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Travel Insurance for Australia

Ensure a safe trip with Australia travel insurance plan from India.

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Australia is a country with some of the most beautiful natural scenery in the world. It has tropical rainforests, dry deserts, and beautiful coastal areas. It is a popular place for tourists to visit because of its beautiful landscapes and diverse cultural history. However, you should get travel insurance for Australia so that you will not go broke if something unforeseen happens. This article will explain why it is crucial to purchase travel insurance before visiting Australia, as well as how to do so.

Why Do I Need Travel Insurance For Australia From India?
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Here are some reasons why you should buy Australia travel insurance before leaving for your trip.

Unexpected occurrences: Travel insurance can offer financial protection in the event of unanticipated occurrences. Flight delays, lost or stolen luggage, and unanticipated medical expenses are a few examples.

Financial security: Travel insurance can offer financial security if you have to postpone or cancel your trip due to unforeseen events. Examples of these situations include a natural disaster or a medical emergency.

Medical coverage: Travel insurance can help cover the cost of medical care if you get sick or hurt while visiting Australia. Typical inclusions include hospital stays, prescription medications, and ambulance expenses.

Emergency assistance: Emergency assistance services are typically covered by travel insurance policies. As a result, you can receive the help you need and make arrangements for services like medical evacuation.

Feel safe and secure: Travel insurance can help you feel safe and secure. Knowing you have a safety net in case of unforeseen events or circumstances is always helpful.

 

Why ACKO Travel Insurance For Australia?
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We will make it easy and fast to get covered while traveling from India to Australia. Here are a few illustrations:

Hospitalization due to COVID-19
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Our health insurance will pay for your hospital bills if you contract COVID-19 while travelling internationally.

In excess of 150 nations
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The options for your next big trip seem endless when you consider all the countries you could visit. Your only concern is organising your next fantastic vacation.

Process Without Paper
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Insuring with ACKO is a completely digital experience from start to finish. If you would rather not go into an actual insurance office or speak with a sales agent, this may be a good option for you. 

Priced right
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Affordable and comprehensive insurance plans are readily available. ACKO offers affordable travel packages starting at Rs. 49* for five days.

Let's Hear How ACKO's Travel Insurance Australia Came To The Rescue For Neha During Her Honeymoon Trip
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Neha and her husband were enjoying their dream honeymoon in Australia when disaster struck—Neha lost her passport! Panic set in as they realised they might have to cut their trip short.

But thanks to ACKO's Travel Insurance Australia, Neha didn't have to worry for long. ACKO promptly stepped in and covered all the expenses for obtaining a duplicate passport, ensuring that Neha could continue her honeymoon without any interruptions.

"I can't thank ACKO enough for their quick and efficient assistance," says Neha with a grateful smile. "Losing my passport could have ruined our honeymoon, but ACKO saved the day. I'll always be grateful for their support during our time of need."

Benefits Of ACKO’s Travel Insurance Australia
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Easy claim process
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You can purchase travel insurance and file claims online without having to worry about time-consuming paperwork.

Flight and baggage coverage
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While travelling to Australia, it will cover things like baggage loss, baggage delays, and cancellations, depending on your policy.

Plans that can be customised
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Your policy can be customised to fit your specific travel plans. You can adjust a variety of factors, such as the number of passengers, the duration of your trip, and what coverage you need.

Zero deductibles
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Depending on the terms of your policy, you can submit a claim without worrying about paying from your pocket.

What is covered?

What is not covered?

What's Covered By ACKO’s Australia Travel Insurance?
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The following are the situations usually covered under travel insurance from India to Australia.

Travel Coverage

The following travel-related circumstances are covered under your ACKO travel insurance for Dubai.

