Travel Insurance for Italy from India

Are you excited about planning your dream trip to Italy? Italy has everything from the stunning cities of Rome, Venice, and Naples to the awe-inspiring Vatican City! And let's not forget about the delicious pizzas and pasta you can't miss out on!. However, unexpected events can sometimes happen while travelling, causing financial losses like pickpocketing and fraud. But don't let that dampen your enthusiasm! That's where travel insurance comes in handy. It can help you quickly tackle these issues and enjoy your trip without any worries. Were you interested in learning more? Read on!

Are you excited about planning your dream trip to Italy? Italy has everything from the stunning cities of Rome, Venice, and Naples to the awe-inspiring Vatican City! And let's not forget about the delicious pizzas and...
Are you excited about planning your dream trip to Italy? Italy has everything...
Buy Italy Travel Insurance at Just ₹10/Day*

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Affordable plans

starting at ₹10/day*

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Instant Claims

9 of 10 claims settled same day

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Edit policies on the go!

Manage trip details on app

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Is Travel Insurance Mandatory for Italy?

Yes, you must have travel insurance when travelling from India to Italy. As Italy is part of the Schengen Area, it’s a requirement to have travel insurance that provides adequate health coverage to obtain a Schengen visa. Your travel insurance should cover medical treatment and evacuation expenses of at least €30,000 (₹26,25,349.61). Ensure your travel insurance is valid for the entire duration of your trip within the Schengen Zone.
 

Why do I Need Travel Insurance for Italy from India?

If you are thinking about this question, here are a few common reasons why getting Schengen travel insurance for Italy makes sense.

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Flight Delay 

It is more common than you think for flights to and from Italy to be late. Every day, 1 out of every 5 flights is late. With flight cover, you will be reimbursed for last-minute changes.

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Baggage Delay

Baggage delay, though uncommon, can be inconvenient and expensive. With travel insurance, all your extra expenses will be covered.

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Financial Protection

If you get hurt in Italy, you could end up in the hospital. Travel insurance will cover your medical bills.

Key Features of Italy Travel Insurance

Having the right travel insurance ensures a hassle-free trip by protecting you from unexpected expenses. Here are the essential features your Italy travel insurance should include:

FeatureBenefits
Meets Schengen Visa RequirementsMandatory coverage of at least €30,000 (approx. ₹27 lakh) for medical emergencies.
Medical Expense CoverageCovers hospitalisation, medical treatment, and COVID-19-related expenses.
Cashless Medical TreatmentAccess treatment at network hospitals without upfront payments.
Lost Passport AssistanceProvides financial help for replacing a lost passport.
Trip Cancellation & ReschedulingOffers reimbursement for trip cancellations due to emergencies, including COVID-19.
Baggage Delay/LossCompensation for delayed or lost checked-in luggage.
Missed or Delayed FlightsCovers financial losses due to flight delays or missed connections.
Adventure Sports CoverageProtection against injuries from adventure activities during your trip.

Types of Travel Insurance for Italy

Choosing the right travel insurance ensures financial protection during your trip to Italy. Here are the different types of travel insurance plans available:

Type of Travel InsurancePurpose
Individual Travel InsuranceIdeal for solo travellers seeking financial coverage for their trip to Italy.
Family Travel InsuranceCovers all family members under one plan, making it a cost-effective option for family trips.
Group Travel InsuranceSuitable for friends, corporate teams, or travel groups visiting Italy together.
Senior Citizen Travel InsuranceDesigned for travellers aged 60 and above, offering specialised medical coverage.
Single-Trip Travel InsuranceProvides coverage for a one-time visit to Italy.
Annual Multi-Trip Travel InsuranceBest for frequent travellers, covering multiple trips to Italy within a year under a single plan.

Benefits of ACKO’s Italy Travel Insurance?

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Support Worldwide 

Regardless of where your travels take you, you can relax knowing that our travel insurance offers uninterrupted support worldwide.

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Immediate Coverage​​

You will be protected by your insurance beginning on the first day you require it.

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Zero Deductibles

You will not have to worry about any out-of-pocket expenses because we will take care of everything for you, and there are no deductibles.

