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Tata Zest is a compact sedan, and to drive your Tata car on Indian roads, Third-party Motor Insurance is a must. Apart from meeting the legal requirements, a Comprehensive Car Insurance Plan also provides a financial backup if your vehicle is damaged. Read ahead to know more about Tata Zest car insurance and the benefits of purchasing car insurance online from ACKO.
Buying car insurance online is the quickest and convenient way to insure your car. Here are the advantages of opting for online four-wheeler insurance.
Gone are the days when you need to wait for days to get your car insured. Get your car insurance policy instantly by opting for online insurance. Visit the insurer’s website (www.acko.com) or mobile app, complete the purchase, and you will get the policy document instantly.
You can complete the online insurance renewal process within a few minutes as ACKO already has your vehicle and policy details (if renewing with the same insurer). You need to log in to your profile, choose the policy and complete the renewal process.
You can purchase four-wheeler insurance online anytime and from anywhere as it is available 24x7. Log in to the ACKO website/app and purchase/renew car insurance online from the comfort of your home/office.
You can opt for two types of car insurance plans for Tata Zest cars. Here are the coverage details of both plans.
As the name goes by, a Third-party Car Insurance Plan covers damage to third-party property and the death/injury of a third party. This insurance plan is mandatory in India but does not provide coverage if your car is damaged. Apart from the Third-party Liability cover, a Personal Accident (PA) cover is also compulsory. PA cover provides a financial backup if the owner/driver suffers accidental death/disability while driving the insured car. You can buy the PA cover separately while purchasing/renewing the policy.
A Comprehensive Car Insurance Plan offers dual benefits: Third-party Liability cover and Own Damage cover. The insurance policy covers third-party losses and damages to your Zest car due to an accident, fire, man-made disasters, or natural disasters. Apart from that, the policy also covers total loss or theft of the vehicle. You can also opt for add-on covers to further enhance the coverage benefits. You can buy add-ons at a nominal increase in the Tata Zest insurance price.
Tata Zest Comprehensive car insurance covers the following losses.
Accidental damages
Third-party injury/death or third-party property damages
Fire/explosion damages
Theft of the insured vehicle
Total loss of the insured vehicle
Personal Accident Cover (To be purchased separately)
Loss or damages caused by natural disasters (floods, cyclones, earthquakes, etc.)
Damages caused by man-made calamities (vandalism, riots, etc.)
Damage/loss caused due to the following circumstances are not covered by Tata Zest car insurance.
Regular wear and tear
Mechanical or electrical failure
Driving without valid documents
Improper handling or irresponsible driving
Driving the vehicle in an intoxicated state
Claims made against any add-on covers which are not purchased
An add-on is a bit-size cover that offers additional coverage/service on top of the standard coverage offered by the car insurance plan. You can opt for an add-on only with the Comprehensive Car Insurance Policy. Here are the add-ons offered by ACKO.
No Claim Bonus Cover
Key Replacement Cover
Outstation Emergency Cover
Consumables Cover
Personal Accident Cover for Passengers
Return to Invoice Cover
Here are the advantages of purchasing four-wheeler insurance for your Tata Zest car from ACKO.
You can forget about paperwork and documentation when you purchase/renew car insurance from ACKO. All you need to do is provide your vehicle and previous policy details on the ACKO website or app to buy four-wheeler insurance online.
File a car insurance claim online at ACKO with minimal to no paperwork. You will receive an instant claim settlement for minor damages. For significant damage claims, ACKO will settle the claim in a few hours/days, depending on the extent of the damage.
At ACKO, you can customize the car insurance plan as per your needs. Select the add-on covers as per your requirement and even increase/decrease the IDV (Insured Declared Value) before purchasing/renewing the policy.
Filing a car insurance claim at ACKO hardly takes a few minutes as the entire process is digital. No hassle of filling forms or going through the documentation process. Here are the steps to raise a car insurance claim at ACKO.
Step 1 - Sign in to your profile by visiting the ACKO website or mobile app.
Step 2 - Select the Claim option and upload the pictures of your damaged car and documents (if required).
Step 3 - ACKO’s claims team will contact you to process your car insurance claim request.
Below are some of the most commonly asked questions about Tata Zest car insurance. If you have any other queries, reach us at [email protected].
To buy car insurance online, all you have to do is visit the ACKO website or mobile app. Enter your vehicle and previous policy details, select the policy and pay online. Your policy document will be instantly sent to your registered email address.
Comprehensive Car Insurance Policy is the best four-wheeler insurance plan for your car. It provides Third-party cover and Own Damage cover, so you get all-around coverage for your vehicle. The insurance plan also provides a financial backup if your car suffers a total loss or gets stolen. Moreover, you can also purchase add-on covers to enhance the policy benefits.
No, you need not upload any documents to renew Zest car insurance online on ACKO. Log in to your profile, choose the policy and pay online. The process of new policy purchase remains the same if you are buying car insurance from ACKO for the first time. There is no paperwork while buying/renewing the policy.
No, a Comprehensive Policy does not come with Personal Accident cover. You have to purchase the PA (Personal Accident) cover separately along with the insurance plan. Note that Personal Accident cover is mandatory as per law.
Add-on covers provide additional coverage on top of the standard coverage offered by the Comprehensive Policy. For example, if you want to cover your car’s engine, you can opt for the Engine Protect add-on. You can choose add-ons as per your needs and the vehicle you own.