Travel Insurance for Maldives from India

Ensure a safe trip with Maldives travel insurance plan.

✅ 24x7 assistance ✅ Baggage Loss ✅ No Medical Test

Are you dreaming of a perfect vacation to the stunning Maldives? Before you start packing and getting your travel documents ready, there's an essential item you shouldn't overlook: travel insurance. Whether it's exploring the serene beauty of the Maldives or enjoying the luxurious overwater bungalows, ensuring your trip is financially protected is crucial.

This guide is dedicated to unpacking everything about securing your Maldivian adventure with the right international travel insurance from India, including options for comprehensive international coverage. Read on to learn how to safeguard your journey, allowing you to relish every moment in this paradise worry-free.

Why do I need travel insurance for Maldives from India?

If you are unsure whether to purchase Maldives travel insurance, here are a few reasons why you should consider it.

Unexpected expenses

While visiting the Maldives, you may encounter unexpected expenses related to losing your travel money, requiring medical treatment for an accidental injury, or accidentally damaging someone's property. With Maldives travel insurance, you can protect yourself from the financial consequences of such situations.

Medical emergencies

If you experience a medical emergency during your Maldives trip, it can drain your money. In such cases, having international travel insurance for Maldives trip can be incredibly helpful, as you can file a claim to receive financial assistance for your medical emergency.

Peaceful travel

The Maldives is a popular tourist destination. However, worries about potential financial losses could put a damper on your trip. By purchasing travel insurance for Maldives from India, you can alleviate these concerns and allow yourself to fully enjoy your travel experience without being burdened by the costs of potential mishaps.

Why ACKO Travel Insurance for Maldives?

When it comes to insurance, Acko is your best bet due to its ease of use and speed. Acko's Travel Insurance is comprehensive and reasonably priced.

Insuring your trip from India to Maldives will be quick and simple with our help.

Here are a few examples:

Simple & Clear Purchase:

At Acko, we have made insurance simple and transparent. No jargon or hidden surprises—just a simple, in-control process.

Speedy Claim Settlement:

As soon as a claim is submitted, Acko immediately gets to work to resolve it in a way that is both expedient and uncomplicated, so that you can get back to doing the things you love without any worries.

Wide Range of Sum Insured Limit:

We at Acko think it is important to give you choices that work for you. That is why our sum insured options are so flexible; you can pick the policy that best suits your needs.

There will be no cost to you:

You can confidently indulge without worrying about going into debt because there are no out-of-pocket expenses involved in the transaction.

Reasonable in price:

Find competitively priced, comprehensive insurance plans that fit within your budget. ACKO has beginner-friendly vacation packages starting at Rs. 49* for five days.

What's covered

What's not covered

What's covered in ACKO’s Travel Insurance Maldives?

ACKO’s Travel Insurance For Maldives Policy offers the following inclusions.

Compassionate visits

If you, unfortunately, need to be hospitalised in the Maldives and wish for a family member to be next to you during your treatment, just inform us. We will take care of the expenses associated with bringing a family member from India to the hospital in the Maldives.

Loss and delay of luggage

When you travel by flight, you risk the chance of your baggage getting damaged, delayed or lost. If you experience such inconveniences during your Maldives travel, we will financially compensate you for your loss according to the policy terms.

Trip cancellation due to COVID-19

If you have to cancel your flight because you tested positive for COVID-19 or need hospitalisation while you are in the Maldives, we will pay you according to the terms of your policy.

Death and repatriation

If the insured dies while in the Maldives, we will take care of some of the major costs that may result. For instance, we will arrange for the body to be returned to the insured’s family in India.

Cancellation and rescheduling of travel

If, due to an unavoidable reason, you cancel your travel plans, we will reimburse your flight expenses. That way, you will have sufficient funds when you decide to reschedule your trip. However, this coverage is applicable only if the reason for your trip cancellation is considered valid under the policy.

Injuries related to adventure sports

Adventure sports can be fun, but they have their own share of risks. If, during your Maldives trip, you get injured while participating in an adventure sport, we will cover you. This coverage may include hospital stays, surgery and physiotherapy expenses.

