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As a car owner, you do not want to think of unfavourable situations such as an accident or theft. However, such things happen unexpectedly. At that time, having wide-ranged car insurance can be your saviour. The right insurance policy purchased from a reliable insurance company will help you get timely services related to claim settlement. Read ahead to learn about Maruti Swift Car Insurance, including coverage benefits, benefits of online car insurance and Swift car insurance price.
Below are the benefits of purchasing car insurance online for your Maruti Swift Car.
There are two primary options when it comes to four-wheeler insurance for your Maruti Suzuki Swift.
Mandated by law, Third-party Car Insurance is a basic insurance plan for any vehicle in India. It covers third-party life and properties in an accident. However, it does not cover damages or losses to your vehicle, and the Swift insurance price for this plan is low.
Buying Comprehensive Car Insurance ensures better insurance coverage for your Maruti Swift cars. It enhances the basic coverage by providing extra insurance protection to your vehicle in the form of the Own Damage Insurance. This is over and above Third-party Insurance. Thus, a Comprehensive Policy covers the damage cost for your own vehicle as well as third-party liabilities. This policy also offers the option to choose various add-ons for your vehicle.
What’s Covered
What’s Not Covered
Here’s what’s covered in a Comprehensive Insurance Policy for Maruti Swift.
Damage or losses to the car due to explosion or fire outbreak.
Damage or losses to the car due to an accident.
Damage or losses to third-party property or life.
Damage or losses to the car due to man-made calamities such as riots, vandalism, etc.
Damage or losses due to natural disasters such as cyclones, storms, earthquakes, etc.
Here are some exclusions of the Comprehensive Motor Insurance Policy.
Consequential damage costs are not covered by the insurer.
Driving a car without a valid driving licence.
Driving a car under the influence of alcohol or intoxicating substances.
Driving a car with an expired insurance policy.
Claims as per any add-on cover which is not purchased.
The add-ons can be perceived as extra insurance covers for your Maruti Swift. You can opt for various add-ons to make your Comprehensive Plan even more beneficial. By paying a little bit of extra premium, you can get specific advantages. Here is a list of car insurance add-ons.
Zero Depreciation Cover
Engine Protection Cover
Roadside Assistance Cover
No Claim Bonus Cover
Return to Invoice Cover
Outstation Emergency Cover
Key Replacement Cover
Consumables Cover
Here are some popular and relevant add-ons that you can choose for your Maruti Swift car. Note that the Swift car insurance price may increase by opting for these add-ons.
Zero Depreciation: With a Zero Depreciation Add-on, the majority of the car’s depreciation amount will not be considered, and it will increase the claim amount.
Engine Protection Cover: You can enhance the insurance cover for your Maruti Swift’s engine with the Engine Protection Add-on. This can come in extremely handy if you reside in a flood-prone area.
Return to Invoice Protection: Invoice Protection Add-on will ensure that you receive the invoice value of your in case of a total loss. Without this add-on, your insurer will only pay you the Insured Declared Value of your car.
Consumables Cover: The Comprehensive Insurance Plan does not cover the costs of consumables such as engine/gearbox oil, nuts and bolts, etc. But if you opt for the Consumables cover add-on, the costs incurred due to the use of consumables will be covered by the insurer.
No Claim Bonus Cover: No Claim Bonus is a discount offered by the insurance company on vehicle insurance premiums when you don’t raise any claim during your policy period. You can get a discount of up to 50% on the renewal premium amount if no claims are raised for five consecutive years.
Here are some top benefits of purchasing Swift Car insurance from ACKO.
The days are gone when you have to wait to get your vehicle insured. ACKO offers a digital process through which you can buy or renew car insurance online. You just need to submit the car details, pick an insurance plan, and make the online payment for your Swift car insurance renewal.
Get guidance from insurance experts at ACKO for queries to buy, renew, claims and other insurance-related services.
In an unfortunate incident where your car gets damaged, you can simply file a claim by visiting www.acko.com or by downloading the mobile app. The claims team will take over and work towards a smooth and faster claim settlement experience.
ACKO offers low-cost Maruti Suzuki Swift insurance plans by saving operational costs. You can choose the insurance plan that suits your requirements and buy the policy at an economical price.
Filing a car insurance claim at ACKO is simple and easy. Follow the below steps to raise a claim against the ACKO car insurance policy.
