Home / Health Insurance / Articles / Government Schemes / PMMVY: Pradhan Mantri Matru Vandana Yojana - Eligibility, Features & Registration Process
Team AckoAug 23, 2024
Maternity and child-birth hold high significance in the life of a family as additional care, comfort, and nutrition are required during this time. The condition of a pregnant woman in the country is not an ideal one. Maternal health is one of the most pressing matters in India, a country that accounts for 1/5 of all births in the world. The government is trying to bring about a change in this condition by redesigning various health schemes. One of such plans is the PMMVY: Pradhan Mantri Matru Vandana Yojana which was redesigned by PM Narendra Modi.
This article discusses various aspects of the Pradhan Mantri Matru Vandana Yojana maternity scheme. You will find answers to some frequently asked questions at the bottom of that page that may help resolve a few of your queries. Read on to know more:
Contents
Pradhan Mantri Matru Vandana Yojana is the full form of PMMVY. The meaning of these words loosely translate to the Prime Minister’s scheme for mother’s worship. The scheme was launched in the year 2017 to provide monetary compensation to pregnant women who have lost their job owing to the pregnancy. This scheme also aims to improve the nutrition quotient for pregnant women and lactating mothers.
The PMMVY scheme offers basic monetary benefits to pregnant or lactating women that have experienced a loss of wage owing to the ongoing pregnancy. Here are the contact details for the PMMVY with other details like helpline number and email address:
Scheme Name | PMMVY ( Pradhan Mantri Matru Vandana Yojana ) |
Started on | 2017 |
Started by | PM Narendra Modi |
PMMVY Helpline Number | 011-23382393 |
PMMVY Email Address | [email protected] |
Website | https://pmmvy.nic.in |
Working Hours | Monday to Saturday(09:30 AM - 06:00 PM) |
Department | Department of Women and Child Development |
PMMVY Postal Address | Ministry of Women & Child Development, Government of India Shastri Bhawan, New Delhi 011-23382393 |
An average Indian woman is considered under-nourished owing to limited access to food due to poverty. The government has always tried to introduce lucrative health schemes with an aim to provide at least basic nutrition to women and children. The PMMVY comes under the Women and Child Development Ministry of India.
The objective of the Pradhan Mantri Matru Vandana Yojana (PMMVY) is to give partial compensation to pregnant women and lactating mothers who were working and had to experience a wage-loss due to the pregnancy.
The period of pregnancy requires a woman to take additional nutrition to sustain the pregnancy and deliver a healthy child.
The cash incentive provided with the help of three installments can be used to meet at least the daily requirement of nourishment solely for the use of pregnant women.
All Pregnant Women (PW) and Lactating Mothers (LM), except those employed by the State Government, Central Government, or Public Sector Undertakings, and those already receiving similar benefits under another applicable law.
Pregnant and lactating Anganwadi Workers (AWW), Anganwadi Helpers (AWH), and Accredited Social Health Activists (ASHA).
The following are the key benefits of the PMMVY scheme:
The following table lists scheme details related to the monetary benefits based on installment number as claimed by the beneficiary:
Installment Number | Criteria | Incentive |
---|---|---|
1 | Registration of the pregnancy should be done 150 days from the last menstrual date. | Rs. 1000 |
2 | The claim should be raised around 180 days after the LMP. | Rs. 2000 |
3 | A lactating mother can make a claim after child birth. | Rs. 2000 |
A pregnant woman and a lactating mother is in need of extra nutrients to be able to provide enough for the baby. She should consume at least 200 calories more than the daily requirement based on her height and weight.
The World Health Organization suggests that a newborn should be exclusively fed breast milk in the first 180 days of life. Adhering to this requirement needs a mother to consume enough nutrients herself first. Only then it will be possible to provide the required amount of nutrition to the baby.
The PMMVY scheme helps a woman take care of additional nutritional needs of herself and the baby.
