Domiciliary Treatment in Health Insurance

It is very beneficial if your health insurance covers health care costs even when you are receiving treatment at home. The term ‘treatment’ here alludes to a hospital-like facility being designed at the patient’s residence for the most favourable medical care. 

Not all health insurance covers domiciliary treatment in the policy. That is why it is vital to ensure that your health insurance policy covers domiciliary hospitalisation. Go through this blog to learn crucial details concerning domiciliary treatment in health insurance. 

Although domiciliary hospitalisation occurs rarely, it still is extremely helpful for people who need it. If your insurance covers domiciliary treatment here is how things usually work out: 

Whether you avail medical care from hospital or from home it is expensive and getting more so by the day. Moreover, if you have to bring a hospital-like setup at home it gets even more expensive. Having a health insurance policy that covers domiciliary hospitalisation is essential nowadays. 

If a qualified doctor approves of domiciliary treatment for or recommends it for the patient, and the health policy offers coverage for it then you get compensation for the health care cost arising out of the home treatment. This compensation can be vital for completing the treatment and getting out of the emergency situation successfully.

Your policy document will carry the terms of coverage and exact inclusions. The coverage varies from policy to policy, so you should check the inclusions before purchasing a policy. 

Here is a list of diseases that policies generally cover in domiciliary hospitalisation : 

You will find the exact exclusions by reading your policy documents. As they vary from product to product this list can only give a general idea. Consider checking the exclusions carefully before buying any health insurance policy. 

Here is a list of diseases that policies generally do not cover in domiciliary hospitalisation: 

If your health policy does not include domiciliary hospitalisation consider opting for a plan that does cover it as it comes with the following benefits: 

Your basic health insurance policy may or may not include domiciliary hospitalisation. In some cases, insurers offer it as an add-on. That is why it is important to consider the following factors before buying a policy: 

A domiciliary treatment in health insurance can save you a lot of hassle and money in case the patient cannot access a hospital and has to stay at home and get hospital-like treatment. To get the best care possible and safeguard yourself financially you can opt for ACKO health plans now. Navigate our website and select a plan that suits you most.

Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and changes. Please check the applicable policy wordings before making any insurance-related decisions. Feel free to reach out to us at [email protected] for any queries.