Travel Insurance for Denmark From India

Are you planning your dream trip to Denmark and not sure how to get on with travel insurance? Well, do not worry; we have got you covered. Whether you want to visit the LEGOLAND in Billund or go up north to catch the Northern lights, one thing is certain, that you will need a travel insurance plan for Denmark, mainly while applying for the Schengen visa. So, let us break down everything about travel insurance Denmark, what coverages you can expect, and some tips for getting started on your journey from India.

Are you planning your dream trip to Denmark and not sure how to get on with travel insurance? Well, do not worry; we have got you covered. Whether you want to visit the LEGOLAND in Billund...
Are you planning your dream trip to Denmark and not sure how to...
Buy Denmark Travel Insurance at Just ₹10/Day*

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Affordable plans

starting at ₹10/day*

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Instant Claims

9 of 10 claims settled same day

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Edit policies on the go!

Manage trip details on app

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Is Travel Insurance Mandatory for Denmark?

Yes, travel insurance is a mandatory requirement for Denmark. Denmark is part of the Schengen area (comprising 29 countries), and having an adequate travel insurance policy is a necessary requirement when applying for a visa to these countries. Please note that the Schengen travel insurance requirement ensures that travellers are financially protected during emergencies like accidents, illnesses, or hospitalisation in Europe.

Why Choose ACKO’s Travel Insurance for a Denmark Visa?

If you are looking for affordable travel insurance for a Denmark visa, ACKO is a great option. It's built for Indian travellers and offers 100% digital access, instant policy delivery, and complete Schengen compliance.

Here’s is why choosing ACKO for your travel insurance can be the best option:

Seamless Digital Access

With ACKO, handle everything online. Buy, manage, and claim your travel insurance without any paperwork or waiting in queues. Our user-friendly platform ensures a hassle-free experience, allowing you to focus on your journey while we take care of your insurance needs.
 

Budget-Friendly Plans

Our travel insurance plans start at an affordable rate of Rs. 49/day*, making it easy to get coverage that suits your budget. Premiums are determined based on factors like age, trip length, and coverage level, ensuring a cost-effective solution for every traveller.
 

Global Cashless Hospitalisation

Access top-quality medical care worldwide without worrying about upfront payments. Our extensive hospital network ensures cashless hospitalisation benefits wherever you travel, while reimbursement options are also available to offer maximum financial security in case of medical emergencies.
 

Quick & Simple Claims Process

Filing a claim is quick and convenient through our website or mobile app. With minimal documentation required, you can get your claims processed efficiently, helping you handle unexpected situations without unnecessary stress or lengthy procedures.

Flexible Coverage Options

Whether you are taking a short vacation, an academic trip, or a business journey, our plans are tailored to your travel needs. You can customise your coverage to ensure you have the right level of protection throughout your trip.

No Pre-Medical Check Required

Purchasing travel insurance is hassle-free as no pre-medical check-up is needed. This eliminates delays and additional procedures, allowing you to secure your insurance instantly and focus on planning your journey without any health-related concerns.

*Actual premiums may vary. Coverage is subject to policy terms and conditions.

What’s Covered and What’s Not Covered in ACKO’s Denmark Travel Insurance?

If you suffer an accident or illness abroad requiring hospitalisation, our travel insurance covers medical expenses and provides a daily allowance for a specified period, ensuring financial security during recovery.

If your checked-in baggage is delayed or lost, our travel insurance provides a lump-sum payout or fixed compensation to cover essential purchases and minimise inconvenience during your journey.
 

Losing a passport abroad is distressing. Our policy covers fees and documentation costs required to obtain a duplicate passport for hassle-free travel.

If you have to cancel your flight due to unforeseen circumstances or if your flight gets delayed beyond policy-stipulated hours, our insurance reimburses expenses incurred, ensuring financial protection and minimising unexpected travel disruptions.

Engaging in adventure sports? Our travel insurance ensures financial protection by covering hospitalisation expenses from injuries sustained during such activities.

Denied flight boarding or hotel check-in? Our insurance covers rebooking costs, preventing unexpected expenses due to overbooking or unforeseen travel issues.

You can claim reimbursement through your policy if you miss your flight, but rebook within the permitted time and provide the necessary documents.

While purchasing your travel insurance Denmark plan, knowing what is not covered under your policy is essential. Some of the standard exclusions of your insurance include:

  • Any pre-existing medical conditions or related diseases.
  • Adventure or extreme sports (unless an optional cover is added).
  • Hospitalisation or medical expenses caused due to self-inflicted injuries or suicide attempts.
  • Travelling to a destination just to get medical consultation or treatments.
  • Overstaying in a country longer than your visa allows.
  • Lack of documentation or delayed claim filing.
  • Travel insurance coverage may be nullified if the insured individual is found guilty of breaching the law or taking part in unlawful actions such as riots or crimes.
  • Travel insurance does not cover pregnancy-related issues or related medical treatments.
  • Attempting to obtain travel insurance if your journey does not conclude in India or after departing the country.

