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Best crossover cars in India and their cost of insurance

Team AckoJan 17, 2024

Crossover cars offer the best of both worlds as these are usually a combination of two types of cars. A crossover can be cheaper than a full-fledged SUV (Sports Utility Vehicle). But at the same time, some benefits do get passed on.

If you are looking for feature-rich cars that come with comparatively lower price tags then you have landed right. Here we bring the 9 best crossover cars in India and their cost of insurance. Why? Because you cannot drive an uninsured car. Let’s begin.

Contents

Best crossovers in India and the cost of car insurance
What is a crossover car (or) crossover SUV?
List of best crossover cars in India
6. Tata Tiago
- 7. Kia Seltos
8. Maruti Suzuki S-Presso
- 9. Renault KWID
Frequently asked questions

Best crossovers in India and the cost of car insurance

Here is a table listing the best crossover cars in the current Indian market with their approximate cost of insurance. Note, this is an approximate cost for a Comprehensive Car Insurance Policy.

Car	Approx. Ex-showroom price (Delhi)	Approx. insurance cost
Maruti Suzuki S-Cross	Rs. 8.59 to 12.56 lakhs	Rs. 10,000 to 20,000
Datsun redi-GO	Rs. 3.83 to 4.95 lakhs	Rs. 4,000 to 9,000
Honda WR-V	Rs. 8.76 to 11.79 lakhs	Rs. 10,000 to 18,000
Ford Freestyle	Rs. 7.28 to 12.56 lakhs	Rs. 9,000 to 20,000
Maruti Suzuki Ignis	Rs. 5.10 to 7.47 lakhs	Rs. 6,000 to 9,000
Tata Tiago NRG	Rs. 6.57 to 7.12 lakhs	Rs. 8,000 to 9,000
Kia Seltos	Rs. 9.95 to 18.10 lakhs	Rs. 16,000 to 32,000
Maruti Suzuki S-Presso	Rs. 3.78 to 5.43 lakhs	Rs. 4,000 to 7,000
Renault Kwid	Rs. 4.11 to 5.66 lakhs	Rs. 5,000 to 9,000

What is a crossover car (or) crossover SUV?

There are three basic types of cars — hatchback, sedan, and SUV. While in an SUV, the body of the car and the frame (car's skeleton) are not fused together, in crossover cars, the body and its frame are a single piece of metal. It is also called "unibody". This enhances the stability of the car.

Another major difference is that a crossover does not necessarily have a 4-wheel drive system. This means most crossover cars, like hatchbacks, send power only to the two front wheels. Aesthetically, crossover cars look like a smaller version of large SUVs. You can do a quick online research to find the best crossover suvs in India.

List of best crossover cars in India

Following is the list of best crossover cars in India.

1. Maruti Suzuki S-Cross

Starting at Rs 8.6 lakhs, Maruti Suzuki S-Cross comes in four variants. The crossover has an engine of 1248 cubic capacity. The approximate cost of insuring this model is Rs. 12,000. Critics initially called it a “large hatchback,” but Maruti wiped this off by introducing a facelift of the S-Cross in 2017. Maruti Suzuki S-Cross gives a mileage of around 18-19 km/l.

Here is a table listing Maruti Suzuki S-Cross variants.

Variant	Price (ex-showroom, Delhi)
S-Cross Sigma	Rs. 8.59 lakhs
S-Cross Delta	Rs. 9.80 lakhs
S-Cross Zeta	Rs. 9.99 lakhs
S-Cross Delta AT	Rs. 11.00 lakhs
S-Cross Zeta AT	Rs. 11.19 lakhs
S-Cross Alpha	Rs. 11.36 lakhs
S-Cross Alpha AT	Rs. 12.56 lakhs

2. Datsun redi-GO

The updated Datsun redi-GO has an average of 21-22 km/l and comes equipped with a 999cc engine. The base price of this car is around Rs. 3.8 lakhs. Long-time users of the car praise its sturdy body, no vibrations on high speeds and beautiful interiors.

