How Much Sum Insured in Health Insurance Do Marketing Managers Need?

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Marketing managers play a central role in a company by developing strategies and carrying them out to increase brand awareness, promote products or services, and drive sales. As marketing managers are key players in driving innovative marketing campaigns and business growth, they must prioritise their health to stay fit and active.

Nevertheless, there can be scenarios when their health is not at its peak and requires medical attention. It is when health insurance will come in handy to ensure marketing managers maintain their well-being and productivity. Read on to learn the health insurance sum assured for a marketing manager and more.

The Need For Health Insurance For a Marketing Manager

Due to the fast-paced and competitive nature of the industry, a marketing manager's job can be highly stressful. Managing multiple projects simultaneously, meeting tight deadlines, adapting to rapid changes in market trends, and steadily innovating and bringing forth effective campaigns are a few challenges they face regularly.

A marketing manager should consider purchasing a health insurance policy as it can protect them from the high costs of modern health care and provide financial security during times of medical emergency.

Hence, as a marketing manager, you can opt for health insurance from India's digital-first insurance company, ACKO. It offers health insurance to marketing managers according to their health requirements with comprehensive coverage. In addition, it has lower premiums with zero deductions on claims.

What Is the Ideal Sum Insured for a Marketing Manager in India?

Several components like injury or illness type, medical history, location, family size, and monthly average income help to determine the ideal sum insured. The most crucial factor is how much coverage you want your policy to have. Let us have a look at the scenarios below:

Ideal Sum Insured for a Single Marketing Manager

The best health insurance plan for a single marketing manager would be the one that covers basic healthcare needs. The ACKO Standard Health Plan is an excellent choice as it has a maximum claimable amount of Rs. 1 crore and offers cashless hospitalisation, to name a few.

Ideal Sum Insured for a Marketing Manager With a Family

As a marketing manager with a family, you must look after a plan that covers the healthcare expenses of your family member. Hence, the ACKO Platinum Health Plan is perfect for your family, as it offers an unlimited sum insured with extensive coverage. Furthermore, it has zero waiting period for any specific illness and treatment and charges zero copayment fees.

Ideal Sum Insured for a Marketing Manager With Ageing Parents

If you have ageing parents, you can secure your finances and ensure the best healthcare for them by choosing the ACKO Super Top-up Health Insurance Plan. The plan is a cost-effective way to safeguard your finances in times of medical emergency without requiring a base plan.

Ideal Sum Insured for a Marketing Manager With Special Needs Family Member

There is a plan that ACKO provides for families where there is a member (or members) with special medical needs. The Unlimited ACKO Platinum Plan offers coverage for expensive treatments with an unlimited sum insured.

Check out our different sum insured plans to see which one suits you best!
10 Lakhs health inurance	25 Lakhs Health Insurance	50 Lakhs health insurance	1 Crore health insurance	Unlimited Health Insurance

Is Health Insurance Free for Marketing Managers in India?

If you are looking for a completely free health scheme, The Pradhan Mantri Jan Arogya Yojana is the answer. You can also opt for the Pradhan Mantri Suraksha Bima Yojana, Central Government Health Scheme, and Universal Health Insurance Scheme, as they offer you almost the same coverage and sum insured in exchange for a minimal premium.

Here is what these schemes offer you:

Coverage up to Rs. 5 lakhs
Premium of Rs. 100 onwards per month (except PM-JAY)
The inclusion of private hospital rooms varies
No tax benefits are available
The inclusion of preventive health care provisions varies

Nevertheless, these schemes have lower insured sum limits, which may not be helpful during expensive medical treatment. It is ideal for you to opt for a plan with extensive coverage to cover the medical treatments.

How Much Premium Should a Marketing Manager Pay For Buying Health Insurance?

