Travel Insurance For Austria From India

Planning a trip to Austria? Whether you’re going for the stunning landscapes, its rich historical heritage, or Vienna’s famed coffee culture, take care of yourself with travel insurance. If an Austria visa is what you’re looking for, do keep in mind that having travel insurance is mandatory. ACKO provides easy, quick, and complete travel insurance for a hassle-free trip to Austria.

Planning a trip to Austria? Whether you’re going for the stunning landscapes, its rich historical heritage, or Vienna’s famed coffee culture, take care of yourself with travel insurance. If an Austria visa is what you’re looking...
Planning a trip to Austria? Whether you’re going for the stunning landscapes, its...
Buy Austria Travel Insurance at Just ₹10/Day*

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Affordable plans

starting at ₹10/day*

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Instant Claims

9 of 10 claims settled same day

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Edit policies on the go!

Manage trip details on app

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Is Travel Insurance Mandatory for Austria?

When an Indian national applies for an Austria visa, travel insurance is a mandatory requirement. Specifically, for a Schengen Visa, you need to have insurance that covers medical emergencies, unexpected health issues, accidents, and other essential protections throughout your stay in Austria and any other countries within the Schengen Area.

Austria Visa Travel Insurance Requirements for Indian Citizens

When applying for an Austria visa, Indian citizens must meet these key travel insurance requirements:

Minimum Coverage

€30,000 (Rs.28,00,000 approx.) for medical emergencies, hospitalisation, and repatriation.

Coverage for All Schengen Countries

Your policy must cover Austria and other Schengen nations.
 

Valid for Entire Stay

Insurance must be valid for the full duration of your stay in Austria.

Why Choose ACKO’s Travel Insurance for an Austria Visa?

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Cashless Hospitalisation

Enjoy cashless hospitalisation at our global network of hospitals. If needed, we also offer reimbursement options.

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No Pre-Medical Check-up

There is no need to undergo medical screenings before buying our policy. You can just buy and travel without any stress.

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Zero Out-of-Pocket Costs

With ACKO, you pay nothing when you claim. We will bear your travel, medical and emergency expenses as per the policy coverage.
 

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Affordable

Our basic travel plan starts at Rs. 49 for a 5-day term, which is about Rs. 10* per day of travel only.

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Quick Claim Settlement

We will instantly process your claim when you report it to us. We aim to process your claim fast, so you can go back to your trip without any hangups. 

What’s Covered and What’s Not Covered in ACKO’s Austria Travel Insurance?

  1. Accidental Emergency: If you're accidentally injured during your trip and need medical treatment or hospitalisation, your expenses will be covered up to the policy's limit.
  2. Illness Expenses: If you fall ill while travelling, resulting in hospitalisation, your medical expenses will be reimbursed up to the policy's limits.
  3. Hospitalisation Allowance: If you're hospitalised due to illness or injury while travelling, you'll receive a daily allowance for a certain number of days, subject to the policy's limits and terms.
  4. Physiotherapy Expenses: If you require physiotherapy after an accident during your trip, these expenses will be covered under the policy terms.
  5. OPD Expenses: If you are travelling and need outpatient treatments, tests, or consultations due to illness or injury, you will be reimbursed as long as it is within the policy's duration.
  6. Compassionate Visits: This policy will cover the cost of a return ticket for a family member to visit you if you are in a hospital.
  7. Medical Evacuation Expenses: If the situation is serious and you need to be evacuated by air or land, the expenses for this will be paid out according to the policy's terms.
  1. Delayed Baggage: You'll get a one-time payment if your bags are delayed for a certain amount of time
  2. Lost Baggage: The company will pay you for the partial or total loss of your baggage in accordance with the terms of the policy, if it is completely lost.
  3. Partial Loss: If your checked-in baggage is damaged and requires repairs, you’ll be reimbursed as specified in the policy.
  1. Flight Delay: If your flight is delayed beyond the specified number of hours from the scheduled departure or arrival time, you’ll be reimbursed up to the policy's limit.
  2. Flight Cancellation: If your travel plans are cancelled due to unavoidable reasons like accidents or hospitalisation, the insurance will reimburse the associated costs as per the policy terms.
  3. Missed Flight: If you miss your flight and book a new one within the specified time frame with a no-show certificate, the policy will reimburse you according to the schedule.
  4. Flight Rescheduling: If you need to reschedule a flight due to accident, illness, or other valid reasons, this coverage will pay for the new booking as per the policy’s limits.
  5. Missed Connection: If you miss a connecting flight due to the delay of the first flight, the insurance will cover the cost of booking a new flight.
  6. Loss of Passport: If you lose your passport while travelling, the policy will cover the fees for applying for a duplicate passport.
  1. Adventure Sports Injuries: For those indulging in adventure sports, the policy covers injuries that require hospitalisation during the trip.
  2. Bounced Booking: If you're denied boarding a flight or entry to your hotel, the policy will cover the cost of rebooking.
  1. Pre-existing Conditions: Illnesses or injuries that existed before your policy’s start date.
  2. High-risk Activities: Injuries resulting from extreme sports or dangerous activities like bungee jumping.
  3. Natural Disasters: Damages caused by natural calamities (unless specifically covered).
  4. Intentional Damage: Claims arising from deliberate actions or criminal activities.