Cash Incentives: Eligible beneficiaries receive cash incentives in three instalments:
First Instalment: ₹1,000 for early pregnancy registration.
Second Instalment: ₹2,000 after six months of pregnancy and completion of at least one antenatal check-up.
Third Instalment: ₹2,000 after childbirth registration and completion of the first cycle of vaccinations.
Additional Cash Incentive: Beneficiaries also receive an additional ₹1,000 under the Janani Suraksha Yojana (JSY) for institutional delivery, making the total maternity benefit ₹6,000 under the PMMVY and JSY schemes.
The PMMVY scheme is designed to provide cash incentives for lactating women and pregnant women who have lost their job due to the ongoing pregnancy. Apart from the three installments to be claimed within 150 days, 180 days, and at childbirth, the scheme does not offer additional coverages.
Also, read: Maternity Health Insurance
The main aim of the scheme is to provide at least Rs. 5000 as cash incentive to pregnant women bearing their first child in the country. Following are the Eligibility Criteria for availing the benefits of Pradhan Mantri Matru Vandana Yojana.
The woman is an Indian citizen.
The woman was employed before she conceived the pregnancy.
The woman conceived on or after 01.01.2017.
The woman has experienced a wage-loss due to the pregnancy.
The woman is not on a paid maternity scheme.
Different sets of documents are required at different stages of receiving the installments under PMMVY. The beneficiary will have to submit corresponding documents while making a claim for each installment. Following documents will be required as per the number of installments:
Duly filled application Form 1A
Copy of MCP card
Copy of identity proof
Copy of bank or post office account passbook
Duly filled application Form 1 B
Copy of MCP Card
Duly filled application Form 1C
Copy of MCP Card
Copy of Aadhaar ID
Copy of Child
Birth Registration Certificate
Also Read: Travel Medical Insurance
Following are the steps to apply for the PMMVY online. You will need the login details of the scheme facilitator to apply online and complete the registration through the PMMVY CAS (Common Application Software). Take a look at the process:
Step 1: Opening the website
Visit this https://pmmvy-cas.nic.in and log in with the help of email id and password.
Step 2: New Registration
If the login details are being used for the very first time then the system will prompt the user to change the existing password before proceeding. After entering the system with a new password, the user will be taken to the Beneficiary list. Click on “New Beneficiary” button to create a new beneficiary you will need any of the following documents to continue the process:
Aadhaar Enrollment ID
Aadhaar Number
Any other document specified by the State Government or UT Admin
Any other Photo ID – State Government or UT Admin
Bank Photo Passbook
Certificate of Identity with Photograph – Gazetted Officer
Driving License
Employee Photo ID – GOI or PSUs
Health Card Issued by PSU or Government Hospital
Kissan Photo Passbook
MGNREGS Job Card
PAN Card
Passport
Ration Card
Voter ID Card
Now select the corresponding ID from the dropdown and select the location of the beneficiary.
Step 3: Filling basic details
Next step is to complete the registration by filling the basic details of the beneficiary, for example, category, id proof number, LMP date, mobile number, name, number of living children, pregnancy registration date, registration date under PMMVY, etc. in the given fields.
Step 4: Bank details
Enter bank details for receiving the instalments.
Step 5: Remaining instalments
The beneficiary can later make a claim and avail of the remaining installments by submitting the documents.
If you are unable to access the online registration for the Pradhan Mantri Matru Vandana Yojana, you can opt for the offline method by following these steps:
Step 1: Visit the nearest Anganwadi Centre (AWC) or an approved government health facility that implements the PMMVY scheme.
Step 2: Obtain the application form either from the AWC or download Form 1A from the official website (https://pmmvy-cas.nic.in).
Step 3: Fill in the required beneficiary details, husband's information, address, mobile number, Last Menstrual Period (LMP) date, bank account details, etc. Complete the form and submit it at the AWC or the approved health facility.
Step 4: The supervisor will verify the information provided in the application form.
