Health insurance in Chandigarh

Mukat Hospital and Heart Institute (A unit of City Clinic Pvt. Ltd.)

Dharam Hospital

Healing Hospital And Institute of Paramedical Sciences

Santokh Hospital

Landmark Hospital

CLOUDNINE (A UNIT OF KIDS CLINIC INDIA PVT. LTD.)

Global Health Care

Laser Eye Clinic

Kapoor's Kidney and Urostone Centre Pvt. Ltd.

Consider your requirements: If you take into consideration your current health status and the possible future medical costs, you will be able to select a medical plan that fits your needs perfectly.

Purchase your policy online: As discussed earlier, health policies bought online are usually cost-effective.

Opt for comprehensive coverage: As your budget permits, choose a health plan that covers most medical scenarios. That way, there will be less chance of your claim request being rejected during a claim.

Avoid copay, coinsurance and deductibles: These are cost-sharing schemes, and so you will have to pay a portion of the medical expense at the time of a claim. Go through the policy wordings of a plan carefully to make sure that these are not included.

Good range of network hospitals: Make sure that the insurer you choose has a good range of quality cashless network hospitals in Chandigarh. That way, getting emergency medical care if required will be convenient.

Short or no waiting period: Choose a health policy that either offers a short or no waiting period for pre-existing diseases. Otherwise, you may be stuck in a situation where you cannot raise a claim for a period of time, although you are covered under a health policy.

Check the terms and conditions: Before buying insurance, go through the policy wordings to know its inclusions and exclusions. That way, you can identify if it is offering adequate coverage for your needs or not. 

Possessing health insurance in Chandigarh can help you manage healthcare expenses during a medical emergency for you or your loved ones.

As per section 80D of the income tax act, you can claim tax exemption for the premium paid towards your health insurance.

Not only will your hospitalisation expenses be covered, but you can also claim against medical expenses incurred a few days before and after your hospitalisation. 

Coverage also extends to critical illness treatments, daycare procedures, teleconsultations, etc.

You, your spouse and your little ones can be covered under the umbrella of a single health plan.

Be covered against most medical expenses under a massive Rs. 1 Crore sum insured value.