How To Buy Travel Insurance From ACKO?

Buying travel insurance online from ACKO is simple. Here’s a guide to help you through the process:

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Click here to choose your destination

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Select the Kind of Coverage You Need
 

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Enter Travel Details.

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Provide us with your personal information & pay.

How to Claim Travel Insurance for Austria?

If you need to file a claim, follow these steps:

For Cashless Medical Cover

  • Email us at [email protected] or give a missed call at 01246174722. We'll get back to you within 10 minutes.
  • We'll provide a list of nearby cashless hospitals. Visit one and show your policy.
  • Get treated without paying upfront—ACKO will settle the eligible bills directly.

For Other Covers

  • Contact us at [email protected] or 01246174722.
  • Share documents like bills, boarding passes, and proof of loss.
  • After verification, we’ll process your claim and transfer the reimbursement directly to your bank account.

All You Must Know About Austria Before Starting Your Tour

Austria is indeed a year-round destination. But to see it at its best, here’s when to visit:

  • Spring (April to June): Ideal for pleasant weather and fewer tourists. Great for exploring cities such as Vienna and Salzburg.
  • Autumn (September to October): Austria’s forests burst into life with autumn colours, and scenic hiking in the Alps. (Source: Lonely Planet)
  • Winter (December to February): If you like winter sports, the Austrian Alps are perfect for some world-class skiing in resorts like St. Anton and Kitzbühel.
  • Explore the Cities: Vienna, Salzburg, and Innsbruck.
     Vienna: Schönbrunn Palace and the iconic Hofburg Palace are a must-visit.
  • Hit the Slopes: If you’re visiting in winter, Austria is a paradise for skiers. Places like Zermatt and St Anton are considered the gold standard.
  • Danube River Cruise: A river cruise through the heart of Austria provides spectacular views of castles, vineyard-covered hillsides, and towns like Krems and Melk.

Types Of Austria Visa

  • Short-term Visa (Schengen Visa / Short Stay Visa): For stays of up to 90 days, this is the perfect visa for tourists and business travellers.
  • Long-Stay Visa (National Visa): This is for stays longer than 90 days and is generally preferred by students, workers, or people moving to Austria for work or family.

Austria Visa: Major Documents

To apply for an Austria visa, you’ll need the following documents

  • Valid passport with a minimum of two blank pages.
  • Visa application form (completed).
  • Recently clicked passport-sized photographs.
  • Proof of travel itinerary, hotel bookings, or an invitation letter.
  • Proof of sufficient funds for the trip (bank statements, etc.).
  • Travel Insurance: Minimum coverage of €30,000((Rs.28,00,000 approx.) for medical emergencies and repatriation.
  • You will be required to submit your Income Tax Returns (ITR) for the last three years.
  • Visa application fee payment.

Frequently Asked Questions

Yes, travel insurance is a compulsory requirement for an Austrian visa, particularly for Schengen visa applications.
 

Cover for medical emergencies, including hospitalisation and repatriation, of at least €30,00(Rs.28,00,000 approx)

Yes, ACKO offers a seamless online platform to purchase travel insurance for Austria instantly through our website.

If the airline misplaces your luggage, ACKO covers lost or delayed baggage . 

Yes, trip cancellations due to unforeseen events or emergencies are covered under the travel insurance offered by ACKO.

Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and change. Baggage cover for up to 5 days in Asia is available for just ₹49 (inclusive of GST) for adults – that's around ₹10 per day. Remember, prices may change, so be sure to check the policy details before deciding. If you have questions, reach out to us at [email protected].

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Written by Namrata Saha Choudhury

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Reviewed by Lokesh Shetty Author info Icon

She travels with words, bringing places to life. Whether it’s hidden gems or dream destinations, she makes travel feel as exciting on paper as it is in reality. When not writing, you can find her gardening, writing verses, or lost in a Netflix series with a bowl of fruits—especially watermelon!

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