Travel Insurance for Japan

The charming traditional inns, warm hospitality, low crime rates, and, of course, the one-of-a-kind cuisine are just a few reasons why millions flock to this enchanting ‘Land of the Rising Sun.’ To ensure a hassle-free and memorable trip to Japan, safeguard your adventure with the right travel insurance. Travel health insurance for Japan is particularly important, as it provides coverage for medical emergencies, trip cancellations, and baggage protection, offering peace of mind as you explore this stunning destination.

The charming traditional inns, warm hospitality, low crime rates, and, of course, the one-of-a-kind cuisine are just a few reasons why millions flock to this enchanting ‘Land of the Rising Sun.’ To ensure a hassle-free and...
The charming traditional inns, warm hospitality, low crime rates, and, of course, the...
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What is Japan Travel Insurance?

Japan travel insurance protects you financially from unforeseen medical, travel, and personal hazards while in Japan. It pays for emergencies such as medical expenses, hospitalisations, emergency medical evacuations, trip delays, cancellations, and lost or stolen luggage. This insurance provides peace of mind and financial help throughout your trip to Japan.

Japan is such an incredible destination that draws travellers with its vibrant cities, serene temples, and irresistible cuisine. The country recorded 3.38 million visitors in June alone, a 7.6% increase compared to June 2024. As you plan your journey to explore all that Japan has to offer, securing travel insurance should be at the top of your checklist. You can purchase Japan travel insurance online through ACKO.

Why Do You Need Travel Insurance For Japan From India?

Imagine making travel plans to Japan - you've prepared for every event, and just when you think you've done it all, you have a cancellation or delay on your flight. Even worse, picture getting sick while traveling to or from Japan or while you're there. Illness, injury, accidents, and travel delays are sometimes unavoidable, but you can get travel insurance to ensure you are financially covered if disaster strikes.

This is the biggest reason why you need travel insurance when travelling from India to Japan. Here are a few more pointers on why international travel insurance from India to Japan is crucial:

cost saving
To Cover Unexpected Expenses

Travel insurance can help ensure that you don't lose your hard-earned money if something unexpected occurs, such as lost baggage, flight cancellation/delay, or trip cancellation.

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To Ensure Medical Coverage

Medical expenses can add up quickly if you get sick or injured while travelling. Travel insurance can help cover the costs of medical treatment.

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To Enjoy Stress-Free Travel

Overall, travel insurance can give you peace of mind and allow you to enjoy your trip without worrying.

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Why Choose Japan Travel Insurance from ACKO?

ACKO is the best option if you want hassle-free and simple insurance. We will get you set up with travel insurance quickly and easily.

Here are a few of the ways we can help you:

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Budget-Friendly

You have a number of excellent insurance plan options to select from, and doing so will not break the bank.

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Zero Out-Of-Pocket Costs

There will be no out-of-pocket costs, so you can relax knowing that everything will be covered.

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24*7 Assistance

You can travel without anxiety by asking us about your insurance policy whenever you like, day or night.

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Digital Insurance

With ACKO, you can manage everything online, from purchasing a policy to filing a claim to handling billing questions. 

Benefits Of ACKO’s Travel Insurance India To Japan

Take a look at some of the most useful ways our travel insurance plan for Japan can assist you during your trip.

Cashless hospitals Medical expenses
Cashless Hospitalisation

With our network of hospitals worldwide, you can enjoy the convenience of cashless hospitalisation benefits no matter where you are. And if needed, we also offer reimbursement options under our plans.

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Quick Claim Procedure

Say goodbye to time-consuming paperwork and hello to an easy-to-use digital interface. Now, you can file a claim with just a few clicks/taps with a digital-first insurer. 

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Customisable Policies

You can adjust your policy to meet the demands of your unique situation. For instance, you can choose the coverage options and any other add-ons that are appropriate for your needs. 

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Zero Deductibles

You can choose a policy with no deductibles based on availability. In other words, there won't be any out-of-pocket costs for you. All the policy-covered financial liabilities you may incur during your trip will be borne by your insurer.

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No Medical Checkup Required

Regardless of age, you can purchase your policy instantly online and enjoy comprehensive protection for your trip.

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Add-ons

When you buy a travel insurance policy with ACKO, you can customise the policy with available add-ons. Two add-on options are available: Delayed Booking and Adventure Sports Injury Cover. Please remember that these add-ons are available at higher premiums.

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What's Covered in ACKO’s Japan Travel Insurance?

