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Car insurance is a very important aspect to drive a car in India. Buying a Comprehensive Car Insurance not only covers legal liabilities, but it also covers accidental damages to your vehicle or financial losses arising from the theft of the vehicle and/or due to natural and man-made calamities. Read ahead to learn more about Tata Tiago Insurance and the benefits of buying car insurance online.
Below are the benefits of purchasing car insurance online for your Tata Tiago car:
Buying online car insurance is easy and fast. The entire procedure doesn’t include filling lengthy forms and documentation. All you have to do is visit the ACKO website or app and enter the vehicle and personal details for purchasing car insurance for your Tiago.
There are no agents or middlemen involved when you purchase car insurance online from ACKO. The entire buying/renewal process is digital and transparent. You can check your insurance status and customize it at your convenience.
Buying insurance online is the most convenient way to insure your car. You do not need to visit the insurer's office to purchase insurance. All you have to do is visit the ACKO website or log on to the ACKO app from anywhere at any time. Fill in your vehicle and personal details, select your insurance plan, complete the payment and your vehicle is insured. It’s that easy!
There are two types of car insurance plans for Tata Tiago. Third-party Insurance and Comprehensive Insurance. Below are the coverage details of these plans:
The comprehensive plan is a bundled insurance plan which includes both Third-party Insurance and Own Damage Cover. While Third-party insurance provides financial protection against third-party losses and legal liabilities, the Own Damage Cover takes care of damages or losses arising due to damages or theft/total loss of your vehicle. This plan also has the option to choose several car insurance add-ons to enhance the standard plan according to which Tiago insurance prices may vary.
Third-party Car Insurance is mandatory as per The Motor Vehicles Act, 1988 and provides coverage against third-party losses. However, it does not cover damages or losses to your vehicle.
Here’s what’s covered in a Comprehensive Car Insurance Policy for your Tata Tiago:
Damage or losses to the car due to an accident.
Damage or losses to the car due to a fire outbreak or explosion.
Damage or losses to third-party property or life.
Damage or losses to the car due to natural calamities such as cyclones, storms, floods, etc.
Damage or losses due to man-made calamities such as vandalism, riots, etc.
Total theft or loss of the insured vehicle.
Here are some exclusions that are not covered under the Comprehensive Insurance Policy:
Driving a car without a valid driving licence.
Consequential damage costs are not covered by the insurer.
Driving a vehicle under the influence of intoxicating substances.
Driving a vehicle with an expired insurance policy.
Claims as per any add-on cover which is not purchased.
Add-ons are small coverage plans which enhance the scope of the basic plan. You can include add-ons with the Comprehensive Insurance Plan. Please note that you need to pay the cover charges for these add-ons. Here are the add-ons that you can choose from:
Return to Invoice Cover
Outstation Emergency Cover
Key Replacement Cover
Consumables Cover
Below are some useful and relevant add-ons that you can consider to enhance your Comprehensive Insurance plan for Tata Tiago car:
While settling car insurance claims against your policy, the depreciation of the motor parts being replaced will not be deducted, with this add-on. Thereby you can receive the maximum claim amount.
Get assistance within 100 km from your residence during an emergency. Through the add-on, you can avail yourself services such as emergency fuel fill, minor repairs, towing services, etc.
Engine oil, nuts and bolts, screws, and such consumable items are not covered under the basic plan. This add-on provides coverage for the same.
ACKO is one of the first digital insurers to provide insurance through an online platform. The entire process is digital and easy for making the experience hassle-free and quick. Here are a few benefits of buying Tata Tiago Car Insurance online:
You can buy, renew car insurance online with zero paperwork. By visiting the website ACKO.com or download the ACKO app you can complete the transaction and insure your vehicle online.
ACKO settles claims for minor damages instantly. Damages such as a dent on the bonnet, broken rearview mirror will be settled instantly. If the damages are major, ACKO will pick up your car within an hour (in select cities) for repair works. The repaired vehicle will be delivered to your doorstep within three days, as per the policy wordings.
Get assistance from our insurance experts while buying/renewing the insurance policy. The experts will also help you throughout the claim settlement procedure.
You can transact directly with ACKO without the need for an agent or middlemen to buy, renew the insurance policy. As there is no commission paid, the savings are passed on to you as low-cost premium insurance.
Filing a car insurance claim at ACKO is simple and easier. Follow the below steps to raise a claim against the ACKO car insurance policy:
Step 1 - Visit the ACKO website or download the smartphone app.
Step 2 - Login to your account with your registered mobile number.
Step 3 - Click on the “Claim” button on your policy card.
Step 4 - Enter the damage details.
Step 5 - Upload pictures of your damaged car.
Step 6 - You will receive an instant claim settlement for minor damages.
Step 7 - If the damages are severe, ACKO’s car insurance expert will contact you to process the claim settlement.
Here are a few questions and answers related to the above-mentioned topic:
You can consider purchasing the Comprehensive Car Insurance Policy for your Tiago car. It provides extensive coverage against damages to your car, damage/loss to third-party property/life, and total loss or theft of the insured vehicle. You can also customize the policy by purchasing add-ons as per your need or as per the vehicle you own.
You can buy car insurance online by visiting ACKO’s website or by downloading the app.. You just need to log in to your account and select the insurance plan for your Tiago. After completing the payment, you will get confirmation on your registered mail id. That’s how your car will be insured with us.
Being an ACKO customer, you do not need to submit any documents during car insurance policy renewal. Just log in to your account, choose the insurance plan and make the payment online. There is no paperwork or documentation.
Yes, you can renew your Tiago car insurance with another insurance company.
Yes. You will continue to get the No Claim Bonus benefit despite selling your old car and buying a second-hand car. NCB is earned by the owner of the vehicle and not the car. So, when you buy a new car insurance policy, you can transfer the NCB benefits of the previous policy. You will get an NCB discount on the premium when buying/renewing the car insurance policy for your second-hand car.
You can write or call our customer service team to inform us about the cancellation of the insurance policy of your vehicle.
A Personal Accident Cover is mandatory for your Tata Tiago insurance policy. As the Comprehensive Insurance does not include Personal Accident Cover, you can have stand-alone Personal Accident cover for your standard insurance policy. If you own one, you do not need to purchase again.