  • Return of minor child to the city of residence in case of the insured person's hospitalisation

  • Family member’s compassionate visit in case of the insured person’s hospitalisation

  • Monetary loss for transportation in case of medical care and death of the insured person during the trip

  • Compensation for flight delay or cancellation

  • Compensation for misplacement or delay of the checked-in baggage

  • Compensation for total loss/partial loss of checked-in baggage

  • Unrecoverable costs related to the loss of passport

  • Compensation in the event of a paid booking bouncing during travel

Legal Coverage

Our policy will offer financial coverage in these legal situations.

  • Monetary loss brought on by an extended stay following an injury, illness, or hospitalisation

Medical Coverage

Your travel insurance through ACKO will provide coverage for these medical issues.

  • An accidental injury that requires hospitalisation or daycare

  • A medical emergency that requires hospitalisation or daycare

  • OPD medical expenses due to injuries or illnesses

  • Adventure sports-related injuries requiring hospitalisation

  • Permanent total disability/Permanent partial disability caused by an accident during the travel period

  • Accidental death of the insured person during the travel period

  • Coverage for transporting remains in case of death during travel due to injury or illness during the travel period

  • COVID-19 quarantine resulted in flight cancellation

What's Not Covered By ACKO’s Australia Travel Insurance? 
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Here are some Australia travel insurance plan exclusions that you should be aware of.

Travel exclusions

These are the travel-related scenarios in which your travel insurance for Australia will be ineffective.

  • Not having a valid visa for travel to Australia

  • Travelling to Australia to receive treatment or a consultation

  • Going to Australia despite not being in good enough health for the journey

  • If you purchase after leaving India or if your trip doesn’t end in India

  • Travelling against your doctor's advice

Legal exclusions

You won't be able to use your travel health insurance Australia in these legal circumstances.

  • Attempting or committing suicide, as well as self-inflicted wounds

  • Alcohol, hallucinogen, or other substance intoxication-related harm, loss, or injury

  • Damage, loss, or harm resulting from deliberate or unintentional involvement in criminal activity

  • Loss, harm, or damage sustained while engaging in risky activities like tunnelling, mining, etc

Medical exclusions

You won't be able to use your travel medical insurance Australia in these medical situations.

  • Depending on the terms of your policy, any pre-existing illness and/or a complication that goes along with it

  • If a medical professional who is related to the insured person's family offers proof of disability

  • Pregnancy-related medical problems and treatments 

Note: Please carefully read your policy document to fully comprehend all exclusions and inclusions of your Australia travel insurance plan.

How Do I Buy ACKO Travel Insurance For Australia From India?
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To buy ACKO's online travel insurance Australia, just follow these six simple steps:

Step 1: To begin, click here or download our app from Play or App Store

Step 2: Choose from our standard plan or customise your plan

Step 3: Give us the dates on which your trip will start and end

Step 4: Choose the coverage you want

Step 5: Fill up the details for you and your travel companions

Step 6: Pay online to get your coverage right away

How Do I Claim Online Travel Insurance Australia From ACKO?
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It is easy to file a claim with ACKO's Travel Medical Insurance Australia. Just follow these steps to make a claim: 

Insurance for free medical care: 

Extra Covers:

 

Things You Should Know Before Beginning Your Australian Trip
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Australia is the world's largest island and its smallest continent. It is a stunningly beautiful country with amazing contrasts. Along its coastline, you can explore vast sand islands, bustling cities and prehistoric rainforests. The Great Barrier Reef, one of the most magnificent natural wonders on earth, is one of its main draws. The Blue Mountains National Park, Uluru-Kata Tjuta National Park, and Bondi Beach are some of its other well-known attractions.

Things You Can’t Miss!
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There are a few places in Australia that you simply must not miss.

A popular day trip from Sydney, the stunning Blue Mountains National Park is a UNESCO World Heritage Site and a hiker's paradise.

The Uluru (previously Ayers Rock), another World Heritage Site, is located deep within Australia's Red Centre.

Great Barrier Reef viewing is a must before leaving Australia. This natural marvel is also listed as a World Heritage site.

Bennelong Point, one of the great architectural icons of the world, is a must-see in Sydney. It resembles enormous shells or billowing sails.

