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Buying a car insurance policy is crucial for a car owner. It covers you against unforeseen financial losses due to a car accident. Having motor insurance also ensures that you comply with the legal requirements. If you own or plan to own a new Nissan car, do not forget to insure it with a broad-ranging insurance cover. Read ahead to know all the aspects of buying/renewing Nissan car insurance.
Listed below are a few reasons why you must pick a Comprehensive Cover for your Nissan cars.
A Comprehensive Cover for your Nissan car will be a shield against non-compliance penalties concerning car insurance as it fulfils the legal requirements of having third-party coverage.
Another advantage of a car insurance plan is the Own Damage cover (OD). A Comprehensive Insurance Policy comes with an OD cover that covers damage to your car. The insurance plan covers vehicle damages caused due to fire, accident or natural/man-made calamities.
If you meet an unfortunate situation where you have caused an injury to a third party or damaged third-party property, then having a comprehensive policy can be your savior as it covers third-part life or properties.
There are majorly two types of car insurance plans available for Nissan cars: Comprehensive and Third-Party Car Insurance Policy. Below are the coverage details of both the insurance policies.
A Comprehensive Car Insurance Plan provides substantial coverage of your Nissan cars as it comes bundled with Own Damage cover and Third-Party liability coverage. The insurance plan covers damages to your car caused due to accidents, fire, or natural/man-made calamities. The Comprehensive Plan also covers the losses due to theft of the insured vehicle. You have the liberty to customize your standard insurance plan by opting for various add-ons.
A Third-Party Car Insurance Policy is a basic insurance plan for your Nissan cars. Purchasing a Third-Party Policy is mandatory to meet the legal requirements. The insurance plan covers loss/damages to third-party vehicles/property or life. However, Third-Party Policy does not offer an Own Damage cover for the insured vehicle.
Nissan Comprehensive Insurance Policy offers coverage against the following.
Losses to third-party property or life.
Damages incurred due to an accident.
Losses to the insured car due to fire outbreak.
Total loss or theft of the insured car.
Losses to the insured car due to man-made disasters such as riots, or vandalism, etc.
Losses to the car due to natural calamities such as earthquake, floods, etc
Nissan car insurance does not offer coverage against the following circumstances.
Losses to the insured car due to regular wear and tear.
Losses to the car due to rash driving or improper handling.
Damages to the car due to electrical or mechanical failure.
Damages to the car when driving without a valid driving licence.
Damages caused to the insured vehicle when driving outside the specified geographical location.
Personal accident coverage to the driver/owner.
Losses to the insured car when driving under the influence of intoxicating substances.
Any add-ons which are not purchased.
An add-on is an additional cover, which enhances the coverage benefits of the Comprehensive Car Insurance Plan. You have to pay extra to buy them, but each add-on comes with specific coverage/service, which enhances your overall motor insurance coverage. Below are the available car insurance add-ons for Nissan car insurance.
Zero Depreciation Cover
Engine Protect Cover
Roadside Assistance Cover
No Claim Bonus Cover
Outstation Emergency Cover
Personal Accident Cover for Passengers
Consumables Cover
Return To Invoice Cover
Key Protect Cover
Having add-ons provides extra protection for your Nissan cars. Buying an engine protection cover proffers coverage against engine damages caused due to coolant/lubrication leakage, accident or natural calamities. Apart from that, you can buy Roadside assistance and Outstation Emergency Cover, if you are planning for a car trip. Buying these add-ons offer value for money. To know more about add-ons, click here.
Below are the advantages of purchasing Nissan car insurance from ACKO.
Just give us a call, and we will pick up your vehicle within 1 hour (for select cities) for repair works. After the vehicle gets repaired, we will deliver it to your doorstep.
The claim settlement process at ACKO is quick, simple and hassle-free. For filing a claim, visit ACKO’s website/app. After verification of your claim, you will receive an instant claim settlement for minor damages.
ACKO’s website provides all the vital information regarding the Nissan motor insurance plans. If you need any clarification or help while purchasing car insurance, the customer support team will assist you in choosing the correct Nissan insurance policy for your car.
The process of filing a car insurance claim is simple and hassle-free at ACKO as it is completely online. Follow the steps below to raise a car insurance claim at ACKO.
Step 1 - Download the ACKO app or log on to the website (www.acko.com).
Step 2 - Log in to your account with the registered mobile number.
Step 3 - Click on the Claim on your policy card.
Step 4 - Enter a few vehicle damage details.
Step 5 - Upload the pictures of your damaged vehicle.
Step 6 - You will receive an instant claim settlement for minor damages.
Step 7 - In case of a major damage claim, ACkO’s car insurance expert will contact you to process the claim settlement.
Here are some answers to the most commonly asked questions about Nissan car insurance.
ACKO offers simple online steps to renew your Nissan car insurance. You can instantly renew the policy by logging in to your account on the ACKO website/app. Choose the renewal option, select your plan and pay online. There is no paperwork, and the renewed policy is sent to your registered email address.
Yes, a car inspection is needed to purchase a new car insurance policy if the previous policy has already expired. Because the vehicle might have suffered damages after the expiration of the policy. So, the insurer will inspect your car before issuing a new car insurance plan for your Nissan car.
If no claim has been raised during your policy period, you can avail of your No Claim Bonus (NCB) at the time of your Nissan car insurance renewal. Keep in mind that your NCB stays active for 90 days after the policy expires.
You can insure your Nissan car online within a few minutes. You just need to visit the ACKO website/mobile app to submit a few vehicle details and register for your car insurance. After the completion of payment, you can get confirmation about your insurance policy directly into your inbox.
If you are renewing an ACKO car insurance policy, you need not submit any documents. The insurance renewal process at ACKO is paperless. However, if you are renewing the insurance offline, then you need to submit the following documents:
The previous insurance policy certificate
Driving Licence
Vehicle registration certificate
Identity proof
You can buy a standalone Own Damage cover online by visiting the ACKO website or via the ACKO mobile app. Enter your vehicle details and opt for a standalone Own-damage Insurance policy. After completing the payment, you will be insuring your Nissan car with an OD cover.
Yes, you can cancel your Nissan car insurance plan during the policy period. You can know more about it by visiting ACKO Cancellation and Refund Policy.
A Personal Accident cover provides coverage against disability or accidental death of the owner/driver. This cover is mandatory as per Indian government law. You can purchase the Personal Accident cover separately when you buy/renew the car insurance policy. If you own multiple vehicles, only one Personal Accident cover is enough.