Here is a table listing Datsun redi-GO variants.

Variants	Price (ex-showroom, Delhi)
D	Rs. 3.83 lakhs
A	Rs. 3.97 lakhs
T	Rs. 4.25 lakhs
T Option	Rs. 4.53 lakhs
1.0 T Option	Rs. 4.74 lakhs
AMT 1.0 T Option	Rs. 4.95 lakhs

3. Honda WR-V

The car has an average mileage of 17-24 km/l. It has an engine displacement of 1498cc. Other features include automatic climate control, and navigation system.

Here is a table listing Honda WR-V variants.

Variants	Price (ex-showroom, Delhi)
SV	Rs. 8.76 lakhs
VX	Rs. 9.89 lakhs
SV	Rs. 10.77 lakhs
VX Diesel	Rs. 11.79 lakhs

4. Ford Freestyle

This is an inexpensive choice for owning a crossover. Ford Freestyle begins at Rs. 7.28 lakhs. This hatchback crossover can be compared with the Maruti Suzuki Ignis. The cost of insuring a Ford Freestyle is around Rs. 16,000. It has a mileage output of around 19-24 km/l.

Here is a table listing Ford Freestyle variants.

Variants	Price (ex-showroom, Delhi)
Titanium	Rs. 7.28 lakhs
Titanium Plus	Rs. 7.63 lakhs
Flair Edition	Rs. 7.93 lakhs
Titanium Diesel	Rs. 8.38 lakhs
Titanium Plus Diesel	Rs. 8.73 lakhs
Flair Edition Diesel	Rs. 9.03 lakhs

5. Maruti Suzuki Ignis

Maruti Ignis begins with a price tag of Rs. 5.1 lakhs. It gives a mileage output of around 21 km/l on highways.

Here is a table listing Maruti Suzuki Ignis variants.

Variant	Price (ex-showroom, Delhi)
Sigma	Rs. 5.10 lakhs
Delta	Rs. 5.81 lakhs
Zeta	Rs. 6.22 lakhs
Delta	Rs. 6.31 lakhs
Zeta AMT	Rs. 6.72 lakhs
Alpha	Rs. 6.97 lakhs
Alpha AMT	Rs. 7.47 lakhs

Also, read: Best Car Insurance Company in India

6. Tata Tiago

You can choose from 11 different variants of the car. It begins at Rs. 4.9 lakhs, but the on road price can vary as per your location in the country. The average mileage on the car is 20 km/l.

Here is a table listing Tata Tiago variants.

Variant	Price (ex-showroom, Delhi)
XE	Rs.4.99 lakhs
XT Option	Rs.5.52 lakhs
XT	Rs.5.72 lakhs
XT Limited Edition	Rs.5.79 lakhs
XZ	Rs.6.12 lakhs
XTA AMT	Rs.6.27 lakhs
XZ Plus	Rs.6.40 lakhs
XZ Plus Dual Tone Roof	Rs.6.52 lakhs
XZA AMT	Rs.6.67 lakhs
XZA Plus AMT	Rs.6.95 lakhs
XZA Plus Dual Tone Roof AMT	Rs.7.07 lakhs

7. Kia Seltos

Kia Seltos is an SUV crossover that comes with a petrol engine of 1497cc and a diesel engine of 1493cc. The lowest price tag on the car is Rs. 9.95 lakhs. The company has provided a smart air purification system in the car. This is a new feature in the segment. It has a mileage of 16-21 km/l.

Here is a table listing Kia Seltos variants.

