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Tata Bolt is one of the classic hatchbacks from Tata Motors with a unique design language. Buying a four-wheeler insurance plan is a must for Tata Bolt, as it is mandatory in India. A Comprehensive Motor Insurance protects you against financial liabilities arising from third-party losses and damages to your car. Purchasing Bolt car insurance online from ACKO is simple and easy. This article provides you with all the information related to Tata Bolt car insurance.
Buying online four-wheeler insurance is convenient, quick and simple. Here are the reasons why you should opt for online car insurance for your Tata Bolt car.
You need not wait for days to receive your policy document when you buy car insurance online from ACKO. The insurance policy certificate will be instantly sent to your registered email ID once you complete the online purchase.
Purchasing online insurance doesn’t involve any agents. Hence, you can make the right purchase decision without the influence of a middleman. You can also save on the insurance premium as you need not pay any commissions.
You can purchase/renew car insurance online at your convenience. You need not visit the insurer's office or any agent. Just visit the ACKO website/app from your computer or smartphone and complete the purchase/renewal from anywhere and anytime.
There are mainly two types of car insurance plans for Tata Bolt cars. Below are the coverage details of both plans.
It is a basic and mandatory car insurance plan for your Tata Bolt car. Third-party Car Insurance Policy provides coverage against damage to third-party property or injury/death of the third party. The insurance plan does not cover damages to your car. Apart from the Third-party Policy, a Personal Accident (PA) cover is also compulsory as per law. PA cover provides coverage if the owner/driver suffers disability/accidental death while driving the car.
The Comprehensive Car Insurance Policy comes with dual coverage benefits: Third-party cover and Own Damage (OD Insurance) cover. Apart from covering third-party losses, the insurance plan covers damages to your Bolt car caused due to an accident, fire, natural disaster, or man-made disaster. The policy also covers theft or total loss of the insured vehicle. You can also opt for add-on covers to enhance the coverage of the policy.
Comprehensive Tata Bolt car insurance from ACKO covers the following losses.
Third-party property damages or third-party injury/death
Accidental damages
Fire damages
Total loss of the insured vehicle
Theft of the insured vehicle
Damages due to natural disasters (floods, earthquakes, etc.)
Vehicle damages caused due to man-made calamities (riots, vandalism, etc.)
Tata Bolt car insurance will not cover the damage/loss caused due to the following circumstances.
Driving without an active insurance policy
Mechanical or electrical failure
Regular wear and tear
Driving under the influence of intoxicating substances
Driving without a driving licence
Improper handling or irresponsible driving
Claims made against any add-ons which are not purchased
Personal Accident Cover (To be purchased separately)
Add-ons are nothing but additional covers for the standard Comprehensive Car Insurance Plan. Add-on covers offer additional coverage/services on top of the standard coverage benefits. Here are the car insurance add-ons offered by ACKO for Bolt car insurance.
Zero Depreciation Cover
No Claim Bonus Cover
Personal Accident Cover for Passengers
Return to Invoice Cover
Outstation Emergency Cover
Key Replacement Cover
Consumables Cover
Here are the reasons why you should purchase four-wheeler insurance for your Tata Bolt car from ACKO.
The complex paperwork can consume a lot of time while purchasing a car insurance policy. But at ACKO, there is no hassle of filling forms or uploading documents. You can type in your vehicle and previous policy details to purchase Bolt car insurance.
At ACKO, you can register a claim online within a few minutes, and the process is completely digital. You may have to upload soft copies of the documents only for third-party losses, theft or total loss-related claims.
ACKO works on a direct-to-consumer model. That means you directly purchase the policy from the insurer, and there are no agents/middlemen involved. Hence, you can buy the best insurance plans at incredibly low premiums.
Typically, filing a car insurance claim is a complex and time-consuming process. But it’s not the case at ACKO, thanks to the 100% digital process. By following the below steps, you can register a car insurance claim within a few minutes.
Step 1 - Visit the ACKO website (www.acko.com) or download the mobile application to sign in to your account.
Step 2 - Open your Policy Card and select the Claim Now option.
Step 3 - Upload the photographs of the damaged car and soft copies of the documents (if required).
ACKO’s claims team will reach out to you to guide you through the next steps.
Here are some of the most commonly asked questions and their answers about Tata Bolt car insurance.
There is no need to upload any documents while insuring your Bolt car at ACKO. Visit the ACKO website/app and enter details of your vehicle and the previous policy and select your insurance plan. Make the payment online and complete the purchase.
As soon as you complete the purchase/renewal on ACKO, the policy document will be instantly sent to your registered email address. However, you can also download the policy certificate from the ACKO website or smartphone application. Log in to your profile and open your Policy Card and download the policy document.
Yes, you can customise the Comprehensive Car Insurance Plan as per your needs. You can choose the add-ons as per your requirement. You also have the flexibility of adjusting the IDV (Insured Declared Value) while purchasing/renewing the Comprehensive Policy.
Yes. Generally, you can register a car insurance claim on ACKO without any paperwork. Log in to your account via ACKO’s website/app and register the claim. But you may have to upload documents for theft or total loss-related claims.
A Personal Accident cover is compulsory as per The Motor Vehicles Act, 1988, irrespective of the type of car insurance plan you choose. The Personal Accident (PA) cover provides coverage against the disability/accidental death of the owner/driver while driving the insured vehicle. You need to purchase only one PA cover if you own multiple vehicles.