Travel Insurance for Iceland from India

Planning a trip to Iceland? Be it hunting the Northern Lights, taking baths in geothermal hot springs, or marvelling at its stunning scenery, having appropriate travel insurance will make the visit easier. So, if you are applying for an Iceland visa, then travel insurance is a necessary requirement, and ACKO is there to fulfil your coverage needs.

Planning a trip to Iceland? Be it hunting the Northern Lights, taking baths in geothermal hot springs, or marvelling at its stunning scenery, having appropriate travel insurance will make the visit easier. So, if you are...
Planning a trip to Iceland? Be it hunting the Northern Lights, taking baths...
Buy Iceland Travel Insurance at Just ₹10/Day*

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Affordable plans

starting at ₹10/day*

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Instant Claims

9 of 10 claims settled same day

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Edit policies on the go!

Manage trip details on app

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Do I Need Travel Insurance for Iceland?

Travel insurance remains compulsory for Indian travellers who want to visit Iceland and apply for a Schengen visa. The Schengen Area membership dictates that Iceland requires travellers to obtain insurance covering medical emergencies alongside health issues and accidents with repatriation benefits. ACKO offers complete travel insurance solutions that fulfil essential requirements to ensure your trip runs smoothly from beginning to end.

Indian Citizens' Requirement for Iceland Visa Travel Insurance

The requirements for travel insurance for Indians travelling to Iceland for the purpose of obtaining an Iceland visa are.

Minimum Coverage

€30,000 (Rs. 28,00,000 approx.) for medical expenses, hospitalisation, and repatriation.

Coverage for All Schengen Countries

Your insurance should be valid for use in all Schengen countries, i.e., Iceland.

Validity

The policy should cover the whole duration of your stay in Iceland.

Advantages of ACKO’s Travel Insurance for an Iceland Visa

  • Cashless Hospitalisation: Avail treatment at our network hospitals overseas without paying in advance.
  • Diagnosis-Free: Get the policy without health screenings.
  • No Deductibles: Coverage without additional expenses.
  • Budget Friendly: Plans as low as Rs. 49 for 5 days(approx Rs.10 per day)
  • Quick Claim Settlement: Convenient claim settlement process with prompt approval.

What’s Covered and What’s Not Covered in ACKO’s Iceland Travel Insurance?

The purpose of travel insurance is to provide protection during unforeseen events. Here is what ACKO protects you from:

  • Medical: Covers sickness, injuries, and hospitalisation.
  • Emergency Evacuation: Insurance for medical repatriation, if required.
  • Baggage Loss/Delay: If you have checked-in baggage and it gets delayed or lost by the airline.
  • Trip Interruptions: Coverage for cancelled flights, missed connections, and delays.
  • Loss of Passport: Help and reimbursement for obtaining a duplicate passport.

Though ACKO offers extensive coverage, some exclusions do exist. This includes:

  • Pre-existing Conditions: Claims linked to prior illnesses.
  • Pregnancy related concerns: Pregnancy and associated medical procedures are not covered 
  • Injuries to Oneself: Such as due to intoxication.
  • Unapproved Travel Zones: Noteworthy events in combat-ready or forbidden pathways.

Note: This is not an all-inclusive list. Please refer to the policy doc for a comprehensive list of what's covered and not.

How to Buy ACKO Travel Insurance for Iceland?

ACKO insurance is very easy to buy. The following is the procedure:

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Pick Your Destination

Visit the ACKO website here and choose Iceland as your travel destination.

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Choose Your Coverage

Select a travel insurance policy that best fits your needs.

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Enter Details 

Fill in your personal details and travel information.
 

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Pay 

Pay the amount and forget about it—it’s as simple as that.

How to Make a Travel Insurance Claim for Iceland?

If you need to file a claim, here’s how to do so:

  • For a Medical Claim: Contact ACKO at [email protected] or on 01246174722.
  • For Lost Baggage, Flight Delays, or Other Issues: Come prepared with receipts, boarding passes, and reports that’ll help expedite the processing of your claim.

