Domestic Emergency Evacuation Limit in Health Insurance

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A domestic emergency evacuation in health insurance means when you are transported within India to a network hospital or medical facility. The evacuation procedure can be executed by air or road.

The mode of transport requires medical equipment to provide urgent medical support to the insured person. As life is uncertain, medical emergencies can arise. In this blog, you will get a clear idea about the Domestic Emergency Evacuation limit in health insurance.

The Need for Domestic Emergency Evacuation in Health Insurance

Emergency evacuation in health insurance is extremely rare, however it is expensive and can lead to financial strain in your pocket. The majority of the insurance providers provide this coverage as a part of medical insurance. Remember, this coverage is not medical coverage as it offers coverage for medically necessary transportation.

As life is too unpredictable, medical emergencies can arise anytime and anywhere. Thus, having domestic emergency evacuation coverage is beneficial for every policyholder. For example, if you suffer from any medical emergency that requires immediate transportation, this coverage will bear the amount specified in your health insurance plan.

Note that the transportation cost will be covered up to you being evacuated from the place of injury to the nearest network hospital or back home) in case of severe medical conditions). The mode of transport would have few necessary medical equipment.

Factors to Consider While Buying Domestic Emergency Evacuation in Health Insurance

Choose the right health insurance plan to get optimal medical backup (financially) for you and your family members. Here are the following factors which you must consider before purchasing a health insurance plan.

Inclusions & Exclusions
Network Hospitals
Pre & Post-hospitalisation Coverage
Sum Insured
Day Care Procedures
Waiting Period
Premium Rate
Room Rent Capping
Co-Payment Clause
New-age treatment coverage
Availability of Add-on Covers
Deduction on Claims
Claim Process

Why Choose ACKO for Domestic Emergency Evacuation in Health Insurance?

ACKO health insurance plans act as a safeguard against any unforeseen medical expenses. Whether you choose the ACKO Standard Health Plan or ACKO Platinum Health Plan, both offer comprehensive medical coverage and add-ons.

Besides, the health plans come with varied unique and beneficial features which make ACKO stand out from other insurers in the Indian market. Read below to get a brief about the varied perks of buying ACKO health plans.

Features of ACKO Standard Health Plan

Sum insured: Rs. 10 Lakhs, Rs. 25 Lakhs, Rs. 50 Lakhs, & Rs. 1 Crore
Deductions on claims: Zero
Pre-hospitalisation expenses: Up to 60 days
Post-hospitalisation expenses: Up to 120 days
Cashless hospitalisation: 14,300 + hospitals

Features of ACKO Platinum Health Plan

Sum insured: Rs. 1 Crore & unlimited
Deductions on claims: NIL
Waiting Period: Zero
Cashless hospitalisation: 14,300+ hospitals
Pre-hospitalisation expenses: Up to 60 days
Post-hospitalisation expenses: Up to 120 days

Features of ACKO Platinum Super Top-Up Health Plan

Sum insured: Rs. 10L, Rs. 25L, Rs. 50L, Rs. 1 crore, Unlimited
Critical Illness coverage: Yes
Emergency evacuation coverage: Yes
Cashless hospitalisation: 14,300+ hospitals
Pre-hospitalisation expenses: Yes
Post-hospitalisation expenses: Yes

Enhance your health insurance by exploring these unique benefits
OPD Cover	Cashless Health Insurnce	Room Rent Limit	Unlimited Sum Insured

The Bottom Line

No one considers the worst while planning a trip. You can face any medical emergencies while you are travelling domestically. Having a Domestic Emergency Evacuation cover in your health insurance will provide optimal financial support during unforeseen medical expenses. Now that you know all about the Domestic Emergency Evacuation limit in health insurance policy, opt for it today.

Frequently Asked Questions

Refer to the below-listed FAQs related to Domestic Emergency Evacuation in health insurance.

1. Are there any tax benefits on health insurance?

In India, you can claim up to Rs. 25,000 tax deductions on the premium you paid towards your health insurance policy. Additionally, senior citizens above 60 years can get up to Rs. 50,000 tax deductions.

2. What is the right age for opting for Domestic Emergency Evacuation in health insurance?

The right answer to this question is ‘right now’. Medical emergencies can arise anytime and anywhere, thus having a comprehensive Domestic Emergency Evacuation coverage will be beneficial in emergencies.

3. What does Domestic Emergency Evacuation cover?

This coverage provides financial assistance for varied things like transportation to the nearest hospital, transportation back to home, etc. However, the inclusions might vary from one insurance company to another.

4. What are the common exclusions of Domestic Emergency Evacuation in Health Insurance?

Some of the common exclusions of this coverage are routine pregnancy check-ups, travelling for elective medical surgery, pre-existing conditions, etc. You must remember that exclusions will vary from one insurance company to another.

5. How to claim Domestic Emergency Evacuation cover?

The ACKO app is a one-stop solution for all your insurance-related activities. Whether you want to raise claims or renew old policies, all can be done online with a few clicks.

Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and changes. Please check the applicable policy wordings before making any insurance-related decisions. Feel free to reach out to us at [email protected] for any queries.