Products
Minus/plus icon
ProductsInsurance made easy: tailor your coverage to fit your needs
GET COVERED FOR
Health
Health InsuranceFamily Health Insurance Plan1 Crore Health InsuranceIndividual Health InsuranceSenior Citizen Health InsuranceParents Health InsuranceArogya Sanjeevani Health InsuranceCashless Health Insurance
Car
Car insuranceComprehensive car insuranceThird party car insuranceOwn damage car insuranceZero depreciation car insuranceElectric car insuranceUsed car insuranceCommercial car insurance
Bike
Bike insuranceScooter insuranceBrand new bike insuranceComprehensive bike insuranceThird party bike insuranceElectric bike insuranceUsed bike insurance
Life
Life InsuranceTerm InsuranceAcko Flexi Life PlanCritical Illness Insurance Life InsuranceAccidental Death Benefit RiderDisability Income RiderLife Insurance Riders in India
Travel
Travel insuranceInternational travel insurance
Corporate coverage
Group health insuranceCorporate health insurance
Electronics
Mobile protectionAppliance protection
Renewals
Minus/plus icon
RenewalsDon’t risk it, renew your insurance and stay protected
Claims
Minus/plus icon
ClaimsYour peace of mind is our top priority - file a claim today
Resources
Minus/plus icon
ResourcesExplore the full ACKO experience and make the most of your plan
EXPLORE
Articles
Guides
Ebooks
health plus
health-insurance-family

What are Miscellaneous deductions?

All hospital expenses, 100% covered

✓ ZERO out of pocket costs ✓ ZERO waiting period ✓ ZERO deductions at claim

Zero Waiting period
Zero
Waiting period
14,300+ Cashless hospitals
14,300+
Cashless hospitals
100% Bills covered
100%
Bills covered
health plus

Home / Health Insurance / What are Miscellaneous deductions?

What are Miscellaneous deductions?
Jump Tag Icon

This rarely occurs, but when it does it could be because of two reasons.

healthcare-expenses

Your sum insured is exhausted.
Jump Tag Icon

Your sum insured is like a box of a finite number of chocolates; you're free to claim or pick from it as many times as you like in a year. Each time you make a claim, the number of chocolates in the box will decrease. Eventually, your sum insured is exhausted and the amount you receive is less than you expected.

corporate-health

Your treatment costs have exceeded their sublimits.
Jump Tag Icon

Even though you can claim up to the sum insured, some treatments have monetary limits. A cataract surgery, for example, is only covered up to ₹20,000. Expenses above that amount will not be covered by the insurance company, and you will have to pay them yourself.