Travel Insurance for Portugal : Buy Portugal Travel Insurance Online

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If you're planning a trip to Portugal, you're in for a treat! Portugal is a country that's full of life, history, and culture. And the people there are some of the friendliest and warmest you'll ever meet. But before you pack your bags and head out, there's one important thing you need to take care of - your travel medical insurance for Portugal. This is mandatory for all Schengen countries, including Portugal. But don't worry; getting travel insurance Portugal doesn't have to be a hassle. It's actually a smart move that can help you in many ways during your trip.

Want to know more? Keep reading!

Why Do I Need Travel Insurance For My Portugal Trip?

When you buy insurance, do not just do it because you have to. Buy travel health insurance for Portugal when you understand when and how it can help. Let's look at some of the reasons.

Horrible Injury

You may try adventure sports and get hurt. With travel insurance, you don't have to stress over paying for expensive medical care.

Loss of Passport

A passport is an essential document, and losing it may deny your return to India or put you in legal trouble. With travel insurance, you can protect yourself financially if such situations arise.

Lost Luggage

With travel insurance, you are covered if something unexpected happens, like a flight delay, losing your luggage or passport, having a medical emergency, having to cancel your trip, or anything else that could ruin your trip to Portugal.

Travel Claim Scenarios

Trip cancellations, baggage loss, and delays have always been common travel claim scenarios in Portugal. With travel insurance, you'll receive compensation for any extra expenses you might incur.

Is Travel Insurance Mandatory For Portugal?

Yes, if you're planning a trip to Portugal, it's important to keep in mind that travel insurance is mandatory. This is because Portugal is a part of the Schengen zone, and having valid travel insurance is a requirement to acquire a Schengen visa.

But don't worry; it's not complicated. Just make sure that your travel medical insurance for Portugal covers you for a minimum of €30,000 (which is approximately 26,44,413 Indian rupees as of September 2023) with emergency evacuation and repatriation coverage. This is a critical requirement, so make sure you're covered before you set out for your Portugal trip.

What’s Great About ACKO’s Portugal Travel Insurance?

Cashless Treatment

At our hospitals around the world, you can get care without paying cash or get your hospital bills covered.

Zero Deductibles

When you file a claim, you do not have to pay anything. We handle everything.

Mobile-friendly Processes

No forms to fill out. Just give us a missed call at 01246174722, send us copies of your bills and invoices, and we will process your refund as soon as possible.

Affordable

At just Rs. 49 for a five-day trip (or Rs. 10 per day*), our basic travel insurance is among the cheapest available.

Customised insurance

No unnecessary coverages. Save more on the protection you want by paying for what you need.

Here’s How Priya Got Benefited From ACKO’s Travel Medial Insurance

Meet Priya, who was exploring the beautiful sights of Portugal when she unfortunately suffered an injury. She needed immediate medical attention and got admitted to a hospital.

Thankfully, Priya had purchased travel insurance from ACKO, which provided her with a cashless facility. This meant she didn't have to worry about arranging funds for her treatment upfront. ACKO took care of all the medical bills directly, allowing Priya to focus on her recovery without any financial stress.

"Having ACKO's travel insurance was a lifesaver," says Priya. "Their cashless facility made it so much easier for me to get the medical care I needed without worrying about the expenses. I'm truly grateful for their support!"

What’s covered

What’s not covered

What Does ACKO Travel Insurance For Portugal Cover?

ACKO's travel insurance from India to Portugal covers most things that could go wrong during your trip. Our travel insurance plan provides you with up to $250,000 (₹20,561,979) coverage for medical expenses. Here's a quick rundown of what our Portugal travel insurance plan includes:

Hospitalisation because of illness - If you get sick, you can get your medical bills paid back or get care without paying out of pocket at one of our network hospitals. For cashless treatment, give us a missed call at 01246174722.

Accidental hospitalisation - If you get hurt in Portugal, you can get your treatment cashlessly in our network hospitals or reimburse your medical bills.

Hospitalisation due to COVID-19 - If you contract COVID-19 in Portugal, we will cover hospitalisation up to the policy limit.

Emergency trip extension— If you are hospitalised during your travel period and have to extend your stay, we will reimburse you up to the policy limit.

Daily hospitalisation allowance— If you are hospitalised for more than 24 hours, you will receive a daily payout in addition to medical expenses up to the policy limit.

Death due to accident - If you die in Portugal from an accident or injury, we will pay your immediate relative or nominee the policy schedule amount.

Flight Delay - We will pay up to the policy limit if your flight is late by more than six hours and the airline does not tell you eight hours before your flight.

Delay of checked-in bags - If your bags are late for more than three hours, we will pay for your extra expenses up to the policy limit.

