Home / Car Insurance / Articles / Why Is It Important to Keep A Medical Care Kit in Your Car?
Team AckoJan 17, 2024
The word ‘emergency’ is defined as a sudden, unforeseen crisis that requires immediate action. In case of a medical emergency, the immediate action is to address the issue in the quickest possible manner.
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This is where a medical care kit comes to the rescue. It helps you in situations like stopping the bleeding or easing the pain for a while. It is instrumental in buying time, so that the medical situation doesn’t get aggravated and either the patient can be taken to a doctor or vice versa. A medical care kit should accompany you in your everyday travels and long journeys.
You can either get a packaged first-aid kit or assemble it yourself. Make sure to keep your kit compact so that it fits easily in your car. The basics regarding a medical kit are the same, here’s a list for your quick reference:
Band-aids
Bandages
Safety pin
Antibiotic ointment
Antiseptic cream
Hand sanitizer
Antiseptic wet wipes
Pain-relief spray
Pain-relief medication
Cotton balls
Thermometer
Scissor
Necessary medication
You are in a better position to understand your specific needs or your family’s requirements in a health-related emergency. For example, asthmatic patients should always keep an extra inhaler in their medical care kit. Kids or senior citizens in your family might have such needs, make sure to include them in your car’s medical care kit.
If you or a person seated in your car faces a medical emergency in the outskirts of the city or a rural area while you are on a road trip, the chances of finding instant medical aid are less. Therefore, it becomes all the more important to carry a medical care kit with you while you are on a road trip or embarking on a long journey. Your medical kit can prove to be helpful to others as well if you encounter an emergency situation on the way to your destination.
An existing medical condition might mean handling an emergency in a particular manner, otherwise it can be life threatening. Certain people are allergic to a certain kind of medication. Making notes related to such medical issues and keeping them in the medical care kit can be helpful to the person providing medical care, especially in case of an incident involving a solo traveler.
Just as you refuel your car when it runs of out of fuel, it is essential to refill your medical care kit as well. Every driving license comes with an expiry date and you need to renew it before expiry. Similarly, it is a good habit to keep checking the expiry dates of products kept in the medical care kit from time to time so that the expired items can be replaced with new ones in a timely manner.
Just as a medical care kit is essential to cater to your injuries, a Comprehensive Car Insurance policy is essential to cater to damages to your car. Car insurance is a regulatory requirement as well as a financial cover designed to minimize monetary losses in case of an accident involving the insured vehicle.
As per The Motor Vehicles Act, 1988, there are two types of car insurance policies: Third-party Liability Policy and Comprehensive Policy. A Comprehensive policy includes the mandatory third-party policy and makes you eligible to purchase Add-on covers such as Car Roadside Assistance to enhance your insurance cover.
Nowadays it has become extremely easy to purchase car insurance online. Ensure to read the policy-related documents carefully and understand the inclusions and exclusions in detail before purchasing it.
Disclaimer: The content on this page is generic and shared only for informational and explanatory purposes. It is based on industry experience and several secondary sources on the internet; and is subject to changes. Please go through the applicable policy wordings for updated ACKO-centric content and before making any insurance-related decisions. |
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