Passport loss

A passport serves as your identification in a foreign country. In fact, possessing it is required by law in most nations. Thus, in the event that you lose your passport, it could lead to legal consequences. Fortunately, in such situations, ACKO’s travel policy can financially help you to get a new one.

What's not covered in ACKO’s Travel Health Insurance Maldives?

Now that we have gone over some of the key inclusions of ACKO Travel Insurance Maldives, here are some of the key exclusions.

Travel exclusions

You cannot claim financial support against your ACKO Travel Insurance for Maldives form India in the following travel-related scenarios.

If you enter the Maldives without carrying a valid visa.
If the only reason you are visiting the Maldives is to receive medical care.
Travelling even though you are not physically fit for long journeys.
Travelling despite the recommendation of a doctor not to.
If you purchase after leaving India or if your trip doesn’t end in India.

Legal exclusions

You cannot claim monetary support against your ACKO Travel Insurance India to Maldives in the following scenarios.

Harming yourself.
If your actions were influenced by an intoxicant.
If you have participated in a criminal act.
If you are undertaking risky work like aerial photography, mining, tunnelling, etc.

Medical exclusions

Your ACKO Travel Insurance India to Maldives does not cover the following medical scenarios.

Complications occurring due to a pre-existing health condition.
If a disability report created by a close relative is submitted as proof for a claim.
Pregnancy-associated medical costs.

Note: The above-mentioned inclusions and exclusions are only for informational purposes. To know the actual coverage, refer to our policy wording.

How do I buy Acko’s Travel Insurance Maldives from India?

ACKO's online travel insurance Maldives can be purchased in just six easy steps:

Step 1: To begin, click here or download our app from Play or App Store
Step 2: Choose from our standard plan or customise your plan
Step 3: Give us the dates on which your trip will start and end
Step 4: Choose the coverage you want
Step 5: Fill up the details for you and your travel companions

Step 6: You'll get a quote right away. Pay online to get your coverage right away

How do I claim online travel insurance Maldives from Acko?

Our claim process typically consists of the following easy-to-follow steps.

Medical insurance for cashless treatment:

Give a missed call to 01246174722 or email your request to the id [email protected].
We will send you a list of local hospitals that do not take cash right away.
We will process your claim and settle it as per the policy terms.

For other covers:

Just call 01246174722 or email [email protected].
We will look over your bill or invoice right away.
In a few days, the money should be returned.

Things you should know before beginning your Maldives trip

Here are some fun and useful things to know before embarking on a trip to the Maldives.

The Maldives is made up of over 1,000 islands, so be prepared for some island hopping!
The official language is Dhivehi, but English is widely spoken, so you should be able to get by without any language barriers.
The currency is Maldivian rufiyaa (MVR). So, make sure to convert your cash before going there.
The Maldives is known for its stunning beaches, clear blue waters, and diverse marine life, so don’t forget your swimsuit!
Remember to pack sunscreen and a hat, as the equatorial sun can be intense.
If you're a foodie, be sure to try traditional Maldivian cuisine like mas huni (a dish made with tuna, coconut, and onions) and garudhiya (a fish soup).
Don't forget to bring a waterproof phone case or camera to capture all the amazing underwater scenery.
The Maldives has a strict no alcohol policy for locals, but resorts are allowed to serve alcohol to tourists. Just be aware that it can be quite expensive.
Finally, be prepared to unwind and relax. The Maldives is a perfect destination for those looking to escape the hustle and bustle of city life and indulge in some well-deserved rest and relaxation.

Things you can’t miss!

Here are some of the top places you absolutely have to see during your trip.

Maafushi Island: This island is perfect for those who want to experience the Maldives without breaking the bank. You can enjoy the beautiful beaches and crystal-clear waters, as well as the local culture.
Bioluminescent Beach: Imagine swimming in a sea of stars. The Bioluminescent Beach in the Maldives is a must-see for anyone who wants to experience the magic of nature.
Hanifaru Bay: If you love marine life, you can't miss Hanifaru Bay. This UNESCO Biosphere Reserve is home to an incredible array of marine creatures, including whale sharks and manta rays.
Vaadhoo Island: Another place to witness the magic of nature is Vaadhoo Island, which is famous for its glowing blue beach. It's a truly unique and unforgettable experience.
Hulhumale Island: If you're looking for a more modern experience, Hulhumale Island is a great option. This artificial island is full of hotels, restaurants, and shops, and it's only a short boat ride away from the capital city of Male.