Loss of passport— If you lose your passport, we will cover the expenses incurred up to the specified limit in the policy to obtain a duplicate passport and emergency certificate.

Adventure sports injury cover - If you participate in activities like surfing, rafting, paragliding, and many more during your trip to Portugal and get injured, we will cover the medical expenses incurred up to the specified limit in the policy.

What’s Not Covered By ACKO’s Travel Insurance For Portugal?

The following things are not covered by our travel insurance plan:

Travelling to Portugal without a valid visa.
Travelling to Portugal solely for medical treatment.
Travelling while sick.
Committing suicide or self-destructive acts.
Completing tasks while intoxicated or drugged.
Having a crime found against you.
Pre-existing medical conditions are not covered.
Getting a family member to certify a disability.
Medical costs associated with pregnancy.
Accident-related death or disability is not covered after 365 days.
Adventure sports injuries are not covered (unless you buy a separate policy).

Note: Please keep in mind that this is not a full list of everything that is included and everything that is not. We suggest that you carefully read the policy document.

How Do I Buy ACKO’s Travel Insurance For Portugal From India?

Simply follow these steps to buy travel insurance from our mobile app or website and secure your trip in minutes.

To begin, click here or download our app from Play or App Store.
You can choose our standard plan or make your own.
Give us the dates that your trip will begin and end.
Plan how you will cover your trip to Portugal.
Please tell us about yourself and the other passengers.
The final thing you should do is pay online. You will get an email right away with the details of your policy.

How Do I Claim Online Travel Insurance For Portugal From ACKO?

Claiming your ACKO travel insurance online for Portugal is super easy. Here are the simple steps to follow:

For travel medical insurance that offers treatment without cash:

Send an email to [email protected] or call 01246174722 to report your location. We will respond in 10 minutes.
We'll provide you with a list of local hospitals that offer cashless services.
All you have to do is share your policy document, and you are done.

For other covers:

You can contact us by giving us a missed call at 01246174722 or sending an email to the address [email protected].
Your bill or invoice will be reviewed as soon as possible, and you will get the refund within the next few days.

Things You Should Know Before Beginning Your Portugal Trip

Here are some fun-facts you should know before your Portugal trip.

The Portuguese are famous for their love of food, so be sure to try some of the local delicacies such as bacalhau (salted cod), pastel de nata (custard tart), and francesinha (a sandwich with meat, cheese, and sauce).
Portugal is home to some of the most beautiful beaches in Europe, so pack your swimsuit and sunscreen for some fun in the sun.
The country is also known for its wine production, with the Douro Valley being a popular destination for wine lovers. Don't miss the chance to try some port wine, which is unique to the region.
If you're a fan of music and dancing, be sure to check out some of the traditional Portuguese folk music, including fado, which is known for its melancholic and emotive lyrics.
Portugal is a great destination for outdoor enthusiasts, with plenty of opportunities for hiking, cycling, and water sports.
The country has a rich history and culture, with many UNESCO World Heritage sites to explore, including the historic centre of Porto, the Belem Tower in Lisbon, and the monastery of Alcobaca.
Portuguese people are generally warm and welcoming, so don't be afraid to strike up a conversation and learn more about the local culture and customs.

Things You Can’t Miss!

Here are some fascinating places you can visit during your stay in Portugal.

Lisbon: The city of seven hills and endless charm. From the colourful streets of Alfama to the trendy bars of Bairro Alto, Lisbon is a city that will steal your heart.
Porto: The birthplace of port wine and a UNESCO World Heritage Site. Visit the famous Ribeira district for a taste of Porto's rich history and vibrant nightlife.
Algarve: A sun-soaked region with stunning beaches and hidden coves. Whether you're looking for a quiet getaway or a party destination, the Algarve has something for everyone.
Sintra: A fairytale town with castles, palaces, and breathtaking landscapes. Don't miss the opportunity to visit the famous Pena Palace, a colourful masterpiece perched atop a hill.
Coimbra: A historic university town with a lively student atmosphere. Take a stroll through the narrow streets of the old town and soak up the vibrant energy of Coimbra.
Azores: An archipelago of nine volcanic islands in the middle of the Atlantic. From hiking to whale watching, the Azores offer a wide range of outdoor activities and stunning natural landscapes.
Madeira: A subtropical paradise with lush forests, colourful gardens, and crystal-clear waters. Enjoy the mild climate and breathtaking views from one of Madeira's many viewpoints.
Évora: A charming town in the heart of the Alentejo region, known for its well-preserved Roman temple and stunning Gothic cathedral. Explore the narrow streets and sample the delicious local cuisine.
Guimarães: The birthplace of Portugal and a UNESCO World Heritage Site. Visit the imposing Castle of Guimarães and the charming historic centre, and learn about the country's rich history and culture.

