Travel Insurance for Croatia From India

Do you, too, have Croatia on your bucket list? Whether it’s the stunning Adriatic coastline, historic cities like Dubrovnik, or the vibrant culture that keeps bringing tourists back, knowing visa requirements and getting hold of comprehensive travel insurance is the first step for any perfect holiday.

Do you, too, have Croatia on your bucket list? Whether it’s the stunning Adriatic coastline, historic cities like Dubrovnik, or the vibrant culture that keeps bringing tourists back, knowing visa requirements and getting hold of comprehensive...
Do you, too, have Croatia on your bucket list? Whether it’s the stunning...
Buy Croatia Travel Insurance at Just ₹10/Day*

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Affordable plans

starting at ₹10/day*

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Instant Claims

9 of 10 claims settled same day

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Edit policies on the go!

Manage trip details on app

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Do you Need Travel Insurance to go to Croatia?

Travel insurance is mandatory for applicants applying for a Croatia visa from India. If you are applying for the Schengen Visa, the insurance coverage should protect you from medical emergencies, unforeseen health problems, accidents, and other essential protection related to your stay in Croatia and all other Schengen countries.

Insurance Requirements for Travellers to Croatia – Indian Citizens

When applying for a Croatia visa, Indian citizens must meet these key travel insurance requirements:

Minimum Coverage

€30,000 (around Rs. 28,00,000) to cover medical emergencies, hospitalisation, and repatriation.

Schengen Countries Coverage

Your policy must cover Croatia and other Schengen countries.

Must Be Valid For Your Entire Stay 

Insurance needs to be valid for the entire length of your stay in Croatia.

Benefits of ACKO Travel Insurance for Croatia Visa

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Cashless Hospitalisation

Cashless treatment at our network of hospitals worldwide. If you prefer reimbursement, we provide speedy, simple claims.

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No Pre-Medical Check-up

You’re welcome to purchase our policy without undergoing rigorous medical screenings — buy and travel worry-free.

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Zero Out-of-Pocket Costs

We take care of your medical, travel, and emergency costs according to the policy coverage – no out-of-pocket expenses.

Affordable

Affordable

Your coverage starts at just Rs. 49* for 5 days (approx. Rs. 10* per day).

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Quick Claim Settlement

Travel insurance claims are processed quickly to avoid disrupting your trip. We aim to provide immediate claim solutions.

What’s Covered and What’s Not Covered in ACKO’s Croatia Travel Insurance?

  • Accidental Injury & Illness: Hospitalisation and medical expenses.
  • Physiotherapy: Covered treatment after an accident.
  • Medical Evacuation: Covers air or land evacuation costs.
  • Compassionate Visits: Return-ticket coverage for a relative visiting you if you’re hospitalised.
  • Delayed Baggage: Compensation if your bags are delayed.
  • Lost or Damaged Baggage: Compensation for the total loss or damage of luggage.
  • Missed Flight or Connection: Reimbursement for booking new flights if you miss a connection.
  • Loss of Passport: Cost of applying for a duplicate passport.
  • Adventure Sports Injuries: Coverage for injuries during high-risk activities such as scuba diving or hiking.
  • Pre-existing Conditions: Illness or injury before the policy’s start date.
  • Natural Forces & Acts of the Enemy: Damages resulting from natural disasters or acts of an enemy.
     

How to Get Travel Insurance from ACKO for Croatia?

Buying travel insurance online from ACKO is simple. Here’s a guide to help you through the process:

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Click here to choose your destination. 

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Select the Kind of Coverage You Need.

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Enter Travel Details.

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Provide us with your personal information & pay.

How to Claim Travel Insurance for Croatia?

If you need to file a claim, follow these steps:

For Cashless Medical Cover

  • Email us at [email protected] or give a missed call at 01246174722. We'll get back to you within 10 minutes.
  • We'll provide a list of nearby cashless hospitals. Visit one and show your policy.
  • Get treated without paying upfront—ACKO will settle the eligible bills directly.

For Other Covers

  • Contact us at [email protected] or 01246174722.
  • Share documents like bills, boarding passes, and proof of loss.
  • After verification, we’ll process your claim and transfer the reimbursement directly to your bank account.

Everything You Should Know Before You Start Your Tour to Croatia

Best Time to Visit Croatia

Croatia is a great place to visit year-round — but the best time to visit will depend on your interests:

  • Spring (April to June): Best for great weather and avoiding tourists. Ideal for visiting cities like Zagreb, Split, and Dubrovnik.
  • Autumn (September to October): Autumnal hues and fewer crowds make this ideal for outdoor activities on the coast. 
  • Summer (June to August): For sunbathers and sailors.
  • Winter (December to February): If you enjoy it when the city is not too crowded, visiting in winter may mean lower prices and fewer tourists.

Things to Do in Croatia

Croatia offers an unforgettable mix of historical landmarks, breathtaking landscapes, and vibrant coastal experiences. Whether you're an adventure seeker, a history buff, or someone looking to relax by the sea, the country has something for everyone. Here’s a look at some must-visit attractions and activities to make the most of your trip.

  1. Visit a UNESCO Site: Stroll through Dubrovnik’s Old Town, a UNESCO World Heritage Site, and the Roman ruins of Diocletian's Palace in Split.
  2. Island Hopping: Explore the islands of Hvar, Brač, and Korčula for gorgeous beaches and vibrant nightlife.
  3. Nature & Wildlife: Tour the UNESCO-listed Plitvice Lakes and Krka National Parks.
  4. Sailing & Beaches: With its crystalline waters, Croatia’s Adriatic coast is ideal for sailing and beach activities.
  5. Zagreb: Visit Croatia’s capital for its historic architecture, museums, and lively street life.
  6. Wine Tasting in Istria: As one of Croatia’s premier wine regions, Istria is worth visiting for excellent local wines.
  7. Cycling the Islands: In addition to island hopping, Brač and Hvar have scenic routes for biking.
  8. Zadar’s Sea Organ: Listen to the Sea Organ in Zadar, a musical instrument played by the sea.
  9. Explore the Pula Arena: Visit the stunning Roman amphitheatre in Pula, one of the largest in the world, accommodating about 23,000 spectators.

Types of Croatia Visa

The type of Visa you opt for is completely dependent on the duration of your stay:

  • Short-term Visa (Schengen Visa): Best for stays up to 90 days for tourism or business.
  • Long-Stay Visa (National Visa): For stays longer than 90 days, generally for students, workers, or family reunification.

Croatia Visa: Major Documents

The following documents are required for a Croatia visa application:

  • A valid passport with a minimum of 2 blank pages.
  • Completed visa application form.
  • Recent passport-sized photographs.
  • Evidence of travel itinerary, hotel reservations, or an invitation letter.
  • Evidence of funds for the journey (e.g., bank statements).
  • Travel insurance with coverage of at least €30,000 (around Rs. 28,00,000) for medical emergencies and repatriation.
  • You will be required to submit your Income Tax Returns (ITR) for the last three years.
  • Visa application fee payment.
     

Frequently Asked Questions

Yes, travel insurance is required for a Croatia visa, especially for Schengen visa applicants.

The minimum coverage for medical emergencies, hospitalisation, and repatriation is €30,000 (approx. Rs. 28,00,000).

ACKO offers an instant online solution to purchase travel insurance for Croatia.

For lost baggage, ACKO covers lost or delayed baggage expenses.

Yes, ACKO’s travel insurance covers trip cancellations due to unforeseen events.

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