle your claim based on your policy terms. 

If You Need Medical Coverage With Cash Payments:

  • Just give us a call at 01246174722 or send an email to [email protected]
  • We'll take a look at your bill or invoice right away, and you can expect to receive your refund within a few days. 

Things You Should Know Before Beginning Your Philippines Trip

Before starting your trip to the Philippines, be sure to read these amusing facts.

  1. The Philippines is made up of over 7,000 islands, so prepare for some island hopping adventure!
  2. The official languages of the Philippines are Filipino and English, so communication shouldn't be a problem for English speakers.
  3. Filipinos are known for their hospitality and friendliness, so don't be surprised if strangers offer you a warm smile or strike up a conversation.
  4. If you're a foodie, get ready to indulge in some delicious Filipino cuisine, which includes dishes like adobo, lechon, and sisig.
  5. The Philippines is home to some of the most stunning beaches in the world, such as Boracay, El Nido, and Siargao. So don't forget to pack your swimsuit and sunscreen!
  6. Jeepneys are the most popular mode of transportation in the Philippines, and they come in a variety of colourful designs, so make sure to take a ride in one.
  7. The Philippines is a predominantly Catholic country, so expect to see some beautiful churches and religious festivals during your trip.
  8. The country is also home to a number of unique and fascinating animals, such as the tarsier, the Philippine eagle, and the dugong.
  9. Filipinos love to sing and karaoke is a popular pastime, so don't be surprised if you're invited to sing a tune or two during your trip.
  10. Finally, the Philippines is a country of contrasts, with bustling cities and quiet rural areas, modern infrastructure and traditional customs, so be prepared for a truly unique and unforgettable experience!

Things You Can’t Miss!

We have put together a few places you can visit during your stay in the Philippines. 

Known for its stunning white sandy beaches and crystal clear waters, Boracay Island is a must-visit destination for beach lovers. Enjoy water sports like snorkelling, scuba diving, and parasailing, or simply lounge on the beach and soak up the sun.
 

Located in Bohol, the Chocolate Hills are a geological formation of over 1,000 hills that turn brown during the dry season, resembling chocolate drops. Take a scenic drive or hike to the top for panoramic views of the hills.

Voted as the world's best island by Travel + Leisure magazine, Palawan is a dream destination for nature lovers. Explore its stunning limestone cliffs, hidden lagoons, and crystal clear waters through island hopping tours.

Located in Albay, Mayon Volcano is an active volcano known for its perfectly symmetrical cone shape. Take a hike or a 4x4 ride up to the lava wall for a breathtaking view of the surrounding landscape.

Located in the heart of Manila, Intramuros is a historic walled city that offers a glimpse into the Philippines' colonial past. Take a walking tour to explore the cobblestone streets, Spanish-era buildings, and ancient fortifications.

A UNESCO World Heritage site, Tubbataha Reef is a protected marine area known for its diverse marine life and coral formations. Go diving or snorkelling to see colourful fish, sea turtles, and even sharks.

Known as the surfing capital of the Philippines, Siargao Island offers some of the best waves in the world. But even if you're not a surfer, there's plenty to do, from island hopping to relaxing on its white sandy beaches.

Philippines Visa Information for Indians

There are several types of visas available for Indians visiting the Philippines. The most common types of visas include the following.

S. NO.VISA TYPEPURPOSE
   
1.Tourist VisaThis is a visa issued to Indian nationals who are travelling to the Philippines for tourism purposes. The visa is valid for 59 days and can be extended for an additional 29 days.
2.Business VisaThis visa is issued to Indian nationals who are travelling to the Philippines for business purposes. The visa is valid for 59 days and can be extended for an additional 29 days.
3.Student VisaThis visa is issued to Indian nationals who are travelling to the Philippines for studies. The visa is valid for the duration of the course.
4.Employment VisaThis visa is issued to Indian nationals who have been offered employment in the Philippines. The visa is valid for one year and can be renewed annually.
5.Transit VisaThis visa is issued to Indian nationals who are transiting through the Philippines to another destination. The visa is valid for 3 days.

