Travel Insurance for Czech Republic from India

Planning a trip to the Czech Republic from India? This European gem is known for its folk traditions, castles, rich culture, and nightlife. Whether travelling solo or with others, getting travel insurance for the Czech Republic is essential, not just for visa approval but for peace of mind throughout your journey. ACKO offers Czech Republic travel insurance that is quick to buy, fully digital, and easy to customise. In just a few minutes, you can secure a plan tailored to your needs and enjoy your trip worry-free.

Planning a trip to the Czech Republic from India? This European gem is known for its folk traditions, castles, rich culture, and nightlife. Whether travelling solo or with others, getting travel insurance for the Czech Republic...
Planning a trip to the Czech Republic from India? This European gem is...
Buy Czech Republic Travel Insurance at Just ₹10/Day*

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Affordable plans

starting at ₹10/day*

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Instant Claims

9 of 10 claims settled same day

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Edit policies on the go!

Manage trip details on app

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Is Travel Insurance Mandatory for the Czech Republic?

Yes, if you want to travel to the Czech Republic from India, you must obtain a travel insurance plan. Czechia, one of 29 Schengen countries, mandates travel insurance for everyone from non-EU countries.

Hence, with versatile coverages and add-ons, travel insurance for Czech Republic is a mandatory travel essential.

Czech Republic Travel Insurance Requirements for Indian Citizens

Check out the following points to know what are the Czech Republic travel insurance requirements for Indian citizens:

  • The policy must have a minimum coverage of €30,000 (Rs. 27,00,000 approx). 
  • Remains valid across all 29 Schengen countries.
  • Provides coverages for accidents, medical emergencies, hospitalisation and medical repatriation.
  • Active validity throughout the travelling period.

Why Choose ACKO’s Travel Insurance for a Czech Republic Visa?

Several components make ACKO's Czech Republic travel insurance policy one of a kind. Check out why:

Affordable

Affordable Premiums

The best thing about ACKO’s travel insurance for the Czech Republic is its affordability. The basic coverage starts only at Rs. 49* for a 5-day trip, which means only Rs. 10* per day for a secure and worry-free trip. 

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Quick Claim Settlements

If you have a medical emergency, ACKO will cover the expenses up to the maximum limit of your policy. The team ensures that the claim is settled quickly and hassle-free. 

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Acceptable By All 29 Schengen Countries

ACKO’s travel insurance is fully compliant with the visa guidelines maintained in all 29 Schengen embassies for the approval of your Schengen visa

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No Pre-Medical Check-up

You can easily get your hands on an adequate travel insurance plan without going through a pre-medical check-up.

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Paperless and Instant Policy

Buying ACKO travel insurance for the Czech Republic is a completely instant and paperless procedure. Purchasing the insurance from the mobile application barely takes minutes. 

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Zero Out-of-Pocket Costs

ACKO's travel insurance does not require upfront payment when making a claim. All eligible expenses are covered under your Czech Republic travel insurance coverage.

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COVID-19 Hospitalisation Coverage

Since 2020, visa applications from Schengen countries have mandated travel insurance with COVID-19 hospitalisation cover. Being at par with this regulation, ACKO's travel insurance for Czech Republic provides insurers with the same.  

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Flexible Policy 

Anyone aged 90 days to 70 years is eligible for ACKO's travel insurance. The validity of the policy can last from 2 to 180 days, offering ample flexibility to potential policyholders. 

What’s Covered and What’s Not Covered in ACKO’s Czech Republic Travel Insurance?

Check out the coverages that come with ACKO's travel insurance for Czech Republic:

  • A medical injury that requires hospitalisation or daycare.
  • OPD expenses to treat sudden illness or accidental injury.
  • Coverage for extended stay following unexpected illness, injury or hospitalisation.
  • If injured while travelling, your travel insurance covers physiotherapy costs as per policy terms.
  • If your flight is delayed beyond the policy's specified hours, your travel insurance will reimburse you within the covered limits.
  • If an overseas accident during travel causes death within 365 days, it will be covered under the travel insurance policy.
  • If you need to reschedule your flight due to an accident, illness, or other covered reasons, your travel insurance will reimburse new flight costs up to your plan’s limit.
  • Repatriation of mortal remains is provided from the location of the death to the person's home, as per policy terms.
  • An accident occurring overseas may result in permanent, partial, or total disability. If a disability arises within one year of the accident, compensation will be provided in accordance with the policy terms.
  • In the occurrence of a catastrophic event, the policy covers emergency evacuation. 
  • Lost luggage can ruin a trip. Our travel insurance plan offers a fixed payout for partial or total loss of checked-in baggage.
  • If you lose your passport abroad, our travel insurance covers the cost of getting a duplicate, including application and documentation fees.
  • Overstaying in the Czech Republic by ignoring the dates mentioned in the visa.  
  • Travelling to the Czech Republic for the purpose of medical treatment. 
  • Ignoring doctor’s advice and travelling with pre-existing diseases.
  • Pregnancy-related issues are not covered under your insurance policy.
  • Self-inflicted accidents or suicide attempts by the insurer. 
  • Getting injured while taking part in an extremely dangerous sport.
  • Travel insurance may be void if the insured is involved in illegal activities or breaks the law.