Portugal Visa Information For Indians

Depending on the purpose of visit, the following are some of the visas available for visitors to Portugal.

VISA TYPE	PURPOSE
Schengen Visa	This visa allows visitors to stay in Portugal and other Schengen countries for up to 90 days within a 180-day period for tourism, business, or other purposes.
Short-stay Visa	This visa is intended for those who wish to stay in Portugal for a period of up to 90 days for specific purposes such as tourism, business, cultural activities, study, or medical treatment.
Long-stay Visa	This visa is intended for those who wish to stay in Portugal for more than 90 days for purposes such as work, study, or family reunification.
Student Visa	This visa is intended for those who wish to study in Portugal for a period of more than 90 days.
Work Visa	This visa is intended for those who wish to work in Portugal for a period of more than 90 days.
Golden Visa	This visa is intended for non-EU citizens who invest a certain amount of money in Portugal and wish to obtain residency.

Note: We recommend that you consult with the Portuguese embassy or consulate near you for more accurate information.

Indian Embassy’s Location In Portugal

If you experience a crisis while visiting Portugal, get in touch with the Indian Embassy using the details in the table below.

Embassy	Embassy of India, Lisbon, Portugal
Address	Rua Pero da Covilha, No. 16, Restelo, 1400-297
Phone number	+351-911991939
Office hours	Monday to Friday, 09:00 am to 05:30 pm
Email	[email protected]
Website	www.eoilisbon.gov.in

List Of International Airports In Portugal

The below table contains the names and locations of the major international airports in Portugal.

AIRPORT NAME	LOCATION
Francisco Carneiro Airport	Porto
Faro Airport	Faro
Nordela Airport	Ponta Delgada
Portela Airport	Lisbon
Madeira Airport	Funchal

Documents Required To Travel To Portugal

Here are some of the most common documents you will need to travel to Portugal.

The completed visa application form, be it paper or digital.
Two passport-sized photos.
A photocopy of your passport, including all visa pages.
Copy of return ticket.
Minimum €30,000 in medical coverage that covers all member states of the Schengen Area.
A letter explaining your Portugal trip and details.
Your accommodations for the entirety of the journey.
Proof of citizenship
Proof of income to show that you can support yourself in Portugal.
Proof that you have paid your visa fees.
Proof of vaccination.

Note: We suggest that you check the latest entry requirements and travel advice from the official government websites or your travel agent before planning your trip.

How Can I Lower My Portugal Travel Insurance Premium From India?

You can easily find affordable travel insurance that will cover your needs while you are away. Here are some suggestions for reducing your insurance premium:

Compare travel insurance quotes online

When buying travel insurance, look for different quotes. This will give you an idea of the different options on the market, and you can choose the plan with the most benefits for the least amount of money.

Location

Your premium rate depends on where and how long you travel. Long-term travel to high-cost areas can raise your premium. Instead, try cheaper, shorter-term destinations.

Consider group insurance

If there are multiple travellers, group insurance is cheaper than individual policies for each family member.

Frequently Asked Questions

Have a question about this subject? Find out if your question about Portuguese travel insurance is answered in this FAQ section.

What is covered under ACKO's Portugal Travel Policy from India?

ACKO's Travel Insurance for Portugal from India covers various risks such as medical emergencies, personal accidents, loss of passport, trip cancellations, flight delays, etc. To get a detailed overview, please review our policy document.

How can I purchase ACKO's Travel Insurance Portugal?

Simply click here or download our mobile app and hit ‘Travel’. Enter your start and end dates, add your details, and pay online. Your policy will be emailed to you right away.

Can I purchase ACKO Travel Insurance for Portugal if I am already on my trip?

If your trip has already started, you can not buy ACKO insurance for it anymore. We suggest that you buy your Portugal travel insurance before you leave India so that you can get the most out of it.

What do I need to provide to purchase ACKO's Portugal Travel Insurance Plan?

You will need to provide your personal details such as your name, age, address, etc. along with your travel details such as the duration of your trip, the purpose of your visit, etc. You will also need to provide your payment details to purchase the plan.

Can non-Indian citizens buy ACKO Travel Insurance for Portugal?

No, at the moment, we only offer insurance to Indian citizens. If we plan to do something like that soon, we will let you know.

Are there any exclusions under ACKO Travel Insurance Portugal?

Yes, there are some things that your trip from India to Portugal does not cover. To find out, please read the policy document carefully.

Is Portugal a Schengen country?

Yes, Portugal is a member of the Schengen area. As part of the Schengen Area, it lets people move around Europe without a passport.

Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and change. Baggage cover for up to 5 days in Asia is available for just ₹49 (inclusive of GST) for adults – that's around ₹10 per day. Remember, prices may change, so be sure to check the policy details before deciding. If you have questions, reach out to us at [email protected].