Before You Go: Everything You Need to Know About Iceland

Iceland is a unique experience in every season:

  • Summer (June to August): Longer days and cooler temperatures are ideal for sightseeing.
  • Winter (November – February): Best time to see the Northern Lights and visit ice caves.
  • Spring & Autumn (March-May, September-October): Fewer tourists, landscapes in breathtaking season.
  • Iceland is THE adventurer’s destination: The scenery is out of this world and the experiences are out of your comfort zone. Here’s a step-by-step checklist of what to do:
  • Witness the Northern Lights: Experience the colourful Northern Lights from September to April. The best places to view the aurora include Thingvellir National Park, the remote Westfjords, and the tiny village of Vik, where there is little light pollution.
  • Explore the Golden Circle: This 300 km long loop takes you to Iceland’s most famous attractions:
    • Geysir Geothermal Area: The site of the active Strokkur geyser, which erupts every few minutes.
    • Gullfoss Waterfall: A huge two-stage waterfall showcasing Iceland’s power.
    • Thingvellir National Park: A UNESCO site at the junction of North American and Eurasian tectonic plates.
  • Soak in the Blue Lagoon: This world-famous geothermal spa has warm, mineral-laden water that is thought to be therapeutic. It is very popular—advance booking is recommended.
  • Explore Jokulsarlon Glacier Lagoon: An enormous lake filled with stunning, blue icebergs. You can tour the area by boat for an up-close look at the glacial landscape.
  • Drive the Ring Road: Iceland’s Ring Road (Route 1) is a 1,332 km scenic highway that goes around the island. Highlights include:
    • Seljalandsfoss Waterfall and Skogafoss Waterfall.
    • One of the black sand beaches at Reynisfjara.
    • Vatnajökull National Park, which contains Europe’s largest glacier.
  • Experience the Midnight Sun: From late May to July, Iceland has nearly 24 hours of daylight, allowing more time for outdoor adventure.
  • Explore the Energetic Culture of Reykjavik: Iceland’s capital bustles with life, whether it’s the colourful buildings, the lively art scene, or attractions such as:
    • Hallgrimskirkja Church: The tallest building with the best 360° view.
    • Harpa Concert Hall: A gorgeous glass building that hosts events and concerts.
  • Laugavegur Street: The city’s primary shopping and nightlife hub.

Types of Iceland Visa

There are 2 Visa options for people travelling from India: 

  • Schengen Short-Stay Visa: Permits a maximum stay not exceeding 90 days in Iceland and other Schengen countries.
  • Long-Stay Visa: For students, employees, or those staying for an extended period.

Documents Required for Iceland Visa: Overview

Here is an overview of the documents you’ll need in order to procure a visa for Iceland:

  • A passport valid with at least two blank pages.
  • A completed Iceland visa application form.
  • Recent passport-type photos.
  • Evidence of travel itinerary (flights, hotel bookings, invitation letters, etc.).
  • Evidence of financial support (bank statements showing sufficient funds).
  • You will be required to submit your ITR for the last three years.
  • Travel insurance with coverage of at least €30,000.

Iceland Travel Insurance

Here are some tips to buy Insurance for Iceland Visa from India:

  • Ensure it satisfies Schengen requirements.
  • Look for cashless hospital coverage.
  • Check the viability of the claim settlement process.
  • Compare price and coverage options.

Frequently Asked Questions

Yes, for Schengen visa applications, the minimum coverage needed is €30,000(Rs. 28,00,000 approx) 

Yes, ACKO has a simple online purchasing experience.

No, but it could be added separately to your insurance as an add-on

Yes, hospitalisation and emergency medical treatments are covered in the policy.

Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and change. Baggage cover for up to 5 days in Asia is available for just ₹49 (inclusive of GST) for adults – that's around ₹10 per day. Remember, prices may change, so be sure to check the policy details before deciding. If you have questions, reach out to us at [email protected].

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Written by Namrata Saha Choudhury

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Reviewed by Lokesh Shetty Author info Icon

She travels with words, bringing places to life. Whether it’s hidden gems or dream destinations, she makes travel feel as exciting on paper as it is in reality. When not writing, you can find her gardening, writing verses, or lost in a Netflix series with a bowl of fruits—especially watermelon!

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