Disclaimer: This is not an all-inclusive list. To know more, please read our policy documents carefully.

How To Buy Travel Insurance For The Czech Republic?

Let us now check how to buy travel medical insurance for Czech Republic from ACKO within minutes:

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 Click here to open the travel insurance page and choose your destination.

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Enter your travel start and end dates.

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Pick the insurance coverage that best suits your needs.

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Fill in the required details and complete the payment.

How to Claim Travel Insurance for the Czech Republic?

When it comes to making a claim, ACKO has kept it simple and quick. Here is how you can make a claim online from any time and anywhere:

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Send a mail to [email protected] or give a missed call at 01246174722.

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A service provider will contact you within 10 minutes with the list of network hospitals.

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Choose from the list to locate the nearest cashless hospital.

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Present all ACKO’s travel insurance policy documents at the network hospital. 

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Receive necessary treatment without any delay.

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You will not have to pay anything upfront; ACKO will take care of the eligible hospital bills directly. 

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Contact ACKO by sending an email to [email protected] or call 01246174722.

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Attach all necessary supporting documents like bills, proof of loss, boarding pass, etc.

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After the ACKO team does verification, your claim will be processed.

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Once the documents are approved, reimbursement will directly be transferred to your bank account. 

Please note that processing and receiving your refund takes a few days. Feel free to contact ACKO if you have any further queries. 

Know More About The Czech Republic Before Starting Your Trip

Before travelling to the Czech Republic, here are some important things to remember:

The best time to visit the Czech Republic is during spring (April to June) and fall (September to October). These seasons offer mild weather, fewer crowds, and beautiful scenery. Summer is lively but crowded, while winter attracts visitors to Christmas markets and skiing spots. Each season offers its own unique charm.

Following are some key things to do in the Czech Republic to enjoy your time:

  • Explore the historic Prague Castle complex.
  • Walk across the iconic Charles Bridge.
  • Wander through the fairytale town of Český Krumlov.
  • Visit the eerie Bone Church in Kutná Hora.
  • Soak in the hot springs of Karlovy Vary.
  • Join vibrant cultural and folk festivals.
  • If you are a beer enthusiast, visit the U Zlateho Tygra bar in Prague

Czech Republic Visa Types

There are 4 main types of Schengen visas that allow non-EU citizens to travel to the Czech Republic. They are:

Type A Visa

A Type A Visa is issued for transit if a traveller has a connecting flight through a Schengen country airport. 

Type B Visa

Visa type B is used for short trips (less than 5 days). 

Type C Visa

Type C visas are the most commonly chosen for tourism purposes. You can opt for a Type C visa for single, double or multiple entry.

Types D Visa

A Type D visa is issued if someone travels to the Czech Republic for more than 90 days for study and work purposes.  

Czech Republic Visa: Major Documents

These are the significant documents while applying for Czech Republic Visa:

  • Valid passport with at least 2 blank pages and validity up to 6 months
  • 3 recent passport size photograph with white background (35x45 mm) 
  • Confirmed accommodation details: hotel voucher, cruise confirmation, or invitation from a host with supporting documents.
  • A confirmed flight reservation for round-trip travel.
  • Valid travel insurance policy with a minimum coverage of €30,000 (equivalent of Rs. 27,00,000 approx).
  • A  detailed, day-wise itinerary on plain paper or travel agency letterhead.
  • A recent 6-month bank statement (signed and stamped) as proof of sufficient funds for your trip.

Tips To Buy Travel Insurance For Czech Republic Visa From India

Here are some tips to consider when buying a travel insurance plan for Czech Republic visa:

  • Research different travel insurance policies and coverages before making a choice.  
  • Make sure that the insurance covers hospitalisation, repatriation, and emergency medical care.
  • Verify that the coverage will cover your whole trip through the Schengen area.
  • Always read the fine print for exclusions and limitations.
  • Choose digital policies with instant email delivery for easy visa submission.

Final Words

Buying travel insurance for the Czech Republic can seem overwhelming, but it is not. With ACKO's easy-to-use platform and constant support from the team, purchasing the policy for your next big trip to the Czech Republic is simple. So carefully review the policy terms today and get your hands on the plan that suits your needs and budget.

Frequently Asked Questions

Here are some of the frequently asked questions and answers regarding travel insurance for Czech Republic. 

To purchase travel insurance, you need a valid passport, a visa, and a sum insured amount with a minimum coverage of €30,000 (approximately Rs. 27,00,000).  
 

Research insurance providers and compare their prices as well as the coverages before making the final call. Make sure to avoid add-ons that you feel will not be required to save some money.
 

Yes, ACKO travel insurance covers the loss of a passport during travel. It helps cover the cost of getting a duplicate one and offers 24/7 support to guide you through the process, including contacting the embassy or consulate for a new passport

Yes, carry a printed copy of your insurance certificate while travelling for immigration and emergency purposes.
 

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Written by Namrata Saha Choudhury

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Reviewed by Lokesh Shetty Author info Icon

She travels with words, bringing places to life. Whether it’s hidden gems or dream destinations, she makes travel feel as exciting on paper as it is in reality. When not writing, you can find her gardening, writing verses, or lost in a Netflix series with a bowl of fruits—especially watermelon!

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