Corona Kavach, ACKO Policy

On a positive diagnosis of Covid-19, the policy covers hospitalisation costs if you are admitted to a hospital for a minimum of 24 hours. In addition, the policy covers nursing charges, surgeon’s and doctor’s charges, ventilator charges, surgical appliances, room rent, etc.

Ayurveda, Unani, Siddha, and Homeopathy (AYUSH) treatment for Covid-19 is covered up to the sum insured amount under the policy.

Medical costs, if admitted to the ICU, can go on a higher side. But, no worries, as this policy includes ICU/ICCU expenses.

Consumables items such as PPE kits, oxygen, gloves, masks are covered in the policy.

The policy covers treatment expenses for any comorbidities, along with Covid-19 treatment.

Ambulance charges up to a maximum of Rs. 2,000 is included in the policy.

The policy covers Covid-19 home care treatment for up to 14 days as recommended by a medical practitioner. The benefit also covers doctor visit charges, pharmacy, etc.

The policy covers medical expenses 15 days before and 30 days post-hospitalisation or home care treatment, including consultation fees and Covid-19 diagnostic test costs.

This is an optional add-on cover. In case of 24 hours of continuous hospitalisation, you can get Rs. 250 to Rs. 2,500 amount (0.5% of the sum insured) on a daily basis for a maximum of 15 days.

Hospitalisation for less than 24 hours is not covered under the policy.

Treatment costs unrelated to Covid-19 or other medical treatments not mentioned in the policy document are not covered.

Expenses incurred due to custodial care, nursing facility, bed rest are not covered under this policy.

Diagnostic tests or Covid-19 treatment taken outside India.

ACKO is not liable to pay if you are diagnosed with Covid by any of the unauthorised testing centers.

Any claims that are not backed by sufficient medical documents will not be covered.

If you have traveled to any of the countries restricted by the government.

The policy will not cover any expenses towards inoculation or preventive treatment.

Covid-19 related medical costs incurred during the waiting period are excluded from the policy.

The policy doesn’t cover OPD treatment or daycare treatments that don't require hospitalisation.

Expenses related to buying medicines that are not prescribed by the doctor are excluded.

Visit www.acko.com to purchase the policy or write to us at [email protected].

Fill in the details regarding the person to be insured and select the policy coverage, tenure and add-on covers, if any.

Pay the Corona Kavach policy premium amount, and get access to the policy immediately.