Step 1 - Visit the ACKO website or download the ACKO app on your smartphone.
Step 2 - Login to your account with your registered mobile number.
Step 3 - Click on “Claim”.
Step 4 - Enter the damage details of your car.
Step 5 - Upload pictures of your damaged car.
Step 6 - You will receive an instant claim settlement for minor damages.
Step 7 - If the damages are severe, ACKO’s car insurance expert will contact you to process the claim settlement.
The Maruti Suzuki Swift is a car that redefined the compact hatchback segment in India. With its sporty exterior design, premium interior and punchy performance, the Swift is one of the best-selling hatchbacks in the country. The car offers a perfect blend of sporty appeal, good performance and economical drive with its fuel-efficient engine. Here are the key features of the Maruti Swift.
Sporty front grille with chrome treatment
LED projector headlamps
LED DRLs
Dual-tone alloy wheels
Leather-wrapped steering wheel
Colour MID
Cruise control
Touchscreen infotainment system
Sporty front seats
Automatic climate control
Dual airbags
ESP, ABS, EBD and hill-hold assist
Here are the technical specifications of the Maruti Suzuki Swift.
Parameters | Details |
---|---|
Engine | 1.2 litre |
Fuel Type | Petrol/CNG |
Power | 88.4 bhp/76.3 bhp |
Torque | 113 Nm/98.5 Nm |
Transmission | 5-Speed Manual/5-Speed AMT |
Seating Capacity | 5-Seater |
Fuel Tank | 37 litre (CNG: 55 litre) |
Boot Space | 268 Litre |
Fuel Efficiency | 22.38 km/l/30.90 km/kg |
Refer to the following table for the Maruti Suzuki Swift price and variants.
Variant | Fuel Type | Price (Ex-Showroom) |
---|---|---|
LXI | Petrol | Rs. 5.99 Lakhs |
VXI | Petrol | Rs. 6.95 Lakhs |
VXI AGS | Petrol | Rs. 7.50 Lakhs |
ZXI | Petrol | Rs. 7.63 Lakhs |
VXI CNG | Petrol/CNG | Rs. 7.85 Lakhs |
ZXI AGS | Petrol | Rs. 8.18 Lakhs |
ZXI+ | Petrol | Rs. 8.34 Lakhs |
ZXI CNG | Petrol/CNG | Rs. 8.53 Lakhs |
ZXI+ AGS | Petrol | Rs. 8.89 Lakhs |
The insurance price for Swift cars depends on the type of coverage and add-ons you buy. It also depends on the car’s age, geographical location and many other factors.
ACKO offers paperless services for buying/renewing car insurance. Hence, no documentation is required to buy insurance for your Swift car. You just need to visit www.acko.com or download the app to purchase insurance for your car.
Here are a few factors that affect Maruti Suzuki Swift insurance premium:
Car model/variants
Insured Declared Value (IDV)
Engine and Cubic Capacity of the car
No Claim Bonus
Deductibles
Security or anti-theft devices installed (If any)
Claim history, etc.
To file a claim, you need to log in to your insurance account on the ACKO website/app. Click on the “claim” button to file a claim. Later on, fill the damage details of your car with a picture. For minor damage, your claim will be settled instantly. ACKO’s expert will contact you in case of major damages.
Yes, you can renew the car insurance with another insurance company.
Yes, having Third-party insurance is mandatory for your car as per the Motor Vehicles Act, 1988. If your policy has expired, you have to renew it to activate your insurance policy again. It helps you fulfil legal requirements.
No Claim Bonus (NCB) is applicable to the owner of the vehicle and not the car. This means NCB is not passed on with the sale of the car. So, when you buy a new car insurance policy, you can transfer the NCB benefits of the previous policy. You will get an NCB discount on the premium when buying/renewing the car insurance policy for your second-hand car.
You can consider purchasing the Comprehensive Car Insurance Policy for your Maruti Swift car for extensive coverage. This policy provides coverage against damage to third-party property/life, damages to your car, and total loss or theft of the insured vehicle. You can also customize the policy coverage by opting for add-ons at your convenience.
You can renew your car insurance policy online as it is very convenient. You can log on to the ACKO website/app and complete the car insurance renewal process without any paperwork. You can select your desired car insurance plan and add-ons and pay the premium online. That’s it.