Maserati Ghibli Car Insurance
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Available in both diesel and EV, Maserati Ghibli is a true sensation, providing you with meditative privacy. The car’s built consisting of dual pane glass windows, and perfectly curated seating, this car is the truest definition of luxury travel.
This exotic yet luxurious 5-seater provides you comfort, ease of travel and some of the top-end systems all put in one unit. Despite the ease of travel and comfort, there’s always a certain amount of fear for someone who owns this luxurious engineering marvel. However, one can attain peace of mind and satisfaction if one car is insured. Car insurance becomes highly crucial when your asset is worth crores, especially when it arrives as a Maserati in a country like India. To help you make the right insurance choices and dive deeper into understanding various coverage options, we’re here to assist you with all that you need.
Why you should buy car insurance for Maserati Ghibli
Legal Binding
In a country like India, driving is illegal without a third-party car insurance policy. To avoid paying hefty fines or harsher penalties one must have comprehensive insurance.
Complete financial coverage
Having to pay for unlucky incidents out of your wallet can be very expensive. You might considerably lessen your financial burden by obtaining insurance policies.
Car thefts
These are more common than you may believe. If your vehicle is stolen, an auto insurance policy will guarantee that you will receive your money back, subject to certain exceptions.
Limited Liability
An insurance policy with third-party coverage is required by the Motor Vehicles Act. It guarantees safety against complete liability in case of damage to a third party.
The most common types of car insurance for Maserati Ghibli
Basic types of insurance policies you should be aware of:
Third-party liability insurance
Every owner of a vehicle is required under the Motor Vehicle Act of 1988 to have third-party auto insurance. This policy's only objective is to shield a third party from harm brought on by your Maserati Ghibli in the event of an accident. It's crucial to remember that your Maserati Ghibli will not be covered for damage by third-party auto insurance.
Comprehensive insurance policies
These cover damages resulting from unforeseen and/or uncontrollable occurrences as well as third-party liabilities and damages caused by the policyholder.
What is Covered
What is Not Covered
What is covered in Maserati Ghibli insurance?
According to policy limits, a comprehensive car insurance policy often covers:
Third-party bodily injury, property, and asset damage liability.
Expenses for repairing or replacing the insured parts of your Maserati Ghibli due to fire, riots, theft, accidents, etc.
The worth of any alloy wheels, infotainment system, etc. that was harmed in an accident
Several smart add-ons, such as Return to Invoice and Zero Depreciation.
The wording of policies must be carefully read, since there are certain restrictions and requirements for claim eligibility.
What is not covered by Maserati Ghibli insurance?
Exclusions in comprehensive insurance that you should know about:
Normal deterioration and wear and tear of parts of the car as a result of ageing.
Smaller damages such as dents, scratches, and fractures are not covered.
Any damages that existed before the policy's commencement date.
Additionally, damages resulting from intoxicated driving.
Add-ons for Maserati Ghibli Insurance
Comprehensive insurance policies are great because they can be improved upon with the help of add-ins like:
Return to Invoice
Zero depreciation
Engine and gearbox cover
NCB Protection Cover (Protection for your ‘No Claim Bonus’ against a claim)
Coverage for accessories (Any damage to the navigation system, music system, etc.)
Benefits of buying car insurance for your Maserati Ghibli
Following are a few reasons why you should get a comprehensive car insurance policy:
Customizations: Create a comprehensive coverage policy with add-ons that are most relevant to you.
Free pick up and drop: From your doorstep to any garage of your choice and back, for maintenance and repairs.
Total transparency: No hidden fees. No commissions. No middlemen. All that will be required of you is the payment of your insurance premium.
24/7 assistance: Access to highly trained and dedicated professionals, always there to support you.
Zero paperwork: All payments are made quickly and easily via the insurer’s app or website.
How to Buy/Renew Maserati Ghibli Insurance
Here’s how you can buy or renew your Maserati Ghibli Insurance policy
Visit the main website, or download the car insurance company’s mobile app.
Enter the number of your Maserati Ghibli and click on ‘Check Prices’.
Enter your previous policy details (if applicable), choose your preferred plan and add-ons, and pay the premium online.
4 easy steps to raise a claim
When filing a claim, insurance providers guarantee convenience and speed for the policyholder.
Visit the website or app for raising a claim, go to ‘Car’; then ‘File New Claim’.
Submit the claim by entering some basic information and your car’s registration number.
Use the app to upload any required papers, such as copies of your coverage, your FIR, or repair estimates.
Get in touch with the approved workshop directly for cashless claims.
Receive approval and payout for small damage claims that fall below the defined value threshold.
An ACKO representative will examine the vehicle and start the proper compensation process for major damage claims that exceed the threshold.
Conclusion
Maserati Ghibli with its illustrious history, is engineered and designed to provide you with the most relaxing and comfortable journey. Created with fierce yet iconic style, this car deserves to be maintained and well-kept to ensure its longevity. Thus, it is highly recommended and expected that an individual buying this beast ensures buying the best insurance to safeguard this magnificent beauty. As a proud owner of this highly luxurious possession, we hope to help you discover the best car insurance policy.
Frequently Asked Questions on Maserati Ghibli Car Insurance
FAQs
Do I need to upload any documents while filing a claim on ACKO?
No. Typically, you need not upload any documents while filing a car insurance claim on ACKO. You just need to upload the photographs of the damaged vehicle. But in special cases such as theft, you may have to upload the necessary documents to process the claim.
Is third-party car insurance sufficient for my Maserati Ghibli?
A third-party car insurance policy may not provide adequate coverage for your vehicle as it only covers third-party losses. Consider purchasing a Comprehensive Car Insurance Policy for all-around coverage, including third-party and Own Damage cover.
How much will an insurance policy cost for my Maserati Ghibli?
The cost of the premium is directly proportional to the cost of the vehicle.
Will there be a change in my Maserati Ghibli insurance premium when I modify the car?
Yes, informing the insurer about any modifications like engine tuning, body kit additions, etc. is important. This will impact the Insured Declared Value (IDV) of your car.
Do I need hard copies of documents while filing a claim?
Nope! No paperwork is required. Only soft copies need to be uploaded when you file a claim with ACKO.
Can I insure accessories like roof wraps, body kits etc?
If you declare and pay the relevant premiums to cover accessories under motor insurance, you can insure body kits, wraps, music systems, navigation systems, etc.
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