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If you own the Maruti Suzuki Ertiga, you have to spend money on fuel, servicing, washing, parking, and insurance. Here, insurance is not a mere expense but a tool to safeguard your money. Not buying car insurance can lead to monetary penalties, as insurance is a mandatory requirement. In this article, we dive deep into Ertiga car insurance, including the coverage benefits and Ertiga insurance price.
This section highlights prominent reasons for opting to buy or renew your Maruti Ertiga’s insurance policy.
The insurance industry has been infamous for its tedious form-filling. However, that is not the case with ACKO. Here, the process is paperless. You are not asked to fill out lengthy forms or submit identity-proof documents to buy car insurance online.
You can insure your vehicle from ACKO at your convenience. For example, if you are free on a Saturday night, you can insure your car at that time by simply logging on to www.acko.com or by downloading the mobile app.
You can insure your car directly from ACKO. There are no middlemen. Thus, there is total transparency. You can read product pages, blogs, and policy documents and make an informed decision. If something is bothering you, simply call our Customer Care team, and they will help you out.
Whether you are planning to insure your car for the first time or going for car insurance renewal, there are two primary types of insurance coverage available for you in India. Your Ertiga car insurance price will depend upon the chosen plan.
Here are some key pointers about this standard policy.
1. Mandated as per The Motor Vehicles Act, 1988.
2. Covers injury to a third party or their property damage.
3. Premium is decided by the Insurance Regulatory and Development Authority of India (IRDAI).
4. There is no scope for customisation.
5. Does not cover damages to the insured four-wheeler.
6. The Ertiga insurance price is on the lower price for this type of plan.
Here are some key pointers about this advanced policy.
1.Includes the mandatory car insurance coverage.
2. Premium is decided by the insurance company.
3. It can be customised with suitable add-ons.
4. Covers damages to the insured four-wheeler.
5. Ideal for wide-ranging coverage.
What’s Covered
What’s Not Covered
Here are the inclusions of a Comprehensive Car Insurance Cover for your Maruti Ertiga.
Covers third-party injuries.
Covers third-party property damage.
Cover against fire.
Cover against vehicle theft.
Cover against damages because of natural or man-made calamities.
Covers accidental damages.
Here are the exclusions of a Comprehensive Car Insurance Cover for your Maruti Ertiga.
Damage due to natural wear and tear.
Depreciation of car parts is not covered unless you have a Zero Depreciation cover.
Mechanical and electrical breakdown.
Instances of driving with an invalid/expired insurance policy/Driving License.
Instances of drunken driving.
Personal Accident cover needs to be purchased separately.
Add-on covers help to strengthen your car’s insurance policy. They widen the cover, and either offer a service or help receive a better claim settlement amount. When it comes to choosing add-ons for Ertiga, you should look out for Roadside Assistance, Zero Depreciation, and an Engine Protection Add-on. While the Roadside Assistance Add-on is a service-based cover, the other two are claim-related covers.
Roadside Assistance will come in handy if your vehicle breaks down and needs immediate assistance. Here, a mechanic will be sent to your location to handle the issue. The Zero Depreciation Add-on negates depreciation calculation. As a result, you get a higher claim payout. The Engine Protection covers damages to the engine due to instances such as flooding. Some of the other relevant add-ons are as follows.
Key Replacement: Lost car keys? No problem. Get them replaced with this add-on.
Outstation Emergency Cover: Get a predetermined amount if your four-wheeler breaks down during an outstation trip.
Return to Invoice: Get the vehicle’s invoice value for instances involving damage beyond repair or theft.
No Claim Bonus Protection: Raise a claim without disturbing your accumulated renewal discount.
Consumables Cover: Expenses for consumables (oil, fuel, nuts and bolts, etc.) used in car repairs shall be covered.
Here are the major advantages of insuring your car for the first time or opting for online car insurance renewal from ACKO. The exact Maruti Suzuki Ertiga insurance price will depend upon the kind of coverage chosen by you.
