Kia Carens Insurance Cost: Buy/Renew Carens Car Insurance

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Kia Carens is a stylish and robustly built car with extensive safety features. Nonetheless, while riding on Indian roads it is also compulsory to possess financial protection against accidents in the form of vehicle insurance. Read ahead to learn more about Kia Carens insurance cost and the advantages of buying Carens car insurance online.

Benefits of buying online car insurance for Kia Carens

Here are some of the reasons why we recommend buying Kia Carens car insurance online.

1. Multiple options

Buying Kia Carens insurance online offers a lot of options. Also, most car insurance websites have a car insurance premium calculator. So, you can use this feature to compare plans and choose a plan that best fits your requirements.

2. Extremely convenient

Offline car insurance usually takes a few days to process. Fortunately, online car insurance takes only a few minutes to complete. Additionally, you can also raise claims and renew car insurance online easily. All you need is an internet-connected phone, laptop, etc.

3. Cross-check reliability

If you buy online car insurance, you can easily cross-check the reliability of an insurer by checking their customer reviews online. You can do this by visiting the social media handles of the insurer. This will help you make an informed decision while buying.

Types of car insurance plans for Carens car

You can avail of the following plans for your Kia Carens from ACKO. Note that all plans are subject to terms and conditions and details mentioned in the respective policy wordings.

1. Third-party cover

Under third-party car insurance, you will receive monetary protection against third-party liabilities (property damage, death, injury).

2. Own Damage Cover

This plan financially protects you against damages to your car caused by accidents and calamities (natural and manmade). It also covers car theft.

3. Comprehensive - Basic

This plan offers the combined financial protection of a Third-party and Own Damage cover.

4. Comprehensive - Super Saver

Under this plan, your car will be taken and returned back for claim-related repairs, at no additional cost. You will also get the coverages of a Comprehensive - Basic plan. However, if you raise a claim, you have to pay Rs. 5,000 as a deductible.

5. Zero Depreciation - Basic

This plan is commonly also called “bumper to bumper car insurance”. Under this plan, you can avail of the coverages of a Comprehensive Basic Plan along with a cover for the depreciation costs of vehicle components.

6. Zero Depreciation - Smart Saver

This plan offers all the coverages of a Zero Depreciation - Basic plan at a discounted cost. However, in the event of an accident, you have to pay Rs. 5,000 as a deductible from your side.

7. Zero Depreciation - Super Saver

This plan offers the blended coverages of both a Comprehensive and Zero Depreciation plan. Nonetheless, if ACKO is not intimated before raising a damage related claim, you may have to pay Rs. 5,000 as a deductible.

What’s covered in Carens car insurance (inclusions)

If you buy a Comprehensive Car Insurance for your Kia Carens, you can receive coverage for the following circumstances as per the policy’s terms and conditions.

Accidental damages to the insured Kia Carens
Damages that are a consequence of natural and manmade mishaps like floods, explosions, riots, etc.
Property damage, death or injury that may come upon a third party as an outcome of an accident
If the insured car has been stolen
Coverage as per selected add-ons

Note: A Personal Accident (PA) Cover is not an inclusion under Comprehensive Car Insurance. So, it has to be bought individually. It provides a lump sum if the insured unfortunately becomes a victim of accidental disability or death.

Exclusions of Carens car insurance

If you buy Carens car insurance, you will not receive car insurance coverage for the following circumstances.

If you incur car damages while indulging in illegal racing events
Driving under the influence of critical thinking dampening substances such as excess alcohol
If you are caught driving without the legally required documents such as a valid car insurance policy
Damages that are a compound effect of the regular wear and tear of car parts
Damages that come about due to electrical or mechanical issues in the car
Damages that occur to your car outside the geographical areas listed in the policy

Add-ons for Carens car insurance

Comprehensive Bike Insurance for Kia Carens also usually allows you to buy the following add-ons.

Consumables Cover
Outstation Emergency Cover
Engine Protection Cover
Return to Invoice Cover
Zero Depreciation Cover
No Claim Bonus (NCB) Protection Cover
Roadside Assistance Cover
Key Replacement Cover
Personal Accident Cover

Disclaimer: These add-ons may or may not be available with a car insurer at all times. Hence, we recommend that you check with your insurer before buying a policy.

Why ACKO?

If you are looking for car insurance or are looking to switch car insurance providers, do consider ACKO car insurance for the following reasons.

Low-priced plans

ACKO’s digital infrastructure facilitates direct-to-customer engagement. This bypasses the intermediaries and reduces operational costs. We then offer these accumulated savings to our customers in the form of low-priced plans.

Immediate claims

Usually, waiting for a claim settlement can seem like forever. That is why at ACKO we strive for quick claim settlements. Claims submitted for slight damages are usually cleared within a few hours. However, more serious damages may require a bit more time.

Personalised discounts

Apart from offering low-priced car insurance plans, ACKO also offers unique discounts. These discounts are usually seasonal and are offered on special occasions. Apart from this, we also tailor-make plans to fit your requirements.

ACKO’s claim process

It takes only three simple steps to raise a claim under ACKO car insurance. Please find below the steps.

Step 1: Access your ACKO account by opening the ACKO website or mobile application.

Step 2: Track down your Kia Carens policy card and then click on “Claim”.

Step 3: Respond to some questions about the accident and upload applicable images. Finally, click on “Submit”.

After you raise a claim, ACKO’s claims team will take things forward as per the applicable terms and conditions.

Frequently Asked Questions

Here are some of the usual questions that come up regarding Kia Carens car insurance.

How do I renew my Kia Carens car insurance with ACKO?

Renewing ACKO car insurance for your Kia Carens car is easy. Just log in to your account on ACKO’s official website or smartphone application. After that, either select your existing plan or choose a new plan. Then, pay for the selected plan online and receive your new policy document via email instantaneously.

What documents are required for Kia Carens car insurance renewal with ACKO?

Since ACKO is an online insurance provider, we do not expect the submission of any physical documents. You just have to enter your car’s details, choose a suitable plan and pay online. We will email you your car’s policy document immediately.

Do I need to buy add-ons on top of the Comprehensive Car Insurance for my Kia Carens?

No, add-ons are not mandatory. If you feel that you require more coverage than is offered under Comprehensive Car Insurance, you can opt for add-ons. There are different car insurance add-ons for different requirements. So, you can choose the ones that you need accordingly.