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Mobile-Friendly Processes

No filling out of forms is required. Simply give us a missed call at 01246174722, along with copies of your bills and receipts, and we will promptly issue a refund.

Affordable

Affordable

Our basic travel insurance starts at just Rs. 49* for a five-day journey, equivalent to only Rs. 10* per day, making it one of the most affordable options available.

What's Covered and What's Not Covered in ACKO’s Italy Travel Insurance?

If your first flight is delayed more than the specified hours and you miss your connecting flight, we will pay up to the policy limit to cover your next booking.

If you get sick, your medical bills will be paid back quickly, or you can get care without paying out of pocket at one of our network hospitals. Just send us a missed call at 01246174722.

If your checked bags are delayed for more than the specified hours, we will pay for your overhead costs up to the policy's maximum. 
 

If a trip injury leaves you partially disabled, we will pay up to the policy limit.

If you get sick and need to stay in the hospital longer, we will pay up to the policy maximum.

If you get hurt or sick on your trip and die as a result, we will pay up to the policy limit to get your body back home.

If your flight is cancelled because you tested positive for COVID-19, you will be reimbursed for any costs up to the policy maximum. 

If you get hurt on vacation, we will pay for physiotherapy up to the policy limit.

If you get hurt and need to go to the hospital, we will pay any bills you rack up, or you can get cashless treatment at any of our network hospitals.

If you need to change your travel plans because of an emergency (such as the death of a family member, an illness, or a natural disaster), we will pay for any additional expenses incurred as a result.

If you get hurt while doing high-adrenaline activities on your trip to Italy, we will pay for your medical bills up to the limit in the policy.

  • Travelling to Italy without a valid visa.
  • Travelling to Italy solely for medical treatment.
  • Ignoring travel-related medical advice and travelling while unwell.
  • Committing suicide or self-destructive acts.
  • Completing tasks while intoxicated or drugged.
  • Having a crime found against you.
  • Pre-existing medical conditions are not covered.
  • Getting a family member to certify a disability.
  • Medical costs associated with pregnancy.
  • Trip extensions due to pregnancy-related issues are not covered.
  • Accident-related death or disability is not covered after 365 days.
  • Adventure sports injuries are not covered (unless you buy a separate policy).

Note: Please note that this is not a complete list of all the inclusions and exclusions. We recommend that you read the policy document in detail.

How to Buy ACKO Travel Insurance for Italy Online?

Simply follow these steps to buy travel insurance Italy and secure your trip in minutes:

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Click here and choose your destination.

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Specify your trip’s start and end dates

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Pick the types of coverage you want

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Provide details and pay the fee

How to File a Travel Insurance Claim for Italy with ACKO?

Claiming your ACKO online travel insurance for Italy is super easy. Here are the simple steps to follow: 

For Travel Medical Insurance That Offers Treatment Without Cash:

  • Send an email to [email protected] or call 01246174722 to report your location. We will respond in 10 minutes.
  • We'll provide you with a list of local hospitals that offer cashless services.
  • All you have to do is share your policy document, and you are done.

For Cash Reimbursement:

  • You can contact us by giving us a missed call at 01246174722 or sending an email to the address [email protected]
  • Your bill or invoice will be reviewed as soon as possible, and you will get the refund within the next few days at the latest.

Know More About Italy Before You Visit

These are a few things that will help you on your trip to Italy.

Italy looks astonishing all year round, but the seasons of autumn and spring feel most blissful. In the summer, you will find it too crowded and hot, resulting in higher rates for hotels and other facilities. Similarly, if you go during the winter months, it may feel extremely wet and cold, especially in the northern parts of the country. 

Italy has its own charm with a wide range of things you can do on your trip.

  • There are many historical places like the Colosseum, the Leaning Tower of Pisa, the Roman Forum, etc.
  • Architecture and art lovers can explore the cathedrals, ancient castles, art galleries, and different museums situated in the city of Rome.
  • Venice is a beautiful destination for romantic boat rides.
  • Tuscany is where you can visit the world-famous vineyards.
  • For a laid-back beach day, you can head to Sardinia or Sicily.
  • The Gran Paradiso National Park and Mont Avic Regional Park are places where you can have an adventurous encounter with nature with activities like mountain climbing, trekking, etc. 
  • You must not miss authentic Italian pasta and pizza and try cooking classes to learn Italian cuisine on your trip.