Note: The visa requirements may vary depending on the purpose of travel and the length of stay. It is recommended to consult with the Philippine Embassy or Consulate in India for up-to-date information on visa requirements and application procedures.

Indian Embassy’s Location in Philippines

In case of an emergency during your time in the Philippines, you may utilise the contact details listed in the table below to get in touch with the Indian Embassy located in the Philippines.

EmbassyEmbassy of India, Manila, Philippines
Address2190 Paraiso St., Dasmariñas Village, Makati
Phone number(0063) (02) 88430101
Email[email protected]
Websitewww.eoimanila.gov.in

List of International Airports in Philippines

The main international airports in the Philippines are listed below.

  • Clark International Airport
  • Mactan–Cebu International Airport
  • Subic Bay International Airport
  • Bicol International Airport
  • Iloilo International Airport
  • Laoag International Airport
  • Zamboanga International Airport
  • Francisco Bangoy International Airport
  • Bacolod-Silay International Airport
  • Puerto Princesa International Airport
  • General Santos International Airport

Documents Required to Travel to Philippines

To travel from India to the Philippines, the following documents are generally required.

A Valid Passport

You will need a passport that is valid for at least six months beyond the date of your intended stay in the Philippines.

A Visa

Indian citizens need a visa to enter the Philippines. You can apply for a tourist visa, business visa, or other types of visas depending on your purpose of travel.

Return Flight Tickets

You may be asked to show proof of your return flight to India or to your next destination.

Accommodation Details

You may be asked to provide information about your accommodation in the Philippines, such as hotel reservations.

Travel Insurance

Although not mandatory, it is recommended to have travel insurance that covers medical expenses, trip cancellation, and other unforeseen events.

COVID-19 Related Documents

Due to the recent COVID-19 pandemic, additional documents such as negative RT-PCR test results or vaccination certificates may be required. The requirements may vary based on the latest guidelines issued by the Philippine government.

Note: It is recommended to check the latest travel guidelines and requirements before planning your trip to the Philippines.

Tips to Buy the Best Travel Insurance For Philippines from India online

Here are some tips on how to cut costs on your ACKO International travel insurance for Philippines

Understanding the Claim Process

Before you buy your travel insurance policy, it's important to familiarise yourself with the insurer's claim process. This knowledge will help you maximise the benefits of your policy and quickly file a claim in case of an emergency during your travels. This can save you both time and money in the long run.

Choosing an Adequate Sum Insured

When purchasing your ACKO International Travel Insurance for the Philippines, it's essential to consider both your budget and the potential risks involved. To save money, you can select a sum insured that is financially feasible while also being adequate enough to cover any unforeseen circumstances that may arise during your travels.

Select Only Necessary Covers

Every traveller has unique needs, so it's crucial to evaluate your individual circumstances and choose only the necessary coverage. This way, you can avoid paying for coverage that you don't require and reduce the overall cost of your ACKO International Travel Insurance policy.

Frequently asked questions

Any Indian citizen who is planning to travel to the Philippines for business or leisure can purchase ACKO Travel Insurance for Philippines. Nevertheless, kindly refer to the 

ACKO Travel Insurance Philippines provides coverage for various risks such as trip cancellation, loss of baggage, medical emergencies, personal accident, emergency medical evacuation, and more. The exact coverage depends on the type of plan chosen by the policyholder.
 

ACKO Travel Insurance can be purchased online through the ACKO website or mobile app. The policy can be customised based on the needs of the policyholder, and the premium can be paid online.

No, a Philippines travel policy is not mandatory to enter the country. However, it is highly recommended to possess one to protect yourself from unforeseen events during your trip.

Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and change. Baggage cover for up to 5 days in Asia is available for just ₹49 (inclusive of GST) for adults – that's around ₹10 per day. Remember, prices may change, so be sure to check the policy details before deciding. If you have questions, reach out to us at [email protected].

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Written by Namrata Saha Choudhury

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Reviewed by Lokesh Shetty Author info Icon

I couldn’t master maths, so took up travelling. I will take you to the whole world with my words!

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