In simple words, there are no solid numbers, as the coverage you may want depends on your situation. The following are some of the scenarios to consider before looking for the best health insurance plans for a marketing manager:

If your family consist of yourself and your spouse, getting coverage for primary healthcare and emergency hospitalisation is enough.
If your family also has a child or two, you should consider a plan that covers maternal and child care along with the previous ones.
In case you have a big family, a plan that can cover everyone's medical treatment is mandatory.

Estimate your health insurance costs with Health insurance premium calculator

Factors to Consider While Getting Health Insurance for a Marketing Manager

You want to buy health insurance for a marketing manager but before that going through an expert guide would be perfect. Here is what you need in an abbreviated format. To know in detail check our blog on this very topic.

Buy health insurance early, preferably when you are between 20 to 30 years old. In this way, you do not have that many claims early on, and you can save a lot on premiums.
Give research all the time it needs and find the best coverage possible. Get health insurance only from an insurance company people rely on and trust.
Reading what the plan includes is obvious, but also carefully go through what the plan does not include.
Try to ensure that it comprises the risks you are prone to face.
Ensure that the plan has an abundance of network hospitals.
Have a good understanding of the policy premium and sum insured.
Check the waiting period.
Look for coverage for new-age treatments, day-care procedures, alternative treatments, specific diseases, etc.

What Benefits Do I Get for Choosing ACKO?

You will find many useful features in our health insurance plans as we continually strive to improve our offerings. Our comprehensive plan will cover every need you and your family have and will need in case any emergency takes place. Now, let us take a look at some of the features of ACKO's health policies:

Rs. 25 lakhs, Rs. 50 lakhs, Rs. 1 crore, and unlimited sum insured
14300+ pan India network hospitals (for cashless hospitalisation)
Critical illness coverage
Useful built-in add-ons
120 days of post-hospitalisation expenses
60 days of pre-hospitalisation expenses
0% copay
Zero deduction on claims
98% Claim settlement ratio
Emergency evacuation coverage (Domestic)

Enhance your health insurance by exploring these unique benefits
Cashless Health Insurance	OPD Cover	Restore Sum Insured	Daily Hospital Cash Policy	Accidental Disability Cover

Why Is Raising Claims Easier With ACKO Policies?

Being India's first fully digital insurance provider, we can guarantee a satisfying digital experience through our app. The ACKO app is a one-stop solution for buying new plans, renewing old ones, and raising claims.

Due to our digital-first approach, we can also provide you with plans with great coverage at cost-effective rates as we do not have to invest money in agents and brokers and their commissions.

Wrap It Up!

A marketing manager is under constant pressure to ensure a return on investment by achieving various targets while continuously innovating and delivering meaningful campaigns. Hence, access to proper health insurance is essential for individuals playing such a crucial role in the industry and society at large.

Now that you know the health insurance sum assured for a marketing manager, you should choose a plan that suits your needs by navigating our website and getting instant customised quotes.

Frequently Asked Questions

People ask the following questions frequently about health insurance for Marketing Managers.

How can I contact ACKO if I have a query?

For any queries, feel free to contact us at our toll-free number: 1800 266 2256, or email us at [email protected]. We are here to help!

What are the documents necessary for filing a reimbursement claim?

To file a reimbursement claim, please ensure you have the payment receipts, discharge summary, original medical reports, bills, and a completed claim form.

Do health insurance plans for a marketing manager come with tax benefits?

Indeed, ACKO health insurance policies come with tax benefits. If you follow the old tax regime, you can avail tax deductions of the premium you pay under section 80D of the Income Tax Act.

Are medical tests mandatory for every policyholder?

Coverage under ACKO health insurance plans requires mandatory testing only for individuals aged 45 and above.

What is the maximum number of claims I can make?

During a policy period, you can raise an unlimited number of claims. Nevertheless, ensure not to surpass the sum insured as you have to bear out-of-pocket expenses.

_Disclaimer:_{The plans, services, features, processes, and other details mentioned on this page are subject to availability and changes. Please check the applicable policy wordings before making any insurance-related decisions. Feel free to reach out to us at [email protected] for any queries.}