Health Insurance for 55 Year Old

Going through your life without knowing what will happen at the next moment may sound exciting and thrilling. However, when you or your parents are in their mid-fifties, taking care of your or your parent's health becomes the utmost necessity. 

So, the requirement of health insurance arises to secure your or your parent's health, as it offers financial coverage during medical emergencies. It acts as a financial shield, ensuring stability in your mid-fifties. This blog will cover the need for health insurance for 55 years, things you must consider when buying it and more.

The inflation in medical sectors makes it daunting to bear the cost of expensive medical treatments. Thus, buying health insurance is a must when you are 55, as it will help you receive the best medical treatments in case of emergencies without worrying about finances. 

You can opt for the best medicare for 55-year-olds through ACKO, as it offers comprehensive health insurance coverage. Furthermore, the lower premium amounts and tax benefits under Section 80D of the Income Tax Act, 1961, help you tackle medical inflation and save  money. 

Once you reach your mid-fifties, health problems are likely to occur, which will exhaust your financial capability. Hence, it is crucial to buy health insurance as it saves your finances in medical emergencies and helps you get better as early as possible. Moreover, you can go for the family health insurance plan since it covers you and your entire family under one policy. It also gives you peace of mind, as you can be assured the policy will cover the healthcare cost of the entire family in case of covered unforeseen situations. 

You can utilise the advantages of health insurance by paying the premium amount at regular intervals or seeking policies with lifetime renewability. Insurance companies offer coverage up to the sum insured limit that you choose while buying the plan.

When choosing a health insurance policy, you must opt for a high-coverage plan, as it offers coverage for expensive medical treatments. The high-coverage plan also ensures they are more detailed and integrated than regular insurance plans, helping you to get maximum coverage for diseases at this age. 

Therefore, ACKO health insurance plans for senior citizens are the perfect choice in such a situation. It offers maximum coverage health insurance at affordable premium amounts and zero co-payment and deductions when claiming insurance. 

ACKO offers three types of health insurance to its customers—ACKO Standard Health Plan, ACKO Platinum Health Plan, and ACKO Platinum Super Top-up Health Plan. You can choose either one according to your health requirements and the sum insured. 

Here is a detailed description of the benefits each insurance plan offers you.

ACKO Standard Health Plan covers 100% of medical bills and charges zero co-payment. Moreover, when you opt for this plan, there is no cap on room rent. It is one of the best plans as compared to others in the market, as others charge about 10% to pay the non-medical expenses. 

It offers a sum insured of Rs. 1 crore and Unlimited amount with cashless hospitalisation in more than 14,300 hospitals in India. Moreover, the ACKO Platinum Health Plan covers non-medical expenses and offers room rent waivers and doctors on-call services. You can enjoy the benefits of a zero waiting period when you buy this insurance plan. 

It comprises all the features of the ACKO Platinum Health Plan and provides extra benefits above the claim limit of your existing plan. It is favourable for policyholders as it ensures you do not pay anything from your pocket even if you exceed your claim limit of the basic plan. Nevertheless, it will be effective after a set deductible. 

Opting for health insurance from ACKO ensures that you can claim the insurance amount seamlessly without hassles. Moreover, you can download the ACKO application, as it is a multiservice platform. You can purchase health plans according to your necessities, renew the existing plans, and raise a claim easily during emergencies from this platform.   

Furthermore, there are zero copayment charges for policyholders, ensuring you do not have to spend anything from your pocket. You can also claim insurance amounts according to your medical emergencies, as there are zero deductions for the claim amount.

Hence, when you or your parents reach their mid-fifties, it becomes crucial to get health insurance. Health insurance for 55 years ensures you do not exhaust your finances to pay the expensive medical and hospitalisation bills. Health Insurance acts as a financial shield, protecting you from high medical costs arising due to inflation, and gives you peace of mind. 

Therefore, to secure your health and finances for your or your parent’s golden years, get health insurance today from ACKO and enjoy your life to the fullest!

Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and changes. Please check the applicable policy wordings before making any insurance-related decisions. Feel free to reach out to us at [email protected] for any queries.