Maldives Visa Information for Indians

The table shared below lists the different types of visas for Indians visiting the Maldives, along with their respective details.

Tourist visa

PARAMETER	INFORMATION
Stay period	30 days
Entry	Single entry
Visa fees	No cost
Extension	Up to 60 days
Purpose	Applicable for Indians visiting the Maldives for tourism.

Business visa

PARAMETER	INFORMATION
Stay period	30 days
Entry	Single entry
Visa fees	No cost
Extension	Up to 60 days
Purpose	Applicable for Indians visiting the Maldives for business purposes, like attending an exhibition, conference, seminar, etc.

Indian Embassy’s location in Maldives

If something goes wrong during your trip and you need immediate assistance, contact the Indian Embassy in Maldives. The following table lists their contact details.

EMBASSY	HIGH COMMISSION OF INDIA MALE, MALDIVES
Address	Lot no. 11499 N1 56(E)
Phone number	+960-4004176, +960-4004177
Working hours	Sunday to Thursday from 0930 hrs. to 1300 hrs and 1330 hrs to 1730 hrs

List of international airports in Maldives

Here are the major international airports in Maldives.

Velana International Airport
Hanimaadhoo International Airport
Gan International Airport, Villa International Airport
Maafaru International Airport

Travel documents required to travel to Maldives

You may be required to produce the following documents for obtaining a Maldives visa.

Passport
Flight ticket
Bank statement
Hotel booking receipt
Yellow fever vaccination certificate

Tips to buy the cheapest travel insurance for Maldives from India

In this section, we have shared some insider tips on how to buy the best travel insurance for Maldives from India online.

Customize optional covers

Travel policies usually come with optional coverages. Choosing all of them may not give you any particular advantage while on your Maldives trip. On the contrary, you may be wasting your money. Hence, we recommend that you carefully consider your insurance needs and select only the essential coverages. That way, apart from the cost-saving benefit, you will also have the specific coverages you require on your trip.

Select a sensible sum insured

Sum insured basically means the most financial support you can extract from an insurance policy. While buying travel insurance, you will be given an option to choose your desired sum insured limit. Make sure you choose a sum insured that both fits into your budget and also covers most mishaps you may encounter while travelling to the Maldives.

Learn the claim procedure

The claim procedure encompasses the beginning of a claim up to finally receiving the claim settlement. While buying travel insurance for your Maldives trip, be sure to understand the claim procedure. This will give you an edge when you are in a situation where you need to raise a claim during your trip. You can make a claim request more quickly and get the compensation that is due to you faster if you are aware of the process.

Frequently Asked Questions

In this section, we have provided answers to some common questions about travel insurance to Maldives from India.

Is travel insurance mandatory for Maldives?

While it's not mandatory, it's highly recommended to have travel insurance when travelling to the Maldives.

What does ACKO Travel Insurance Maldives cover?

ACKO Travel Insurance Maldives covers a variety of things, such as trip cancellations or interruptions, medical emergencies, lost or stolen luggage, and more. Be sure to review your policy’s terms to know the exact coverages.

Is medical insurance included in ACKO’s Travel Insurance for the Maldives?

Yes, ACKO’s Travel Insurance for the Maldives offers an option to include travel medical cover.

Can I buy travel insurance for just the duration of my trip?

Yes, you can choose coverage for specific dates, so you can purchase coverage just for the duration of your trip.

What should I look for in a travel insurance policy?

When choosing a travel insurance policy, be sure to check what's covered, the policy’s limits, and any exclusions or exceptions. Also, consider the provider's reputation and customer service.

Can I use my Indian health insurance in the Maldives?

It depends on your health insurance policy. Some policies offer international coverage, while others do not. Be sure to check with your insurance provider before travelling.

Can I purchase travel insurance after starting my trip to the Maldives?

No, you cannot buy travel insurance if your trip has already begun.

Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and change. Baggage cover for up to 5 days in Asia is available for just ₹49 (inclusive of GST) for adults – that's around ₹10 per day. Remember, prices may change, so be sure to check the policy details before deciding. If you have questions, reach out to us at [email protected].