Buy Health Insurance for a 25-Year-Old Starting @₹20/Day*

Home / Health Insurance / Individual Health Insurance / Health Insurance for 25 Years

One of the most significant decisions you can make as a 25-year-old is to opt for health insurance. Once you have got the hold of your life financially, you must start to consider creating a safety net against medical emergencies and opt for necessary financial protection that can serve you over a long period.

So read further to know more about how you can financially secure yourself during medical emergencies by opting for health insurance for 25 Years.

Why you need Health Insurance at 25?

Considering the rising medical inflation it is a good idea to secure your finances against medical emergencies. Thus, buying a Medicare for 25-year-olds in India is necessary. ACKO can help you to get the most value for your money when it comes to health insurance. Our plans are feature-rich yet affordable for a 25-year-old starting their financial journey.

Is Buying Health Insurance Early Actually Helpful?

There can be several benefits to opting for Health Insurance at an early age. Some of them are listed below:

You will face fewer health issues at an early age as compared to an older age. So when the health issues are lower, it will automatically translate to a lower premium amount.
Your health insurance would be your financial protection during any major accidents or even genetic diseases.
You can also opt for a Family Health Insurance plan, through which you can insure yourself and ageing parents. A spouse and children can also be insured if you are planning to get married.
You can even enjoy some tax benefits under Section 80D of the Income Tax Act.

Health Insurance Costs for 25-year-olds: How much to cover yourself and family?

The premium of your health plan is calculated based on factors like age, medical history, etc. If you have a steady income, you can create a budget that would include health insurance premiums. If possible, consider investing in a higher sum insured when you have age on your side. The premiums will be comparatively lower now as compared to when you get older.

Here is a glimpse into ACKO Personal health Plans.

ACKO Standard Health Plan

This comprehensive policy covers various medical expenses, including hospitalisation, postnatal care, daycare treatments, and ambulance services. Get features like Zero Deductions on claims and no room rent capping.

ACKO Platinum Health Insurance Plan

Go for high sum insured like Rs. 1 cr or Unlimited under Platinum coverage. This plan comes with a Zero Waiting Period and you get the full claim amount.

ACKO Platinum Super Top-up Health Plan

With the ACKO Platinum Super Top-up Health Plan, policyholders receive health insurance benefits beyond their chosen deductible limit. Get this plan to create a backup to an existing health policy or after you exhaust your budget set aside for medical emergencies.

Key Factors to Consider While Getting a Health Insurance Scheme

There can be quite a few points to consider before opting for a health insurance scheme, which include the following:

Premium and Sum Insured: The primary factor you must ensure is the total sum insured you would get along with how much you need to pay every month as premiums. You must check if it aligns with your realistic budget, making sure you stick to it while purchasing one.
Coverage: You must also check the financial coverage you would get. You must check if the total coverage includes the new age treatments along with pre and post-hospitalization. Besides, you must also aim to get coverage for specific illnesses or diseases.
Claim Process: It is important to have an easy interface on the website or the mobile application of your health insurance provider. You need to check their claiming process is convenient and hassle-free. It shall ensure you can easily contact them to claim the sum insured during any medical emergencies.
Waiting Period: You should ensure that the waiting period or the time till when you cannot claim your sum insured, is less. It can even stretch to 1 year depending on the insurance plan and insurance provider. Make sure to check it before purchasing one.
Add on Covers: Adds ons are the extra coverage that you can benefit from by maximising your health insurance coverage. So you can check if the health insurance provider offers such add-ons and what additional premiums you need to pay for the same.

What Benefits Do I Get for Choosing ACKO?

The need for health insurance for a 25-year-old is a crucial concern, hence you must look out for added benefits. There can be several benefits to opting for a health insurance plan from ACKO. Some of these include the following:

While other insurance providers can pay up to 85% of the total medical costs, ACKO offers to pay a 100% claim amount.
We have tie ups with 14,300+ network hospitals where you can get cashless claims across India.
ACKO’s health insurance plans also offer to cover specified illnesses along with pre-existing diseases under ACKO Platinum Health Plans.
There will be no fixed copay or hospital room rent limit if you purchase a health insurance plan from ACKO.
With the ACKO Platinum Super Top-up health insurance plan, you can opt for a high sum insured, along with effective add-on coverage for critical illnesses and ambulance trips at affordable premiums.

Enhance your health insurance by exploring these unique benefits
Doctor-on-Call	Room Rent Limit	OPD Cover	Restore Sum Insured	Zero Waiting Period

Why is Raising Claims Easier with ACKO Policies?

There can be various reasons why raising claims is easier with ACKO policies. Some of them have been listed below:

As compared to other insurance providers available in the market, ACKO's healthcare policies can help you benefit from several offers including lower premiums.
The ACKO app helps you buy, renew, or claim against your health plan easily.
There is no need for intermediaries due to which you can purchase policies directly at ACKO’s online platform. This makes ACKO a cheaper option since it reduces distribution costs, providing you with cheap health insurance for 25-year-olds.

Wrapping It Up!

To conclude once you have reached 25 years, you must have understood your responsibilities towards your and your family's health concerns. Therefore, to secure yourself financially, you should consider opting for health insurance for 25 Years. It will not only help you live a stress-free life but provide you with peace of mind throughout. So make sure to be aware of the terms and conditions of your insurance provider and proceed accordingly.

Frequently asked questions(FAQs)

The following are the commonly asked questions regarding health insurance for 25-year-olds:

Which insurance is best for a 25-year-old?

The ACKO Standard Health Insurance plan can be the best option for a 25-year-old. It comes with an affordable premium option and other related benefits.

Is 25 years the best age to buy health insurance in India?

Even though there is no fixed age to buy health insurance, it is always better to opt for a health insurance plan at an early age. Once you understand the current medical inflation and you have a job, you must get into healthcare policies for yourself and your family to financially secure your future.

What is the best age to purchase plans for health insurance?

There is no best age for purchasing a health insurance plan. Whether you are 25 years old or middle-aged, once you know how to apply for health insurance, you can opt for a health insurance plan based on your budget.

Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and changes. Please check the applicable policy wordings before making any insurance-related decisions. Feel free to reach out to us at [email protected] for any queries.