Travel Insurance for Norway from India
Ensure a safe trip with Norway travel insurance plan.
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Visiting Norway at least once in your lifetime is a travel mantra said by travellers and adventure seekers. It's not just a destination; it's an extraordinary journey where every fjord, mountain, and glimpse of the Northern Lights becomes a cherished part of your travel story.
While seeing the Northern Lights is a matter of chance, planning your trip shouldn't be left to luck. Before you set out on this once-in-a-lifetime journey, it is important to protect yourself with adequate travel insurance. Want to know why? Keep on reading!
Is Travel Insurance Mandatory for Norway?
Yes, if you're planning a trip to Norway, travel insurance is mandatory to obtain a Schengen visa. Since Norway is part of the Schengen zone, having valid Schengen travel insurance is a requirement to acquire your Schengen visa.
Just remember that your travel medical insurance for Norway should have a minimum coverage of €30,000 (approximately 27 lakhs Indian Rupees), including emergency evacuation and repatriation coverage. This is a crucial requirement, so make sure you're covered before applying for your Schengen visa and setting out on your Norway trip.
Why do I Need Travel Insurance for my Norway Trip?
Here are some reasons why it might be helpful to have a Norway travel insurance:
Health Emergencies
Travel insurance can cover the costs of medical treatment in the event of an unexpected illness or injury during your trip. This is particularly important in a foreign country where medical costs may be much higher than what you are used to.
Trip Cancellation/Interruption
Travel insurance can provide coverage for trip cancellation or interruption due to unforeseen circumstances such as illness, injury, or family emergencies.
Lost or Delayed Baggage
If the airline loses or delays your luggage during your trip, travel insurance can provide compensation for the loss.
Flight Delays/Missed
Travel insurance can provide coverage for expenses incurred due to flight delays or missed connections.
Key Features of Norway Travel Insurance
Having the right travel insurance ensures a stress-free trip by covering unexpected expenses. Here’s what your Norway travel insurance should include:
Feature | Benefits |
|---|---|
Meets Schengen visa requirements | Mandatory coverage of at least €30,000 (approx. ₹27 lakh) for medical emergencies. |
Medical expense coverage | Covers hospitalisation, medical treatment, and COVID-19-related expenses. |
Cashless medical treatment | Get treated at network hospitals without upfront payments. |
Trip cancellation & rescheduling | Reimbursement for cancellations due to emergencies, including COVID-19. |
Baggage delay/loss | Compensation for delayed or lost checked-in luggage. |
Lost passport assistance | Financial help to replace a lost passport. |
Missed or delayed flights | Covers financial losses if your flight is delayed or missed. |
Adventure sports coverage | Covers injuries from adventure activities during your trip. |
Types of Travel Insurance for Norway
Planning a trip to Norway? Here are the different travel insurance options available:
Type of Norway Travel Insurance | Ideal For |
|---|---|
Single-Trip Travel Insurance | Best for one-time visits, whether for business, leisure, or work. |
Individual Travel Insurance | It covers a solo traveller on a single trip to Norway. |
Family Travel Insurance | Protects an individual and their family members under one policy for a trip. |
Group Travel Insurance | Ideal for friends, corporate teams, or travel groups visiting together. |
Senior Citizen Travel Insurance | Tailored for older travellers with extensive medical coverage. |
Annual Multi-Trip Travel Insurance | Covers frequent travellers making multiple trips to Norway within a year. |
Benefits of ACKO’s Norway Travel Insurance?
Cashless Treatment
Get cashless treatment or hospital bill reimbursement at our hospitals worldwide.
Zero Deductibles
When you file a claim, you pay nothing - we take care of everything.
Mobile-friendly Processes
No forms to fill out and no running around. Simply give us a missed call at 01246174722, send us copies of your bills and invoices, and we will process your refund as soon as possible.
Affordable
Our basic travel insurance starts at just Rs. 49 for a five-day journey, which is equivalent to only Rs. 10 per day*, making it one of the most affordable options available.
Customisable Insurance
Pay only for the coverage you need, saving money and protecting your trip.
What is covered
What is not covered
Our international travel insurance package for trips to Norway includes several benefits. We have highlighted a few of them in this section:
Hospitalisation Due to Illness
In case of illness, you can get your medical bills reimbursed or receive cashless treatment at our network hospitals. For cashless treatment, give us a missed call at 01246174722.
Hospitalisation Due to Accident
If you get hurt, you can get all your medical bills reimbursed or get cashless treatment in our network hospitals.
Hospitalisation Due to COVID-19
If you contract COVID-19 in Norway, we will cover hospitalisation up to the policy limit.
Daily Hospitalisation Allowance
If you are hospitalised for more than 24 hours, you will receive a daily payout in addition to medical expenses up to the policy limit.