Travel insurance Japan by ACKO typically entails the following coverages.

The need to postpone or cancel a trip because of an unforeseen event is a possibility. In such instances, you can claim a reimbursement in accordance with your policy’s terms.

If your travel plans are cancelled for reasons beyond your control due to an unavoidable reason like an accident or hospitalisation, OR If your booked flight is delayed beyond the specified number of hours from the scheduled departure or arrival time in the policy schedule, your travel insurance will reimburse you within the limits.

Unfortunately, if you are hospitalised in Japan, you may want someone from home to be there with you for moral and logistical support. In such cases, the costs of a relative's visit from India will be covered.

You could face legal repercussions if your passport is misplaced or stolen while in Japan. To prevent this, you should obtain a new passport. Depending on the terms of your travel insurance, it may help pay for the cost of obtaining a duplicate one.

Sometimes, your airline may delay your baggage from reaching you, or they may lose it. In such situations, travel insurance for Japan can assist you in compensating for a standard fee for any potential financial losses.

The potential risks associated with COVID-19 may affect your trip. If you have travel health insurance in Japan, you can apply for financial reimbursement for any related losses, such as flight and hospitalization.

The policy will pay for the insured person's final expenses in the event of their death while travelling. These may include transportation charges for the deceased person's body to the place of its origin.

What's not covered in Travel Insurance Japan by ACKO?

Generally, the following scenarios may not be covered under our travel Insurance for Japan from India.

  • Not being in possession of an active visa while entering the country.
  • Travelling to Japan for medical purposes.
  • Travelling to Japan despite not being in good health.
  • Going to Japan against your doctor’s advice.
  • If you purchase after leaving India, or if your trip doesn’t end in India.
  • Health issues resulting from a pre-existing medical condition.
  • If a relative of the insured creates the medical report for a claim.
  • Pregnancy-related medical costs.

Japan Travel Insurance Add On

Japan offers unforgettable memories and fun experiences for travellers. However, it's also susceptible to natural disasters like earthquakes and typhoons, which can lead to trip delays or flight cancellations. If you're planning adventure activities such as scuba diving in Okinawa or skiing in Hokkaido, it's highly recommended to add adventure sports coverage to your travel insurance plan. ACKO provides Adventure sports injury and booking denial as a travel insurance add-on.
 

ADD OnDescription
  
Adventure Sports InjuryIn case you get injured during any adventure sports activities like skiing, skydiving, etc., we will cover the cost of your treatment up to {{sum_insured}}. This benefit is offered as part of the accidental hospitalisation benefit. 
Booking DenialYou will be reimbursed up to {{sum_insured}} for the new booking if_1. You are denied boarding on a confirmed flight booking by your airline 2. You are denied hotel accommodation on a paid booking at the time of check-in, provided you have made a new booking in the same city for the same dates as your original booking

How Do I Buy ACKO Travel Insurance For Japan From India?

To get travel insurance online for Japan from ACKO, follow these six steps:

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To begin, click here or download our app from Play or App Store

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Choose from our standard plan or customise your plan

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Give us the dates on which your trip will start and end

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Choose the coverage you want

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Fill up the details for you and your travel companions

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Pay online to get your coverage right away 

How Do I Claim Online Travel Insurance Japan From ACKO?

It is easy to file a claim with ACKO's Travel Insurance for Japan. Just follow these steps to make a claim:

How do I get cashless treatment?

  • STEP 1: Reach us on 1833-813-8772 (for US), 022-69635374 (for other regions) and share your location [email protected]
  • STEP 2: We will immediately send a list of cashless hospitals near you.
  • STEP 3: Visit a hospital you like, share your policy document and get your treatment. We will settle the bill with the hospital directly.
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How do I get reimbursement?

  • STEP 1: Log in to the Acko app with your registered mobile number and select your travel policy from the ‘My Policy section.
  • STEP 2: In the claims section of your policy, select what you need to claim for, share details about what happened, and upload your supporting documents.
  • STEP 3: We will review your bills & reimburse you in INR within 2-3 days.
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Travel Documents Required To Travel To Japan

You may require the following documents to acquire a visa to travel to Japan.

  • Active passport
  • Fully-filled visa application form
  • Recent colour photo
  • Copy of birth certificate
  • Marriage certificate (if applicable)
  • Proof of financial support during your stay
  • Certificate of employment (if applicable)
  • Travel plans/schedule

Here’s How Rohan Benefited From Japan Travel Medical Insurance Provided By ACKO

Meet Rohan, who was on a solo trip to Japan when he suddenly fell ill. He needed medical attention, but he was worried about the high costs of treatment in a foreign country.