Italian Visa Information for Indians

Italy is one of the 26 European Schengen countries that you need a Schengen visa to visit. You can apply for a visa if you meet the requirements for travel insurance. 

Indian Embassy’s Location in Italy

Here are the key contact details of the Indian Embassy in Italy.

ADDRESSVIA XX SETTEMBRE, 5, ROME, ITALY
  
Telephone0039 064884642-3-4-5
Fax0339 064819539
Websitehttps://indianembassyrome.gov.in/

Documents Required to Travel to Italy

For Indian citizens travelling to Italy, the following documents become extremely important.

  1. A valid Schengen visa.
  2. Two passport-sized photos.
  3. A valid Italian travel insurance with at least 30,000 euros medical coverage for the entire Schengen area.
  4. A photocopy of the entire visa section of your passport.
  5. Copies of return tickets.
  6. A letter explaining your Italy trip and details.
  7. Your accommodations for the entirety of the journey.
  8. Proof of citizenship
  9. Proof of income that you can support yourself in Italy.
  10. Proof of vaccination. 

Note: We recommend you check with the Italian embassy or consulate near you to ensure you have all the necessary documents for your specific situation.

How Can I Get Cheaper Travel Insurance From India to Italy?

If you're looking to buy travel insurance for your Italy trip, we have some tips for you.

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How long you plan to stay in Italy is very important. If you stay longer, your insurance may cost more. Instead, take quick, short trips. This way, you can travel around Italy without paying crazy fees.

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Second, you should do everything you can to avoid buying extra coverage that is not needed and that you will not use. Coverage makes premiums go up. 

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Third, your premium may go up if you pick a high limit. If you feel sure about your trip, choose a low-cost sum insured limit that is high enough to cover all of the possible emergencies that could happen while you are away. 

We hope that these ideas will help you. Remember that it is important to save money, but you should not skip out on the coverage you need. Safety should always come first, especially when travelling.

Frequently Asked Questions

Got a question about this subject? Find out if your question about Italy travel insurance is answered in this FAQ.

You can buy travel insurance for Italy before applying for a visa. So, you will be able to send your visa application for Italy along with the required proof of travel insurance.

It covers trip cancellation, trip curtailment, medical expenses, emergency medical evacuation, loss of baggage, and more. Check out our policy for a comprehensive overview.

The policy applies to all Indian nationals who travel to Italy. You can also buy insurance for everyone in your group if you are travelling together. 

No, you cannot buy ACKO insurance after leaving on your trip. First, we do not let it happen, and second, a Schengen visa requires you to have travel insurance covering medical care. In both cases, it is impossible. 

If you are under 70, you can buy ACKO Italy Travel Insurance.

Currently, we only sell insurance to people who live in India. We will let you know if we plan to do something similar in the near future.

Yes, your ACKO's travel insurance from India to Italy has some restrictions, just like any other insurance company. Please read the document very carefully to find out.

Yes, ACKO's Italy travel insurance covers adventure sports injuries, but you must add it separately.

Yes, the Schengen Agreement includes Italy and a lot of other European countries. 

The cost of travel insurance for Italy depends on factors like your trip duration, age, and the coverage option you choose. Longer trips and higher coverage limits typically result in higher premiums. Similarly, senior travellers may have slightly higher costs due to increased medical coverage needs.

Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and change. Baggage cover for up to 5 days in Asia is available for just ₹49 (inclusive of GST) for adults – that's around ₹10 per day. Remember, prices may change, so be sure to check the policy details before deciding. If you have questions, reach out to us at [email protected].

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Written by Namrata Saha Choudhury

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Reviewed by Lokesh Shetty Author info Icon

She travels with words, bringing places to life. Whether it’s hidden gems or dream destinations, she makes travel feel as exciting on paper as it is in reality. When not writing, you can find her gardening, writing verses, or lost in a Netflix series with a bowl of fruits—especially watermelon!

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