Flight Delay
If your flight is delayed more than the specified hours and the airline does not notify you as per the policy's time limit, we will pay up to the policy limit.
Delay of Checked-In Baggage
If your luggage is delayed for more than the specified hours, you will be paid compensation up to the policy limit.
Loss of Passport
If you lose your passport, we will cover the expenses incurred to obtain a duplicate passport up to the specified limit in the policy.
Adventure Sports Injury Cover
If you participate in activities like skydiving, scuba diving, or other high-adrenaline pursuits during your trip to Norway and get injured, we will cover the medical expenses incurred up to the specified limit in the policy.
Even the best travel insurance for Norway has certain exclusions. It’s essential to know what’s not covered to avoid surprises during your trip. Here are some common exclusions:
Travelling to Norway without a valid visa.
Travelling to Norway solely for medical treatment.
Ignoring travel-related medical advice and travelling while unwell.
Committing suicide or self-destructive acts.
Completing tasks while intoxicated or drugged.
Having a crime found against you.
Pre-existing medical conditions are not covered.
Getting a family member to certify a disability.
Medical costs associated with pregnancy.
Accident-related death or disability is not covered after 365 days.
Adventure sports injuries are not covered (unless you buy a separate policy).
*Note: Please note that this is not a complete list of all the inclusions and exclusions. We recommend that you read the policy document in detail.
How to Buy ACKO Travel Insurance for Norway Online?
Follow these simple steps to buy ACKO's Norway travel insurance online:
Click here and choose your destination.
Specify your trip’s start and end dates
Pick the types of coverage you want
Provide details and pay the fee
An instant travel insurance policy will be generated and immediately sent to your email ID.
How to File a Travel Insurance Claim for Norway with ACKO?
Claiming your ACKO travel insurance for Norway is super easy. Here are the simple steps to follow:
For travel medical insurance that offers treatment without cash:
Send an email to [email protected] or call 01246174722 to report your location. We will respond in 10 minutes.
We'll provide you with a list of local hospitals that offer cashless services.
All you have to do is share your policy document, and you are done.
For other covers:
You can contact us by giving us a missed call at 01246174722 or sending an email to the address [email protected].
Your bill or invoice will be reviewed as soon as possible, and you will get the refund within the next few days at the latest.
Things you should know before beginning your Norway trip
Before visiting Norway, you should be aware of the following fascinating facts.
Norway is known for its stunning fjords, so be sure to bring a camera to capture the breathtaking views.
The country is also home to the Northern Lights, so plan your trip accordingly if you want to witness this natural phenomenon.
If you're a fan of seafood, Norway is the place to be! Make sure to try their fresh salmon, cod, and shrimp dishes.
Norwegians are known for being polite and reserved, so don't be surprised if they're not as chatty as you're used to.
The official currency in Norway is the Norwegian Krone (NOK), so make sure to have some cash on hand for smaller purchases.
If your trip is planned for the winter, when temperatures can drop very low, warm clothing should be brought.
Norway is also famous for its outdoor activities such as hiking, skiing, and kayaking, so be prepared for some adventure!
Public transportation in Norway is reliable and efficient, so consider taking a train or bus to explore the country.
Lastly, don't forget to try some of Norway's famous chocolate, particularly Freia and Kvikk Lunsj, which are popular snacks among locals.
Things you can’t miss!
Here are some places in Norway that we recommend you visit while you are there.
The charming city of Bergen, known for its colourful wooden houses and historic harbour, is a popular destination for tourists. You can take a funicular up to Mount Fløyen for panoramic views of the city and its surrounding mountains.
The stunning Geirangerfjord, a UNESCO World Heritage Site, is a must-see for nature lovers. You can take a scenic boat tour and marvel at the waterfalls, mountains, and glaciers that surround this fjord.
The vibrant capital city of Oslo is home to many cultural attractions, such as the Viking Ship Museum, the Munch Museum, and the Royal Palace. You can also enjoy a stroll through the city's green spaces, like the Vigeland Park and the Botanical Garden.
The northern city of Tromsø is a great place to experience the beauty of the Northern Lights. You can also take a cable car up to Mount Storsteinen for stunning views of the surrounding landscape.
The picturesque village of Flam is a great starting point for exploring the stunning Aurlandsfjord and Nærøyfjord, both of which are UNESCO World Heritage Sites. You can take a scenic train ride on the Flam Railway, which is one of the steepest train lines in the world.
Norway Visa Information for Indians
The various visa options for Indian citizens visiting Norway are listed below.