Luckily, Rohan had purchased travel medical insurance from ACKO, which provided him with comprehensive medical coverage. With ACKO's Japan travel insurance, Rohan was able to get the necessary medical treatment without worrying about the expenses.

"Having ACKO's travel insurance gave me peace of mind during a stressful situation," says Rohan. "Their coverage for medical expenses ensured that I received timely treatment without any financial burden. I'm grateful for their support!"

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Compare Travel Insurance for Japan by ACKO

When selecting travel insurance, consider your coverage needs. ACKO offers Standard and Comfort travel insurance plans for Japan visitors. The following provides an overview of each plan's coverage.

CoverageStandard PlanComfort Plan
   
Hospitalisation due to illnessYesYes
Hospitalisation due to an accidentYesYes
Daily Hospitalisation allowanceNoYes
Doctor consultationNoYes
Flight DelayNo Yes
Missed FlightYesYes
Trip CancellationYesYes
Trip ReschedulingNoYes
Delay of checked-in baggageYesYes
Total loss of checked-in baggageYesYes
Damage to checked-in baggageNoYes
Loss of PassportYesYes
Trip Cancellation due to COVIDNoYes
Death due to an accidentYesYes
Total disabilityYesYes
PhysiotherapyNoYes
Missed Connecting FlightYesYes
Home coverNoYes
Emergency Trip extensionNoYes
Legal LiabilityNoYes
Emergency evacuationYesYes
Travel expenses of an immediate relativeYesYes
Repatriation of mortal remains in case of deathYesYes

Fun Fact About Japan

Japan has more than 5 million vending machines, where you can find everything from hot meals and umbrellas to flowers and fresh eggs!

CategoryDetails
  
CurrencyJapanese Yen (¥)
LanguageJapanese
Best Time to Visit JapanMarch to May and September to November
Visa InfoVisa-free travel for up to 3 months (depending on nationality)
Top Tourist DestinationsTokyo, Kyoto, Osaka, Yokohama, Nagoya, Hiroshima, Nagasaki, Okayama
Known ForTechnology, nature, spirituality, temples, public transport, and cuisine

Things You Should Know Before Beginning Your Japan Trip

Visiting a country where the landscape is adorned with stunning mountains and lush forests, while the rest boasts beautiful beaches and towering skyscrapers—sounds incredible, right? Listed below are some considerations to make before visiting Japan.

Make sure you have a valid visa

Japan has very strict visa requirements, so it is important that you plan your trip in advance and apply for a visa well before your travel date.

Learn a few basic Japanese phrases

Knowing a few Japanese equivalents of phrases like “hello”, “thank you”, and “goodbye” can go a long way in making your experience in Japan more comfortable.

Do some research before the trip

Japan has a unique culture, so it’s important to be aware of the different customs and etiquette people follow before travelling there.

Pack for the weather

Japan has four distinct seasons. So, make sure to check what the weather is like and pack accordingly.

Familiarise yourself with the local transport

Japan has a well-developed public transport system. Thus, it’s a good idea to familiarise yourself with it before you go.

Bring cash with you

While you can use your credit or debit card in Japan, cash is still the preferred payment method in most Japanese places.

Places to Visit in Japan

We've put together a list of some of the locations in Japan that you just shouldn't miss.

Tokyo

With its bustling streets, vibrant nightlife, and captivating culture, Tokyo is a must-see city in Japan.

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Mt. Fuji

Enjoy the beauty of Japan’s most iconic mountain and take in the stunning views of the surrounding area.

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Hiroshima

Visit the Peace Memorial Park and museum to learn more about the history of the atomic bombing of 1945.

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Kyoto

Take a stroll through the ancient streets and explore the numerous temples, shrines and palaces.

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Nara

Take in the beauty of the sprawling deer park and visit the Todaiji Temple, home to the largest bronze Buddha statue in the world.

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Okinawa

Enjoy the beautiful beaches, lush green forests, and great food.

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Sapporo

Visit the Sapporo Snow Festival, the biggest winter event in Japan.

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Hakone

Relax in the hot springs and take in the breathtaking views of Mt. Fuji.

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Osaka

Experience the hustle and bustle of Japan’s second-largest city and taste its famous street food.

