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GENERAL INSURANCEIRDAI Regn. No. 157
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Car insurance policy online in 3 simple steps - Acko
The no-brainer choice for car & bike insuranceSecure your car instantly at insanely low premiums.
We need your car number to get you the right insurance!
Your car number
 IRDAI approved highly rated car insurance policy online - Acko
Rasmit loved the killer prices
Acko’s price was almost 50% less than other insurers for Comprehensive car insurance. Surprised!
Rasmit Kumar Parida
Maruti Swift Owner, Bengaluru
Subha loved our seamless claims experience
From query to delivery, Acko’s quick Turnaround Time made sure my experience was completely hassle-free!
Subha Dip
Nissan Owner, Bengaluru
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Awards & Recognition
LinkedIn Top Startups (2018, 2019)We are regulars in LinkedIn’s list of hottest Indian startups.
Disrupt 100We bagged a coveted spot in their list of disruptive startups worldwide.
Insurance Post’s Top Insurtech FirmsThey ranked us 2nd among top 100 Insurtech firms globally.
Killer PricesGet the best price, every single time.
Terribly ConvenientWe leverage the best technology to make insurance effortless for you.
Stress-Free ClaimsJust click and claim. We'll take care of everything else.
 Car insurance policy online with killer prices - Acko
Incredibly Low Prices

Prices That Can’t Get Any Better.

We spend a lot less on running an insurance company when you buy directly from us. We simply pass on the savings to you. Also, by creating a community of great drivers who take care of their cars, we ensure that your premiums decrease generously. So just sit back, as we blow your mind off with our amazing deals.
Convenient car insurance policy online - Acko
Terribly Convenient

One Tap To Do It All.

We hate paperwork as much as you do. That’s why we help you deal with insurance instantly, simply at the tap of a button. Whether it’s purchase, support, claims, or renewal, our support team is always here for you.
Convenient car insurance policy online - Acko
Car insurance policy stress-free claim - Acko
Zero-hassle Claims

Throw Stress Out Of The Window.

Our claims are so stress-free, it’s like taking an afternoon nap. Just give us a call and we’ll take care of everything - from picking up your car, to getting it repaired and dropping it back right at your doorstep.

What's Covered Under Car Insurance?

ACCIDENTSA minor error in judgement can cause a major accident. But don't worry, we’ll take care of the damages to your car everytime.
FIREIt’s scary to see your car catch fire! But we’ll cover damages caused to your car due to the ones resulting from self-ignition, explosion and lightning.
THEFTFinding out that your car is stolen can be an absolute nightmare. But we’ll pay you your car’s Insured Value in case your car gets stolen.
CALAMITIESNatural and man-made calamities can wreak havoc. But we’ll cover damages caused to your car because of earthquake, riots, etc.
THIRD-PARTY LOSSESCar accidents can result in injury to, and death of any third party, while also damaging property. But we’ll cover damages related to third-party losses.
CAR OWNER COVERWe’ll cover you for death and disability caused by an accident, even if someone else was driving your car during the mishap.

What's Not Covered Under Car Insurance?

ILLEGAL DRIVINGIf you drive without a valid driving license, or under the influence of alcohol and/or other illegal substances, you will not be covered.
NON-ACCIDENTAL DAMAGEWear & tear, breakdowns, failures, and deductibles are not covered. Also consequential damages or liabilities that arise due to car accidents will unfortunately not be covered.
TYRES, TUBES & ENGINEDamage to tyres, tubes, and engine is not covered unless they are damaged due to an accident.

How Do We Make Car Insurance Claims Stress-Free?

One hour pickup in Acko car insurance policyOne Hour Pick-up*Call us and we’ll be there in an hour to pick up your damaged car for repairs.
3 Day doorstep delivery in Acko car insurance policy3-Day Doorstep Delivery**If we don’t repair and deliver your car within three days, we reimburse you with cab vouchers for your daily commute.
Cashless claims in Acko car insurance policyCashless ClaimsWhen we say we are cashless, we really mean we are cashless across ALL garages.
*In Select Cities - Ahmedabad, Bengaluru, Chennai, Delhi, Hyderabad, Kolkata, Mumbai & Pune
**Cab vouchers available in the cities mentioned above. Please refer the Terms & Conditions for more details

How To Claim Car Insurance?

Acko Car insurance policy claim registration
You RegisterRegister your claim at acko.com or call us on 1800-266-2256 (toll-free) / 1860-266-2256 (chargeable).
60 mins pickup for Acko car insurance policy
We Pick UpWe’ll pick up your car for repairs in the next 60 mins.*
Repair status can be tracked for Acko car insurance policy claim
You RelaxBe stress-free as you track the repair status on our website.
Acko car insurance policy claim provides doorstep delivery
We DeliverWe’ll drop off your car repaired and ready to go in three days.*
*In Select Cities - Ahmedabad, Bengaluru, Chennai, Delhi, Hyderabad, Kolkata, Mumbai & PunePlease note: Previous Policy document is required in case of claim within 30 days of the Acko Policy Start Date.
Acko car insurance policy offers quick settlements for minor damages
In case of minor damages,we offer instant settlements.Got a loose bumper, a cracked windscreen or a hanging side mirror? Get your claims settled instantly. You can then choose to go to your preferred garage, as per your convenience.
Aiming to unbundle insurance
Country’s first fully digital insurer
Customised products & price differentiation
Making insurance straightforward

Here's why you'll love Acko.

paperworkLooking to purchase, claim or renew? It doesn't matter.
hour*Just call us and we'll pick up your damaged vehicle within the hour.
minutesTo get your policy document in your account.
days**Get your repaired car in 3 days or we'll give you free cab vouchers!
*In Select Cities - Ahmedabad, Bengaluru, Chennai, Delhi, Hyderabad, Kolkata, Mumbai & Pune
**Cab vouchers available in the cities mentioned above. Please refer the Terms & Conditions for more details
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ACKO White LOGOAcko General Insurance Ltd.Unit No. 301, 3rd Floor, E wing, Lotus Corporate Park, Off Western Express Highway, Jay Coach, Goregaon East, Mumbai 400063.
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CIN:U66000MH2016PLC287385
IRDAI Registration No:157
Category:Non-Life Insurance
Trade logo displayed above belongs to Acko Technology & Services Pvt Ltd and used by Acko General insurance Limited under License.For more details on risk factors, terms and conditions, please read the sales brochure before concluding a sale.