Step 5: Upon successful verification, you will receive an acknowledgement copy from the Anganwadi Worker (AWW), Accredited Social Health Activist (ASHA), or Auxiliary Nurse & Midwife (ANM). This confirms that your registration for the Pradhan Mantri Matru Vandana Yojana has been successfully completed.
By following these steps, you can complete the offline registration process for the Pradhan Mantri Matru Vandana Yojana and avail the benefits of the scheme
Also, read: ABHA health id card
No, in an unfortunate event that the child does not survive, the beneficiary is not eligible for benefits under PMMVY for further pregnancies as she has already claimed the installments.
The beneficiary will receive the installments until the pregnancy is active. Since the benefit is paid out in three installments depending upon the pregnancy milestones, the beneficiary will receive at least two installments in case of stillbirth. The date of miscarriage will be a factor in deciding whether the benefit will continue or not.
The following documents may be required for availing the benefits of the PMMVY scheme for each of the corresponding installments:
First Installment: Documents to be submitted within 150 days from the last menstrual date:
Duly filled application Form 1A
Copy of MCP card
Copy of identity proof
Copy of bank or post office account passbook
Second Installment: Documents to be submitted within 180 days from the last menstrual date:
Duly filled application Form 1 B
Copy of MCP Card
Third Installment: Documents to be submitted after registering childbirth.
Duly filled application Form 1C
Copy of MCP Card
Copy of Aadhaar ID
Copy of Child
Birth Registration Certificate
The PMMVY can be checked by logging in to the PMMVY web portal with the help of the credentials of an authorized person. The PMMVY scheme card may be required for searching the status of the beneficiary online. Another method is to use the personal identification number, for example, using the Aadhaar card or PAN card of the beneficiary and then checking the status of each installment, claim, or other details in the system.
To check the payment status of your PMMVY (Pradhan Mantri Matru Vandana Yojana) benefits, you can follow these steps online: Step 1: Visit the official website of the Public Financial Management System (PFMS) at https://pfms.nic.in/. Step 2: Look for the option labeled 'Know Your Payment' on the website's page.Step 3: Provide your bank name, account number, and complete the word verification process as prompted. Step 4: Click on the option 'Send OTP on Registered Mobile No.' to receive a One-Time Password (OTP) for verification. Step 5: After entering the OTP, you will be able to view the payment status of your PMMVY scheme, including details about the number of installments claimed and received. By following these steps, you can easily check the payment status of your PMMVY benefits through the online portal of the Public Financial Management System.
Regenerate response
There is no specific need to download a separate PMMVY card as the beneficiary can use the unique ID mentioned on their Mother and Child Protection (MCP) card. The MCP card is used to record various details and check-ups related to the pregnancy. Families can also be educated about the importance of institutional deliveries with the help of this card. It serves as an identification proof as well. The MCP card has various positive images printed on it. These images help the mother and her family to identify nutritional requirements and developmental milestones of a child.
Having both health and life insurances is crucial for complete financial security and stability. In fact, get ACKO Life Flexi Term plan at ₹534 per month. These plans protect your family’s future and can help you save taxes of up to ₹ 54600 per annum. Meanwhile, use ACKO’s Term Insurance Calculator to compare policies and rates. Moreover, buying it early will lead to lower premiums bargains and peace of mind.
Benefit | Description |
---|---|
Maximise Tax Savings up to ₹54,600* | Maximize your tax savings while securing your family's future. |
Customise your coverage amount | Adapt your coverage as your life evolves and your needs change. You can increase your coverage once a year and reduce it anytime after five years. |
Customise your policy term | Extend or shorten the policy term based on your life stage and commitments. |
Add or change your nominees | Modify or add nominees as your family grows. |
Modify how your nominees get paid | Adjust the payout structure to best meet their future needs. |
Additional Benefits | Create your will digitally for FREE |
Also, read: Online Bike Insurance
PMMVY is a health scheme introduced by the Indian Government in 2017 to provide monetary aid to pregnant women who will receive the last installment of the scheme after childbirth i.e. during the period of lactation. Following are some commonly asked questions about PMMVY. Take a look:
No, Pradhan Mantri Matru Vandana Yojana or PMMVY extends monetary aid to expecting mothers irrespective of the annual income of the family. Whereas, the Pradhan Mantri Ayushman Bharat Yojana is a health insurance scheme that covers low-income families against the cost of treating a variety of medical emergencies.