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Kanazawa

Explore the city’s traditional gardens and samurai districts.

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Japan Visa Information For Indians

According to the website of the Embassy of Japan in India, the following are the 

Visa TypesPurpose
  
Short-term VisaFor short visits, tourism, or business trips
Long-term VisaFor extended stays, work, or study purposes
Medical VisaFor individuals seeking medical treatment in Japan
Transit VisaFor travelers transiting through Japan to a third country

Indian Embassy’s Location In Japan

If you run into any emergency, you can get in touch with the Indian Embassy in Japan. Here are the Embassy’s contact details.

EMBASSY NAMEEMBASSY OF INDIA, TOKYO
  
Address2-2-11 Kudan-Minami, Chiyoda-ku, Tokyo 102-0074
Phone number+81 3 3262-2391 to 97
Working hours0930 to 1700 hrs

List Of International Airports In Japan

The table shared below lists the popular international airports in Japan and their respective locations.

AIRPORT NAMELOCATION
HanedaTokyo
NaritaChiba
KansaiOsaka
ChubuAichi

Tips To Buy The Cheapest Travel Insurance For Japan From India Online

Here are some tips to get the best deal on your travel insurance Japan.

Understand the Claim Process

If you decide to buy a travel insurance policy, we strongly advise that you thoroughly understand the claim process. This will help you make claims more easily and quickly because you will know what steps to take.

Choose only Essential Covers

When it comes to the best travel insurance for Japan, it can be tempting to choose all of the additional coverages offered. However, this can lead to an increased cost without necessarily providing the protection you need. To ensure that you don't overspend, consider the potential financial liabilities you may encounter on your trip to Japan and only select the coverages that will provide the most benefit for you.

Select a Reasonable Sum Insured

You should take into account the amount of financial support you might need in a worst-case scenario during your trip to Japan. This will help you decide on an appropriate sum insured amount. In insurance, the sum insured is the maximum claimable amount under a policy. Therefore, it is important to calculate the amount of coverage you require and select a reasonable sum insured amount that will help you in the event of an unfortunate occurrence.

Frequently Asked Questions

In this section, we have answered some of the most frequently asked questions on travel insurance for Japan from India.

You need Japan travel insurance because travelling to any foreign country involves some level of risk, and Japan is no exception. Travel insurance can provide financial protection in case of unexpected events and give you peace of mind while you travel.

Travel insurance for Japan typically covers trip cancellation, medical emergencies, lost or stolen luggage, emergency evacuation, and other unexpected events. The exact coverage may vary depending on the insurance provider.

To buy travel insurance for Japan, you typically need to provide your passport details and other personal information. The exact documentation required may vary depending on the insurance provider.

In the event of a medical emergency while you are travelling in Japan, please get in touch with us right away to let us know about the circumstance. We will assist you in finding the nearest hospital and provide information on how to make a claim.

It is not required, but it is strongly suggested that you buy travel medical insurance that gives you enough coverage and services and covers medical costs.

No, you cannot buy travel insurance if your trip has already begun. 

ACKO travel insurance Japan costs ₹367 (excluding GST), is the starting price for a 7-day policy. Sum-insured plan of $50,000 for one adult travelling from India to Japan. Prices and coverage may vary over time, so it’s always best to visit Acko’s website or app for the latest quotes.

Yes, ACKO’s Japan travel insurance plans include coverage for COVID-19, such as medical treatment and quarantine costs. Check Acko’s website or app for the latest information.

Standard travel insurance does not cover high-risk activities like skiing or hiking on Mount Fuji. ACKO has a travel insurance add-on for Adventure sports injury, starting at ₹95. Get covered for injuries due to adventure sports like skydiving, scuba diving, etc.

Yes, ACKO travel insurance policy offers compensation for trip delays, missed connections, or additional accommodation expenses due to flight disruptions—terms vary by plan.

ACKO offers cashless treatment at partner hospitals in Japan. In case of an emergency, check the policy network or contact 1833-813-8772 (for the US), 022-69635374 (for other regions), or [email protected].

*Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and changes. Please check the applicable policy wordings before making any insurance-related decisions. Feel free to reach out to us at [email protected] for any queries.

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Written by Shreya Sahu

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Reviewed by Tanveer Masood Author info Icon

She breathes life into destinations with her words, transforming hidden gems and dream getaways into exciting narratives. She hopes to inspire you to step out of your comfort zone and experience the world—slowly, meaningfully, and consciously!

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