Visa type | Purpose |
|---|---|
Tourist visa | This type of visa is for Indians who plan to visit Norway for tourism purposes such as sightseeing, visiting friends or relatives, or attending events or festivals. |
Business visa | This type of visa is for Indians who plan to visit Norway for business-related purposes such as attending meetings, conferences, or trade fairs. |
Student visa | This type of visa is for Indians who plan to study in Norway, including language courses, undergraduate or postgraduate studies. |
Work visa | This type of visa is for Indians who have been offered employment in Norway and plan to work and live in the country. |
Family reunification visa | This type of visa is for Indians who have close family members residing in Norway, such as a spouse, children, or parents, and plan to join them. |
Note: The requirements and application process for each type of visa may differ. It's advisable to check with the Norwegian embassy or consulate in India to determine the specific requirements for the visa type you need.
Indian Embassy’s Location in Norway
Use the contact details in the table below to get in touch with the Indian Embassy if you encounter any difficulties while you are in Norway.
Embassy | Embassy of India, Oslo, Norway |
Address | Niels Juels Gate 30, PO Box 4055 AMB, 0244, Oslo |
Phone number | (+47) – 2411 5910 |
Office hours | 0900-1700, Monday-Friday |
Website | www.indianembassyoslo.gov.in |
List of International Airports in Norway
Below listed are some of the prominent international airports present in Norway.
S. No. | Airport name |
|---|---|
1. | Oslo Airport |
2. | Stavanger Airport |
3. | Bergen Airport |
4. | Trondheim Airport |
5. | Tromsø Airport |
6. | Sandefjord Airport |
7. | Ålesund Airport |
8. | Haugesund Airport |
Documents Required to Travel to Norway
The following are some of the generally required documents for travelling to Norway.
A valid passport: Your passport must be valid for at least three months beyond your planned departure date.
Visa or residence permit: Depending on your nationality, you may need a visa or residence permit to enter Norway. You can check if you need a visa on the Norwegian Directorate of Immigration's website.
Proof of accommodation: You may need to show proof of accommodation such as a hotel reservation or a letter of invitation from a friend or family member.
Proof of sufficient funds: You may be asked to provide evidence of sufficient funds to cover your stay in Norway.
Travel insurance: It is recommended to have travel insurance that covers medical expenses and emergency repatriation.
COVID-19-related documents: Depending on the current regulations and restrictions related to COVID-19, you may need to provide a negative COVID-19 test result, proof of vaccination, or complete a quarantine period.
*Note: We suggest that you check the specific requirements for your nationality and travel purpose with the Norwegian embassy or consulate in your country.
How can I Lower my Norway Travel Insurance Premium from India?
You can easily find the best travel insurance for Norway at an affordable price while ensuring it covers your needs. Here are some tips to reduce your insurance premium:
Buy your travel insurance online— This is because, when you go online, you can easily compare different policies and choose the one that suits you best. You might come across plans that offer comprehensive coverage at affordable prices, so you get the protection you need without breaking the bank.
Do not choose unnecessary coverages— Travel insurance premiums depend on coverages. More coverage means a higher premium. Thus, choose only the required ones.
Check cancellation policies— If you cancel your policy midway, you may not get a refund. Some insurance companies offer more flexibility. This means there is no/little fee to cancel your policy.
You can cut costs on travel insurance in a number of different ways. These are the initial steps you should take to discover additional options. The most crucial thing, however, is to spend what you can afford to ensure your safety on your trip.
Frequently Asked Questions
Got a question about this subject? Find out if your question about Norway travel insurance is answered in this FAQ.
What does ACKO’s Travel Insurance for Norway cover?
ACKO Travel Insurance Norway typically provides protection against the financial impact of things like medical bills, lost or damaged luggage, trip cancellations, trip interruptions, and many more. Please review our policy document for a full rundown of coverage details.
Can I purchase ACKO Travel Insurance for Norway if I am already on my trip?
If your trip has already started, you cannot buy ACKO insurance for it. To get the most out of your Norway travel insurance, we recommend that you buy it prior to leaving India.
Is ACKO’s travel policy for Norway affordable?
Yes, ACKO Travel Insurance for Norway is affordable and offers competitive pricing compared to other travel insurance policies. You can choose a plan that fits your budget and provides the coverage you need.
Can non-Indian citizens buy ACKO Travel Insurance for Norway?
No, at the moment, we only offer insurance to Indian citizens. If we plan to do something like that soon, we will let you know.
Are there any exclusions under ACKO Travel Insurance Norway?
Yes, there are things that your ACKO's travel insurance for your trip from India to Norway does not cover. To find out, please read the policy document carefully.
Is Norway a Schengen country?
Yes, Norway is a member of the Schengen area. As part of the Schengen Area, it allows passport-free travel between European countries.
Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and changes. Please check the applicable policy wordings before making any insurance-related decisions.
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