Maruti Suzuki Omni Insurance Cost: Buy/Renew Omni Car Insurance

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Maruti Suzuki Omni is one of India's most practical Multi-purpose Vehicles (MPVs). It revolutionised multiple-passenger travel within the city. The vehicle was also used for long-distance travel. Thus, it’s natural to have a bond with it if you own an Omni. And watching it get damaged due to an accident can be heartbreaking! Here’s where four-wheeler insurance can help you out financially. Read on to read about Maruti Suzuki Omni car insurance, including the coverage benefits and Omni insurance price.

Benefits of Buying Online Car Insurance for Maruti Suzuki Omni

Here are the benefits of buying car insurance for Maruti Omni online.

Zero Paperwork

No paperwork is involved when buying Maruti Suzuki Omni insurance online. Whether you want to buy/renew a policy or raise a claim, you can do so easily through our website/app. The procedure is completely paperless.

Quicker Turnaround Time

Now, you can transact with us online 24/7 thanks to our digital platforms. For example, you can use our website or mobile app to access your account at any time to buy/renew car insurance quickly for all types of cars, even brand-new ones!

Direct Transaction

ACKO is a digital-first insurance company, and we like to transact directly with you. There are no middlemen, and no commissions are involved. It enables us to offer affordable car insurance for Maruti Suzuki Omni.

Car Insurance Policies for Maruti Suzuki Omni

3rd Party Car Insurance and Comprehensive Car Insurance Policies are the primary types of four-wheeler insurance for Maruti Suzuki Omni van. Here are the coverage details.

Third-party Car Insurance Policy

The 3rd Party Car Insurance is a mandatory insurance policy that offers financial protection against third-party liabilities. It includes damages to the third party’s vehicle and property and injury (including death) to a third party. However, this car policy does not cover accidental damages to or theft of your Maruti Omni.

Comprehensive Car Insurance Policy

Comprehensive Car Insurance is a policy that offers a financial shield against accidental damages to your Maruti Suzuki Omni van. It covers damages caused due to accidents, natural or manmade disasters, and fires. It also offers insurance against vehicle theft. You can also include car insurance add-ons to enhance the plan’s scope.

What’s Covered

What’s Not Covered

What’s Covered in Maruti Suzuki Omni Car Insurance? (Inclusions)

The following circumstances are covered under the Omni car insurance (Comprehensive Policy).

Accidental damages
Third-party injury and property/vehicle damages
Natural disasters (earthquakes, flooding, cyclones, etc.)
Manmade disasters (riots, vandalism, strikes, etc.)
Car theft
Fire

What’s Not Covered in Maruti Suzuki Omni Car Insurance? (Exclusions)

The following instances are not covered under the Maruti Omni car insurance.

Driving the Omni without a valid Driving Licence (DL)
Driving the Omni without valid car insurance
Regular wear and tear of car parts
Electrical/mechanical breakdown
Driving the Omni in a negligent manner
Damages or losses caused outside the specified geographical area
Driving the Omni under the influence of alcohol or other intoxicating substances

Add-ons for Maruti Suzuki Omni Car Insurance

To enhance your Maruti Suzuki Omni car insurance policy further, you have the option to include the below-mentioned car insurance add-on covers (subject to availability).

Zero Depreciation Cover
Roadside Assistance Cover
Consumables Cover
Key Replacement Cover
No Claim Bonus (NCB) Protection Cover
Engine Protection Cover
Return to Invoice Cover
Outstation Emergency Cover
Personal Accident Cover for Passengers

Benefits of Buying ACKO Car Insurance Policy for Maruti Omni

Here are the reasons why you should consider us while buying car insurance for the Maruti Suzuki Omni van.

Low-cost Car Insurance

We work on a direct-to-customer model. Hence, there are no middlemen commissions. It lets us pass on the savings through low-cost car insurance plans for your Maruti Suzuki Omni. Scroll to the top of this page to get an instant insurance quote for your Omni.

