How Much Sum Insured In Health Insurance Is Needed for a Graphic Designer?

For every brand, graphic designers play an important role in shaping the brand’s outlook to their potential customers. Graphic design is just not used in building the aesthetics of your company but also is a form of communication. 

Every individual including graphic designers needs the right health insurance as it has become a necessity. It will not only protect you from unexpected medical emergencies but also diversify your financial portfolio. In this blog, you will get an in-depth insight about health insurance sum assured for a  graphic designer.

Graphic designers typically spend long hours sitting at the front of a computer screen. Prolonged sitting can lead to various serious health problems like neck and back pain, etc.   While their work may not involve physical labour they still face unforeseen health risks that necessitate having ideal health insurance coverage.

Additionally, due to inflation, every aspect of an individual's life is getting affected. Even healthcare expenses are increasing drastically thus having a health insurance plan can be beneficial to combat the high medical costs. 

ACKO health insurance plans come in varied ranges offering comprehensive inclusions. Besides, you will get to avail various add-on covers. Hence, you can buy a preferred ACKO health plan as per your needs. 

Having a health insurance policy without the right sum insured can be useless thus choosing the right one is very much crucial. There are a few factors which we should consider before choosing the sum insured like family size, age, previous medical history, and coverage you want.

For a single graphic designer, one might consider buying the ACKO Standard Health Plan as it offers sum insured ranging from Rs. 10 lakhs to Rs 1 Crore. Additionally, you get coverage for in-patient treatments, day care procedures, pre & post-hospitalisation, domiciliary treatment, etc.

If you are a graphic designer, looking for health insurance for your entire family, in that case, opt for ACKO Platinum Health Plan. By opting for this plan, you will get a sum insured option like Rs. 1 Crore and unlimited. Besides, you will get zero waiting periods, zero co-pay, and many more. 

If you have aged parents in your family, then the ACKO Platinum Super Top-up Health Plan would be ideal for you. By choosing this top-up plan, you will get to buy this with or without a primary health insurance plan. However, to get optimal healthcare coverage, get an ACKO Standard Health Plan along with the top-up plan.  

ACKO Platinum Health Plan is ideal for graphic designers having family members with special medical needs. One of the key benefits of buying this plan is you will get an unlimited sum insured. Not only that but you will get other medical and non-medical covers as well. 

In India, health insurance is not free however under the Pradhan Mantri Jan Arogya Yojana (PMJAY) scheme one can get health coverage free of cost. One can easily apply for an Ayushman Bharat card via either online or offline modes. 

However, one needs to meet certain eligibility criteria for availing the free health coverage from the Central Government of India. This scheme comes with varied features as follows:

The premium amount for health insurance varies based on various things like age, health condition, coverage amount, and insurer. For instance, a graphic designer wants to buy a health plan for himself, in that case, he/she can choose a standard or basic health insurance plan. Such plans will provide coverage for all their basic medical expenses and emergencies. 

However, if you are a family man, having 1 kid and spouse, then you must opt for a comprehensive health insurance plan which will provide full coverage of all your medical expenses including your other family members.

Additionally, the maximum claimable amount should be higher so that it can meet every healthcare expense of your entire family. Lastly, for a family of 5 to 6 members including elderly people, the sum insured should be huge or unlimited so that it can provide comprehensive coverage.

Estimate your health insurance costs with Health insurance premium calculator

As a graphic designer, you must consider the following factors before buying health insurance. Without choosing the right insurance plan, you would not get to use its benefits fully. 

ACKO health insurance plans come in varied ranges to meet every requirement of their potential customers. With our comprehensive coverage, one can safeguard themselves along with their family members from any unforeseen medical expenses. Here we have listed some of the features of all the ACKO health plans as mentioned below.

Features of ACKO Standard Health Plan:

Features of ACKO Platinum Health Plan:

Features of ACKO Platinum Super Top-Up Health Plan:

ACKO is a digital-first insurance company offering varied types of insurance policies including healthcare plans. Besides, with technological advancements, the ACKO app allows the policyholders to manage their insurance-related deeds with a few clicks. 

Ranging from easy file claims to real-time tracking, all can be done from the ACKO mobile application. Besides, the innovative approach minimises the need for lengthy paperwork and documentation like traditional forms of insurers. 

Additionally, ACKO offers health insurance plans at a transparent price range. Hence, with the combination of competitive pricing and fast interface, ACKO stands out from all the insurance companies in India.

For every company, graphic designers hold an important place as they help enhance brand consistency along with building trust and credibility. Unforeseen medical emergencies can arise anytime, thus buying the right sum insured is necessary. Now that you know all about health insurance sum assured for a  graphic designer, surf through the website to get an instant quotation of ACKO health plans. 

Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and changes. Please check the applicable policy wordings before making any insurance-related decisions. Feel free to reach out to us at [email protected] for any queries.