Kia Seltos Insurance

1. From where can I buy car insurance for my Kia Seltos?

You can buy Kia Seltos car insurance online or offline. But the best option is to purchase car insurance online as it will save you a lot of time and money. Apart from that, you can compare car insurance plans from different insurers before purchasing online car insurance.

2. What is the cost of car insurance for Kia Seltos in New-Delhi?

The cost of car insurance depends on the value/condition of the vehicle and  type of insurance plan and add-ons you choose.

3. Can I buy add-ons for a third-party car insurance plan?

No, you cannot buy add-ons for a third-party car insurance plan. Only a comprehensive car insurance plan allows you to purchase add-on covers.

4. Which add-ons should I buy for my Kia Seltos car insurance?

A comprehensive car insurance plan allows you to buy add-on covers. You can consider buying add-ons such as Engine Protection Cover, No Claim Bonus Cover, Zero Depreciation Cover, Passenger Cover, Consumables Cover and Roadside Assistance Cover for your Kia Seltos car insurance.

5. Can I buy a 1-year car insurance policy for my Kia Seltos?

Yes, you can buy a 1-year comprehensive car insurance policy for your Kia Seltos. However, along with the 1-year comprehensive plan, it is mandatory to purchase a 3-year third-party liability policy to comply with the rules and regulations.

6. Can I renew the car insurance after it expires?

Yes, you can renew car insurance within the grace period after it expires. Post grace period, you need to pay the required penalty charges to renew the car insurance. Note that an expired car insurance policy does not provide coverage. So, it's better to renew the car insurance before it expires.

7. Which documents do I need to submit to renew my Kia Seltos car insurance?

You need to submit the following documents to renew the car insurance:

• The previous insurance certificate

• Vehicle registration certificate

• Identity proof

8. My car is damaged in an accident. What are the required documents to register a car insurance claim?

You need to submit the following documents to register a car insurance claim:

• Car insurance policy certificate

• Vehicle registration certificate

• Driving licence of the driver

• Claim form

• Vehicle repair cost estimation

• Certificate (FIR) issued by the Police (If required)

9. I am buying car insurance for my Kia Seltos. Which insurer has the best claim settlement ratio?

The claim settlement ratio differs from one insurer to another. The claim settlement ratio is nothing but the ratio between the received claims and settled claims in a financial year.

10. What is Insured Declared Value (IDV) in Kia Seltos car insurance?

IDV is the current value of your vehicle, and the insurance premium is calculated depending on the IDV of your vehicle. The IDV is also the maximum sum insured amount, which will be paid to you by the insurer in case of total loss or theft of the insured vehicle.