Home / Two-wheeler Insurance / Articles / What is CC in Bike | Cubic Capacity (CC) Meaning in Bike Explained

What is CC in Bike | Cubic Capacity (CC) Meaning in Bike Explained

TeamAckoFeb 16, 2024

If you're new to the world of motorcycles, you may have heard the term "cc" thrown around quite a bit.

But what does it mean, and why is it so important?

In this article, we'll explore what is cc in bikes and its various roles and impacts on your ride.

Contents

What is the Meaning of CC in Bikes?
What is the Role of CC in Bikes?
How Engine Capacity affects CC’s Performance in Bikes?
How does your Bike’s CC affect its Insurance Premium?
Impact of CC on Bike’s Cost
How to Calculate a Bike’s CC?
How to Choose the right CC while Buying a Bike?
Frequently Asked Questions about CC in Bikes

What is the Meaning of CC in Bikes?

The term 'CC' in a bike refers to the engine's cubic capacity, representing the engine's capacity or size. It denotes the volume of the engine chamber, impacting the air-fuel mixture and output. Higher CC means increased capacity for efficient combustion, enhancing performance and power.

What is the Role of CC in Bikes?

The cc of a bike's engine is crucial in determining its performance, speed, and acceleration. In general, bikes with higher cc engines tend to be more powerful and faster than those with lower cc engines. However, it's important to note that other factors, such as the bike's weight and design, can also impact its overall performance.

How Engine Capacity affects CC’s Performance in Bikes?

The bike’s engine capacity affects its performance.

Generally, bikes with larger engines produce more power and acceleration than smaller ones.

This means that if you're looking for a high-performance bike, you'll likely want one with a larger engine capacity or cc.

How does your Bike’s CC affect its Insurance Premium?

Bike insurance premiums aren't determined based on a single factor.

Instead, several factors are considered together, including the bike's cubic capacity.

This is why you may observe that owners of the same two-wheeler pay different insurance premiums for their vehicles.

In India, two types of bike insurance plans are available: Third-party Bike Insurance Policy and Comprehensive Bike Insurance Policy.

A third-party bike insurance cover is mandatory for all bike owners and covers third-party injuries and property damages.

As a result, the premiums for these policies are set by the regulator, the Insurance Regulatory and Development Authority of India.

The IRDAI determines the insurance premium rates based on the bike’s cubic capacity. Here are the 3rd party bike insurance rates set by the IRDAI.

Cc in bikes	Insurance Premium (Third-party)
Up to 75	Rs. 482
Between 75 and 150	Rs. 752
Between 150 and 350	Rs. 1193
More than 350	Rs. 2323

Impact of CC on Bike’s Cost

The cc of a bike can also impact its overall cost. Generally, bikes with higher cc engines are more expensive than those with lower cc engines.

This is because larger engines require more materials and resources to manufacture and are often associated with higher levels of performance and luxury.

How to Calculate a Bike’s CC?

Calculating a bike's cc is relatively simple. All you need to do is measure the diameter of the cylinder bore and the stroke length (the distance the piston travels).

Once you have these measurements, you can use a formula to calculate the engine's total volume in cc.

Here is the formula for calculating the cc of an engine.

Displacement (cc) = (π/4) x bore² x stroke x number of cylinders

Where:

π = 3.14 (the mathematical constant)
Bore = diameter of each cylinder in millimetres
Stroke = length of the piston stroke in millimetres
Number of cylinders = total number of cylinders in the engine

How to Choose the right CC while Buying a Bike?

When choosing a bike, it's important to consider your individual needs and preferences.

If you're looking for a bike with good fuel efficiency and a low cost, a lower cc bike may be the best choice.

However, a higher cc bike may be more suitable if you're looking for a bike with high performance and speed.

Ultimately, the right cc for you will depend on your budget, lifestyle, and personal preferences.

Frequently Asked Questions about CC in Bikes

Here are the answers to some common questions about cc in bikes.

What is a good cc for a beginner bike?

A bike with a lower cc (around 100-250cc) is usually a good choice for beginners. These bikes are easier to handle, less expensive, and more forgiving.

Is cc the only factor in determining a bike's performance?

Many factors can impact a bike's performance, including weight, design, and engine type.

Can a bike with a lower cc be faster than a bike with a higher cc?

In some cases, a bike with a lower cc can still be faster than a bike with a higher cc, depending on factors such as the bike's weight, aerodynamics, and gearing.

Is a bike with a higher cc always better?

Not necessarily. A bike with a higher cc may be more powerful and faster, but it can also be more expensive, heavier, and harder to handle. It's important to consider your individual needs and preferences when choosing a bike.

Disclaimer: The content on this page is generic and shared only for informational and explanatory purposes. It is based on industry experience and several secondary sources on the internet, and is subject to changes. Please go through the applicable policy wordings for updated ACKO-centric content, and before making any insurance-related decisions.