Disclaimer: This is not an all-inclusive list. To know more, please read our policy documents.

How To Buy Travel Insurance For Denmark?

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Click here to visit the travel insurance page and select your destination.

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Enter the start and end dates of your journey.

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Select the type of insurance coverage you need.

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Provide all the necessary details and pay the fees.

It takes just a few minutes and requires zero paperwork. The policy PDF you receive is valid for your visa application.

How to Claim Travel Insurance for Denmark?

Here is what you need to know about the claim process of Denmark travel insurance with ACKO:

Cashless Medical Treatment

  • Email us at [email protected] or give a missed call at 01246174722, and we will respond within 10 minutes.
  • Receive a list of cashless network hospitals and visit any of them with your insurance policy document.
  • Get treated without upfront payments. ACKO directly settles eligible medical bills.

Other Claims (Baggage Loss, Flight Delays, etc.)

  • Contact us at [email protected] or 01246174722.
  • For verification, submit necessary documents like boarding passes, bills, or loss proofs.
  • Once approved, your reimbursement will be directly credited to your bank account within a few days.

Know More About Denmark Before Starting Your Trip

Following are a few things to know before you start your international journey to Denmark:

  • May to September is ideal for pleasant weather, outdoor cafes, and music festivals.
  • October to February is perfect for winter lovers, Christmas markets, and possibly catching the Northern Lights on the North side of the country.
     
  • Do not forget to dive into Danish food, pastries and local beers
  • Walk or bike along the Copenhagen Lakes
  • Take a LEGO-themed day trip to Billund
  • Explore Viking history in Roskilde and Aarhus
  • Visit Tivoli Gardens and Nyhavn Harbour in Copenhagen
     

Following are the types of Denmark visas for Indians:

  • Tourist Visa
  • Business Visa
  • Transit Visa
  • Long-Term Visa
  • Study/ Sports/ Cultural Visa

Denmark Visa: Major Documents

Some common documents that you need to keep handy when applying for your Denmark visa include:

Passport Requirements

Must be issued initially within the last 10 years and valid for at least 6 months beyond your intended departure date from Denmark.Must contain at least 2 blank visa pages for stamping.

Photograph Specifications

Submit three recent passport-sized color photographs (35mm x 45mm).

The facial image should measure between 25mm and 35mm from chin to crown.

Accommodation Proof

Confirmed hotel or cruise booking.Invitation letter from a host in Denmark with their ID proof, passport copy, residence card, and financial documents.

Flight Ticket Requirements

Confirmed round-trip flight reservation (India to Denmark and return).

Travel Itinerary

A day-wise travel plan on plain A4 paper or travel agent letterhead.

Mandatory Travel Insurance

Coverage of at least €30,000 per person.

Must include medical emergencies, hospitalisation, and repatriation expenses and should cover the entire Schengen stay.

Proof of Financial Means

The bank statement for the last 6 months, signed and attested by a bank official.

Tips To Buy Travel Insurance For Denmark Visa From India

Here are some tips to keep in mind while purchasing the best travel insurance for Denmark:

  • Match the policy duration to your travel dates (including return).
  • Look for digital claims and cashless hospitalisation.
  • Double-check the list of exclusions.
  • Consider add-ons for adventure sports if you are planning skiing or hiking.
  • Keep both digital and printed copies of your policy with you while travelling.
  • Assess several possibilities in terms of features, services, premium, and coverage range.

Final Words

Overall, travel insurance Denmark is not just a formality to get your visa; it is a necessary safety net that shields you from expensive shocks when travelling. Having the appropriate travel insurance for Denmark might be crucial in a medical emergency, passport loss, or airline delays. With ACKO's easy-to-purchase, reasonably priced, and visa-compliant plans, you may travel across Denmark without any worries.

So get yourself financially covered and start your Schengen adventure!

Frequently Asked Questions

Following are some frequently asked questions and answers about travel insurance Denmark:

Yes, Indian citizens must apply for a Schengen visa. They must also show proof of insurance with €30,000 (approximately Rs. 27,00,000) medical coverage.

Depending on your plan, it typically covers medical emergencies, repatriation, trip cancellations, lost baggage, and more.
 

No. ACKO offers competitive pricing starting as low as Rs. 49/day*. Premiums vary by age, duration, and coverage selected.

Your insurance should cover the entire trip duration, from your departure date to your return to India.
 

Yes. ACKO allows you to purchase your policy completely online with instant policy issuance.

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Written by Namrata Saha Choudhury

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Reviewed by Lokesh Shetty Author info Icon

She travels with words, bringing places to life. Whether it’s hidden gems or dream destinations, she makes travel feel as exciting on paper as it is in reality. When not writing, you can find her gardening, writing verses, or lost in a Netflix series with a bowl of fruits—especially watermelon!

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