Who says buying insurance is a lengthy process? Maybe it used to be so, but not any longer. With ACKO, you can insure your car within minutes. Simply visit our website or download the mobile app and share details; pick a plan, and you will receive a free car insurance quote. Your policy will be ready to download once you make the online payment. Easy-peasy!
ACKO offers wide-ranging insurance coverage and benefits at an affordable price. This is possible because of no middlemen and a tech-enabled process.
ACKO is by your side when it matters the most—during claim settlement. With features like one-hour pick-up, three-day delivery, and instant settlement, our claims process is smooth, fast, and convenient.
Here’s a standard process for settling claims via ACKO’s online platform.
Step 1: Log in to My Account.
Step 2: Click Claim Now.
Step 3: Mention applicable details.
Step 4: Coordinate with the claims team for further processing based on the type of damage/claim.
Maruti Ertiga is a good option if you often travel with friends or family. Be it a planned road trip or an impromptu weekend getaway, the Maruti Ertiga will make sure you reach your destination safely and have fun while getting there. The car features a seamless blend of comfort, quality, and style. It comes with a BS6-compliant K-15C Petrol Engine and Progressive Smart Hybrid technology to deliver a power-packed performance every time. Here are the top features of the Maruti Ertiga in India.
K-series engine
SmartPlay infotainment system
Third-row recliner seats
MID with coloured TFT
Heartect platform for safety
Chrome-studded front grille
Multi-spoke alloy wheels
Fog light
Projector headlamps
3D tail-lamps with LED
Sculpted dashboard with wooden finish
Automatic climate control
Comfortable seating for all passengers
Second-row adjustable air conditioning
New-age SmartPlay studio
Dual airbags, ABS, EBD and ESP
Here are the technical specifications of the Maruti Suzuki Ertiga.
Parameters | Details |
---|---|
Engine | 1.5 litre |
Fuel Type | Petrol/CNG |
Power | 101.46 bhp/86.6 bhp |
Torque | 136.8 Nm/121.5 Nm |
Transmission | 5-Speed Manual/6-Speed AT |
Seating Capacity | 7-Seater |
Fuel Tank | 45 litre (CNG: 60 litre) |
Boot Space | 209 Litre |
Fuel Efficiency | 20.3 km/l/26.11 km/kg |
Refer to the following table for the Maruti Suzuki Ertiga price and variants.
Variant | Fuel Type | Price (Ex-Showroom) |
---|---|---|
LXI (O) | Petrol | Rs. 8.64 Lakhs |
VXI (O) | Petrol | Rs. 9.78 Lakhs |
VXI (O) CNG | Petrol/CNG | Rs. 10.73 Lakhs |
ZXI (O) | Petrol | Rs. 10.88 Lakhs |
VXI AT | Petrol | Rs. 11.28 Lakhs |
ZXI+ | Petrol | Rs. 11.58 lakhs |
ZXI (O) CNG | Petrol/CNG | Rs. 11.83 lakhs |
ZXI AT | Petrol | Rs. 12.38 lakhs |
ZXI+ AT | Petrol | Rs. 13.08 lakhs |
The Ertiga car insurance price depends on the coverage and add-ons you choose. It also depends on the vehicle’s age, geographical location and other factors.
Yes, you can get insurance for your Ertiga via ACKO’s website or mobile app 24x7.
Yes, even second-hand cars, or pre-owned cars as they are known, need to be insured with at least Third-party Car Insurance Plan if they are to be driven on public roads.
The top factors determining the premium of a Comprehensive Car Insurance policy are engine capacity, location, and chosen plan.
There is no need to upload any specific documents to renew car insurance on ACKO.
The best insurance plan for Maruti Ertiga is one that offers wide-ranging coverage without charging a lot. There is no one-size-fits-all approach here. You have to pick what suits you. For instance, a Comprehensive Plan with Zero Depreciation and Roadside Assistance Covers is a good option.