There are lots of opportunities for exploration in the Kimberley. This remote and untamed region, which occupies Australia's northwest corner, is breathtaking.

 

Australia Visa For Indians
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The following are the common Australian visa options available to Indian citizens travelling to Australia for leisure, business, study, or other reasons.

Visa Type

Description

Visitor visas

For visitors to a nation

Study visas

For people who want to study

Work visas

For people who want job 

Family visas

For relatives of residents or citizens to move in with them

Business visas

For individuals conducting business activities

Transit visas

For visitors who are just stopping over

Settlement visas

Those who are looking for a place to call home

 

Indian Embassy’s Location In Australia
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If you are in Australia and find yourself in a dire situation, you can call the Indian Embassy for help. The contact details for the embassy are given below.

EMBASSY

HIGH COMMISSION OF INDIA, CANBERRA

Address

Indian High Commission, 3-5 Moonah Pl, Yarralumla ACT 2600, Australia

Phone number

039956 3830

Email

[email protected]

Working hours

Hours of submission: Mon to Fri, 08:30 - 03:00 PM, Hours of collection: Mon to Fri, 12:00 - 03:00 PM

 

List Of International Airports In Australia
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The below-given table lists all the international airports in Australia.

ADELAIDE

AVALON

ALICE SPRINGS

Brisbane

Broome

Busselton Margaret River

Canberra

Cairns

Coffs Harbour

Christmas Island

Cocos (Keeling) Island

Darwin

Geraldton

Gold Coast

Hobart

Horn Island

Kalgoorlie

Launceston

Learmonth

Lord Howe Island

Melbourne

Newcastle

Norfolk Island

Perth

Port Hedland

Rockhampton

Sunshine Coast

Sydney

Tindal

 

Townsville

Toowoomba Wellcamp

 

 

Travel Documents Required To Travel To Australia
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To travel to Australia, you will typically need the following documents.

It's important to note that there might be additional requirements based on your specific situation, so we recommend checking the official Australian Government's website to make sure you have all the documents you need for your trip.

Tips To Buy The Best Travel Insurance For Australia From India Online
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Here are a few tips for buying best travel insurance online for Australia trips. 

Clarify the claim procedure

Before purchasing an Australia travel insurance policy, enquire about the claim procedure with the insurer. To make an informed choice, you must understand the procedures for filing a claim and settling it.

Alter covers according to your needs

You should try to match your travel insurance coverage as closely as possible to your individual requirements. By doing so, you can have sufficient financial protection and steer clear of paying for extra covers. 

Select adequate coverage amount

The maximum claim settlement allowed by an insurance policy is known as the sum insured. Make sure the insurance coverage amount you choose in your policy corresponds to the largest possible financial loss. This will protect you from running out of money in a time of need.

Frequently Asked Questions
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Some of the frequently asked inquiries about travel insurance from India to Australia are covered in this section.

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What is travel insurance, and why do I need travel insurance India to Australia?

Travel insurance is a type of insurance that provides coverage for unforeseen situations or events that may arise while travelling. Examples of this include missed flights, stolen or lost luggage, unexpected medical expenses, and more. When visiting Australia (or any other country), it is crucial to have travel insurance so that you are financially protected and can get help in an emergency.

Can I purchase travel insurance for Australia from India after I have already booked my trip?

Yes, you can usually purchase Australia travel insurance from India after you have booked your trip. 

How much does travel insurance for Australia cost?

For one adult travelling from India to Australia for 7 days, a $50,000 travel insurance plan starts at just ₹533 (excluding GST). [As of December 2023, this is how much it will cost]. You can click on this link to see how it is calculated.

Do I need travel health insurance for Australia?

It is not required by law to have travel health insurance for Australia, but it is strongly recommended. 

Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and change. Baggage cover for up to 5 days in Asia is available for just ₹49 (inclusive of GST) for adults – that's around ₹10 per day. Remember, prices may change, so be sure to check the policy details before deciding. If you have questions, reach out to us at [email protected].