PMMVY CAS means Pradhan Mantri Matru Vandana Yojana Common Application Software. This is a web-based computer system that helps a person create entries for the PMMVY database. It is a centralized system that works with a combination of email ID and password given to an authorized person for the registration of beneficiaries under the PMMVY scheme.
This section explains the benefits covered by PMMVY in detail, please take a look.
Please take a look at this section to find more details about the eligibility of the PMMVY scheme.
The cash incentive paid by the PMMVY is supposed to be used by a pregnant woman or a lactating mother to take care of her additional nutritional needs.
You will find the full process for applying for the PMMVY scheme here.
The following persons are not eligible to avail the benefits of the scheme:The scheme benefits cannot be extended to women who avail a paid maternity leave from their employer.
The following documents may be required for availing the benefits of the PMMVY scheme for each of the corresponding installments:
First Installment: Documents to be submitted within 150 days from the last menstrual date:Duly filled application Form 1ACopy of MCP card Copy of identity proofCopy of bank or post office account passbook
Second Installment: Documents to be submitted within 180 days from the last menstrual date:Duly filled application Form 1 BCopy of MCP Card
Third Installment: Documents to be submitted after registering childbirth.Duly filled application Form 1CCopy of MCP CardCopy of Aadhaar IDCopy of ChildBirth Registration Certificate
The PMMVY is primarily implemented through the Anganwadi Services as these have deep penetration in the country. ASHA workers are assigned the responsibility of helping the first-time mother to avail the benefits of the PMMVY scheme. They also may help expectant mothers to get registered at the Anganwadi Seva Kendra for receiving the installments from PMMVY scheme.
No, the PMMVY scheme requires pregnant women to apply for benefits within 730 days from the date of their Last Menstrual Period (LMP). Post-delivery applications are not accepted.
ANC stands for Antenatal Care, which refers to the medical care and check-ups provided to pregnant women during their pregnancy as part of the PMMVY scheme.
The maximum limit for PMMVY claims is up to the first live birth only. Only the first living child is eligible for benefits under the scheme.
The BCG vaccine, OPV (Oral Polio Vaccine) 0 dose, and Hepatitis B vaccine are required to be administered to the newborn to claim the third installment under the PMMVY scheme.
The first cycle of immunization should be completed within 12 weeks of the newborn's birth to be eligible for claiming benefits under the PMMVY scheme.
Some special conditions under the PM Matru Vandana scheme include the requirement for Aadhaar seeding of the beneficiary's bank account, no other person availing the same benefits, and adherence to the prescribed timelines for various components of the scheme.
Explore More:
IRDAI Incurred Claims Ratio (ICR) of Health Insurance Companies in India
All About Pre-Existing Diseases and Conditions in Health Insurance
Recent
Articles
Netherlands Work Visa: All You Need to Know for Indian Applicants
TeamAcko Nov 13, 2024
Delhi Set to Roll Out WhatsApp-based System for Seamless Challan Payments
TeamAcko Nov 8, 2024
Seychelles Visa for Indians: A Guide
TeamAcko Oct 25, 2024
The UK Youth Mobility Visa: A Summary
TeamAcko Oct 25, 2024
Australian Golden Visa Scheme: All that You Wanted to Know
TeamAcko Oct 25, 2024
All Articles
Want to post any comments?
Maximize your advantages with our government scheme-inclusive health insurance plans.
✅ 100% Room Rent Covered* ✅ Zero deductions at claims ✅ 7100+ Cashless Hospitals
Get ABHA