Discover the top health insurance plans in Faridabad with comprehensive coverage and affordable premiums.
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Known for manufacturing, Faridabad sees many working professionals settle here. As treatments advance, quality healthcare assumes vital importance.
Leading hospitals offer cutting-edge infrastructure, but costs are high. Having adequate insurance aids in providing affordable access to healthcare services required to get better without financial barriers. It delivers peace of mind when it matters most.
As Faridabad grows as an industrial and job hub, quality healthcare becomes vital for the increasing number of residents and migrants. Modern treatments at reputed hospitals can be expensive without adequate insurance.
ACKO’s cashless policies offer a direct settlement, reducing financial stress. As costs rise, prudent families proactively purchase tailored covers.
ACKO offers 3 types of innovative health insurance - the Standard plan, Platinum plan, and the Super Top-up to meet diverse medical coverage needs.
For young single professionals in their 20s, the ACKO Standard Health Plan Rs.10 lakh sum insured plan makes sense. It offers adequate basic coverage at a pocket-friendly premium.
Investing in the ACKO Platinum Health Plan Rs.1 crore plan is prudent for young families with children. Its zero deductions, unlimited restore benefits, and no co-pay provide a financial safety net for the hospitalisation needs of the entire family, including kids.
Middle-aged individuals in their 40s-50s with parents can opt for the high-end Unlimited ACKO Platinum Health Plan and a ACKO Platinum Super Top-up plan to protect savings against catastrophic illnesses. Super top-up takes care of deductibles in the base plan.
Senior citizens and pensioners over 65 years of age should opt for the Unlimited ACKO Platinum Plan to cushion themselves against the highest healthcare inflation in cities. The no-claim-based loading provides the needed renewal stability.
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Disclose any illnesses, especially in elderly dependents, truthfully, even if it increases premiums so that adequate coverage is available during claims.
Choose the appropriate family floater plan from ACKO based on the size of the family - spouse, children, siblings, and parents. Ensure every member is sufficiently covered.
Older parents may need higher coverage of Rs 15-20 lakhs for managing age-related treatments than younger family members.
Check if pre/post-hospitalisation expenses or OPD treatments have been claimed and the eligibility per member.
Verify if insurers cover top hospitals in Faridabad town for cashless facilities.
While Faridabad has a decent medical infrastructure, treatment costs can still run high, so having a minimum base cover of Rs.10 lakhs per insured member is advised. However, opting for a sum insured equivalent to your full annual household income or 50% of it for more comprehensive protection makes better sense.
For example, if your family's yearly earnings are Rs.15 lakhs, going for Rs.10-15 lakhs family health insurance plan would allow adequate coverage for hospitalisation needs.
You can also factor in existing conditions like diabetes running in your family to choose the appropriate higher sum insured of Rs.10-15 lakhs for related surgeries, dialysis, etc., thereby helping you avoid paying huge bills out of pocket.
check out how much health insurance sum insured is needed based on your profession | ||||
Faridabad has quality private healthcare with trusted hospitals. However, treatment costs are still 15-20% higher on average than in other Tier-2 cities. Plans like Family floater with a sum insured of Rs. 10 lakhs may charge over Rs. 9,000 as a yearly premium.
Despite the higher premiums, investing in more comprehensive plans like Rs. 15 lakh or Rs. 1 crore makes strategic sense in Faridabad, considering faster medical inflation of 12-15% yearly. Hence, buying adequate health insurance is key not to feeling financial stress in case of medical difficulties.
Our topmost plan offers best-in-class benefits:
Zero deductibles - Pays all treatment expenses, unlike others, with no caps on room charges, procedures, etc.
Immediate coverage for pre-existing ailments - Provides protection from Day 1 for chronic illnesses without a waiting period.
Unlimited Sum Insured Restore - Allows restarting the entire cover if exhausted in a year.
Our basic plan balances coverage affordably:
Cashless claims across the wide network - Access to 14,300+ hospitals countrywide for convenient claims.
In-patient and daycare treatments - Covers hospitalisation and certain non-admission procedures.
The prudent way to boost existing medical cover:
Augments your current health policy - Unlike regular ones, it functions independently to increase coverage amounts.
Compared to other health plans, ACKO scores very high on transparency, innovation, and the use of technology to offer the most seamless and hassle-free experience. Key differentiators like zero deductions, unlimited features, and a cashless network are unmatched.
Enhance your health insurance by exploring these unique benefits | ||||
Unlimited Sum Insured |
Inflation Protect Sum Insured is a unique offering from ACKO under its health plans, automatically increasing your sum insured every year. This facility is very useful for people living in cities like Faridabad, where medical costs are steep and inflation in healthcare every year ranges from 15-18%.
Filing health insurance claims is often boring, needing piles of paperwork that is confusing to gather during medical emergencies. ACKO leverages smart technology to simplify this entire journey.
You can start the reimbursement process directly via the user-friendly ACKO app or portal by uploading just a few documents, like prescriptions and reports. No lengthy forms are needed.
As an emerging industrial center, Faridabad now has an excellent healthcare infrastructure through reputed hospitals that provide cutting-edge medical facilities. Having prudent health insurance coverage unlocks access to quality treatment for residents if they, unfortunately, fall ill. It is a financial protection to avail advanced medical care without worrying about expenses during times of need.
ACKO is regarded among the best health insurers in India owing to its innovative yet affordable plans, seamless claim settlements, leadership in cashless insurance, and high customer satisfaction levels.
₹1 crore health cover ensures tremendous financial peace of mind, covering complex treatments without money constraints.
Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and changes. Please check the applicable policy wordings before making any insurance-related decisions. Feel free to reach out to us at [email protected] for any queries