Quick Claim Settlement

Filing claims at ACKO is easy. Minor damages, such as a broken mirror, are settled almost immediately. For significant damages, it may take us a few hours/days to settle the claim depending on policy terms and the severity of the damage to your Omni, but the process shall be seamless.

Hassle-free Online Experience

Our digital infrastructure lets you buy/renew or submit a car insurance claim online without any hassles. There is zero paperwork, nor do you have to fill out lengthy forms while transacting online with us. You can access our website or download our mobile app for a hassle-free experience.

How to Buy/Renew Maruti Omni Car Insurance from ACKO

You can follow these steps to buy or renew Maruti Omni car insurance from ACKO.

Step 1: Download the ACKO app or visit the website and provide your car details.

Step 2: Select the insurance plan and add-ons.

Step 3: Pay the premium online to instantly buy or renew Maruti Omni car insurance.

ACKO Claim Procedure

Here is our easy-to-follow claim procedure.

Step 1: Log into your ACKO account by using the widget at the top of this page or by downloading the ACKO app.
Step 2: Click on “Claim” against your Maruti Suzuki Omni insurance policy.
Step 3: Answer a few questions and upload images of the damages to submit your claim.

For minor damages, we shall settle the claim within a few minutes. As for significant damages, we may take a few hours/days to settle the claim, subject to the terms and conditions of the policy.

Maruti Omni: Key Features

The Maruti Omni is one of the most versatile utility vehicles from the Indian manufacturer. It is a van which comes with a spacious cabin, flexible seating capacity of 5 or 8-seater and all the basic features in place. The Omni is one of the evergreen vehicles in the Indian market. Hence, you still see Omni’s on the road years after it was discontinued from the Indian market. Here are some of the key features of the Omni van.

Body graphics
Clear lens headlamps
Reclining seats
Sliding driver seat
Cup holders
Dual-tone seat upholstery
Front seatbelts

Maruti Omni Specifications

Here are the technical specifications of the Maruti Suzuki Omni.

Parameters	Details
Engine	0.8 litre (796 cc)
Fuel Type	Petrol/LPG
Power	34 bhp
Torque	59 Nm
Transmission	4-Speed Manual
Seating Capacity	5/8-Seater
Fuel Tank Capacity	36 litre
Fuel Efficiency	16.8 km/l

Maruti Omni Variants and Ex-Showroom Price

Refer to the following table for the Maruti Suzuki Omni price and variants. Note that the car is no longer available in the market, and the prices were recorded before it was discontinued.

Variant	Fuel Type	Price (Ex-Showroom)
5-Seater	Petrol	Rs. 2.75 Lakhs
8-Seater	Petrol	Rs. 2.77 Lakhs

Frequently Asked Questions on Maruti Suzuki Omni Car Insurance

What is the Maruti Omni insurance cost?

The Omni insurance price depends on the type of plan and add-ons you choose. The insurance premium also depends on the vehicle’s age, geographical location and many other factors.

How is the Insured Declared Value (IDV) calculated for Maruti Suzuki Omni?

Insured Declared Value is the current market rate of your Omni van. This is the amount (after deducting depreciation and deductibles) the insurer (ACKO) shall settle in case of a total loss or if your Maruti Omni is stolen. The IDV for the Omni van is calculated based on the current market value of the car minus the depreciation.

Can I transfer my No Claim Bonus (NCB) when I move to a new insurer?

Yes, you can transfer your NCB from one insurer to another.

Do I have to purchase insurance for a second-hand Maruti Suzuki Omni van?

Yes, buying the Third-party Car Insurance Policy for a second-hand Maruti Omni is mandatory as per The Motor Vehicles Act 1988. Failure to insure your Omni van shall invite traffic penalties of Rs. 2,000 in case of the first offence and Rs. 4,000 in case of a second or subsequent offence.

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