Variant	Price (ex-showroom, Delhi)
Seltos HTE 1.5	Rs. 9.95 lakhs
Saltos HTE 1.5 Diesel	Rs. 10.65 lakhs
Seltos HTK Plus 1.5	Rs. 11.89 lakhs
Seltos HTK 1.5 Diesel	Rs. 11.99 lakhs
Seltos HTK Plus 1.5 Diesel	Rs. 13.19 lakhs
Seltos HTX 1.5	Rs. 13.75 lakhs
Seltos HTK Plus 1.5 Diesel AT	Rs. 14.15 lakhs
Seltos HTX 1.5 CVT	Rs. 14.75 lakhs
Seltos HTX 1.5 Diesel	Rs. 14.95 lakhs
Seltos GTX (O) 1.4	Rs. 15.45 lakhs
Seltos GTX Plus 1.4	Rs. 16.75 lakhs
Seltos HTX Plus 1.5 Diesel AT	Rs. 16.79 lakhs
Seltos GTX Plus 1.4 DCT Dual Tone	Rs. 17.74 lakhs
Seltos GTX Plus 1.5 Diesel AT Dual Tone	Rs. 18.04 lakhs
Seltos X Line 1.5 Diesel AT	Rs. 18.10 lakhs

8. Maruti Suzuki S-Presso

S-Presso comes equipped with an Auto Gear Shift (AGS) gear box, multi-function steering wheel, central locking, and keyless entry. The average mileage is 21-31 km/l.

Here is a table listing Maruti Suzuki S-Presso variants.

Variant	Price (ex-showroom, Delhi)
STD	Rs. 3.78 lakhs
STD Opt	Rs. 3.84 lakhs
LXI	Rs. 4.21 lakhs
LXI Opt	Rs. 4.27 lakhs
VXI	Rs. 4.47 lakhs
VXI Opt	Rs. 4.53 lakhs
VXI Plus	Rs. 4.63 lakhs
VXI Plus AT	Rs. 4.63 lakhs
VXI AT	Rs. 4.97 lakhs
VXI Opt AT	Rs. 5.03 lakhs
LXI CNG	Rs. 5.11 lakhs
LXI Opt CNG	Rs. 5.17 lakhs
VXI CNG	Rs. 5.37 lakhs
VXI Opt CNG	Rs. 5.43 lakhs

Also, read: SUV Car Insurance

9. Renault KWID

The registered mileage for KWID is 22.0 kmpl. Its 999cc engine can create a max power of 67 bhp @ 5500 RPM. Additional features include power steering and an anti-lock braking system.

Here is a table listing Renault KWID variants.

Variant	Price (ex-showroom, Delhi)
RXE	Rs.4.11 lakhs
RXL	Rs.4.41 lakhs
1.0 RXL	Rs.4.58 lakhs
RXT	Rs.4.71 lakhs
1.0 RXT Opt	Rs.4.95 lakhs
1.0 RXL AMT	Rs.4.98 lakhs
Climber 1.0 MT Opt	Rs.5.16 lakhs
Climber 1.0 MT DT	Rs.5.26 lakhs
1.0 RXT AMT Opt	Rs.5.35 lakhs
Climber 1.0 AMT Opt	Rs.5.56 lakhs
Climber 1.0 AMT Opt DT	Rs.5.66 lakhs

Also, read: Vehicle Scrappage Policy in India

Frequently asked questions

Here are some common questions about crossover cars in the country.

What is the most popular crossover in India?

The Maruti S-Cross is one of the most popular crossover cars in the country.

What is the most reliable used crossover in India?

Honda WR-V and Ford Freestyle are some of the most reliable, used crossovers in India.

Which factors would I consider while buying a crossover car?

Here is a list of things you should consider before buying a crossover car.

Budget
Safety
Comfort
Features
After-sale services

What is the longest-lasting crossover in India?

Maruti S-Cross and Datsun redi-GO are some of the long-lasting crossover cars in India.

What are the safest crossover cars in India?

Tiago NRG and Honda WR-V are the safest crossover cars as per the GNCAP (Global New Car Assessment Programme) ratings.

Disclaimer: The content on this page is generic and shared only for informational and explanatory purposes. It is based on industry experience and several secondary sources on the internet; and is subject to changes. Please go through the applicable policy wordings for updated ACKO-centric content and before making any insurance-related decisions.

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