Travel Insurance For Portugal From India

If you're planning a trip to Portugal, you're in for a treat! Portugal is a country that's full of life, history, and culture. And the people there are some of the friendliest and warmest you'll ever meet. But before you pack your bags and head out, there's one important thing you need to take care of - your travel medical insurance for Portugal. This is mandatory for all Schengen countries, including Portugal. But don't worry; getting travel insurance Portugal doesn't have to be a hassle. It's actually a smart move that can help you in many ways during your trip. Want to know more? Keep reading!

If you're planning a trip to Portugal, you're in for a treat! Portugal...

Is Travel Insurance Mandatory For Portugal?

Yes, if you're planning a trip to Portugal, international travel insurance is mandatory. Portugal is part of the Schengen zone, and having valid travel insurance is a requirement for acquiring a Schengen visa.

But don't worry; it's not complicated. Make sure that your travel medical insurance for Portugal covers you for a minimum of €30,000 (approx. ₹27 lakh) with emergency evacuation and repatriation coverage. This is a critical requirement, so make sure you're covered before you set out for your Portugal trip.

Why Do I Need Travel Insurance For My Portugal Trip?

If you're applying for a Schengen visa, travel insurance is mandatory. But beyond just ticking a box, it can actually help in many situations during your trip. Here are a few reasons why having travel insurance for Portugal makes sense:

Horrible Injury

You may try adventure sports and get hurt. With Schengen travel insurance, you don't have to stress over paying for expensive medical care.

Loss of Passport

A passport is an essential document, and losing it may deny your return to India or put you in legal trouble. With travel insurance, you can protect yourself financially if such situations arise.

Lost Luggage

With travel insurance, you are covered if something unexpected happens, like a flight delay, losing your luggage or passport, having a medical emergency, having to cancel your trip, or anything else that could ruin your trip to Portugal.

Travel Claim Scenarios

Trip cancellations, baggage loss, and delays have always been common travel claim scenarios in Portugal. With travel insurance, you'll receive compensation for any extra expenses you might incur.

Key Features of Portugal Travel Insurance

Here’s what your Portugal travel insurance should include:

Feature	Benefits

Medical Expense Coverage	Covers hospitalisation, medical treatment, and COVID-19-related expenses.
Meets Schengen Visa Requirements	Mandatory coverage of at least €30,000 (approx. ₹27 lakh) for medical emergencies.
Trip Cancellation & Rescheduling	Reimbursement for cancellations due to emergencies, including COVID-19.
Lost Passport Assistance	Financial help to replace a lost passport.
Missed or Delayed Flights	Covers financial losses if your flight is delayed or missed.
Baggage Delay/Loss	Compensation for delayed or lost checked-in luggage.
Cashless Medical Treatment	Get treated at network hospitals without upfront payments.
Adventure Sports Coverage	Covers injuries from adventure activities during your trip.

Types of Travel Insurance for Portugal

Planning a trip to Portugal? Here are the different types of travel insurance plans available for your journey:

Type of Portugal Travel Insurance	Ideal For

Individual Travel Insurance	Covers a single traveller for one trip to Portugal.
Family Travel Insurance	Covers an individual and their family members under one plan for a single trip.
Group Travel Insurance	Ideal for friends, travel groups, or company employees travelling together.
Senior Citizen Travel Insurance	Provides extensive coverage for older travellers with specific medical needs.
Single-Trip Travel Insurance	Suitable for one-time business, leisure, or work trips, covering only a single journey.
Annual Multi-Trip Travel Insurance	Offers coverage for multiple trips to Portugal within a year under the same plan.

Benefits of ACKO’s Portugal Travel Insurance

Cashless Treatment

At our hospitals around the world, you can get care without paying cash or get your hospital bills covered.

Zero Deductibles

When you file a claim, you do not have to pay anything. We handle everything.

Mobile-Friendly Processes

No forms to fill out. Just give us a missed call at 01246174722, send us copies of your bills and invoices, and we will process your refund as soon as possible.

Affordable

At just Rs. 49* for a five-day trip (or Rs. 10* per day), our basic travel insurance is among the cheapest available.

Customised Insurance

No unnecessary coverages. Save more on the protection you want by paying for what you need.

Here’s How Priya Got Benefited From ACKO’s Travel Medial Insurance

Meet Priya, who was exploring the beautiful sights of Portugal when she unfortunately suffered an injury. She needed immediate medical attention and got admitted to a hospital.

Thankfully, Priya had purchased travel insurance from ACKO, which provided her with a cashless facility. This meant she didn't have to worry about arranging funds for her treatment upfront. ACKO took care of all the medical bills directly, allowing Priya to focus on her recovery without any financial stress.

"Having ACKO's travel insurance was a lifesaver," says Priya. "Their cashless facility made it so much easier for me to get the medical care I needed without worrying about the expenses. I'm truly grateful for their support!"

What's Covered and What's Not Covered in ACKO’s Portugal Travel Insurance?

Here's a quick rundown of what our Portugal travel insurance plan includes:

Accidental Hospitalisation— If you get hurt in Portugal, you can get your treatment cashlessly in our network hospitals or reimburse your medical bills.
Hospitalisation Due to COVID-19— If you contract COVID-19 in Portugal, we will cover hospitalisation up to the policy limit.
Emergency Trip Extension— If you are hospitalised during your travel period and have to extend your stay, we will reimburse you up to the policy limit.
Daily Hospitalisation Allowance— If you are hospitalised for more than 24 hours, you will receive a daily payout in addition to medical expenses up to the policy limit.
Flight Delay— We will pay up to the policy limit if your flight is late by more than the specified hours and as per the policy terms.
Delay of Checked-in Bags— If your bags are late for more than the specified hours, we will pay for your extra expenses up to the policy limit.
Loss of Passport— If you lose your passport, we will cover the expenses incurred up to the specified limit in the policy to obtain a duplicate passport and emergency certificate.
Adventure Sports Injury Cover— If you participate in activities like surfing, rafting, paragliding, and many more during your trip to Portugal and get injured, we will cover the medical expenses incurred up to the specified limit in the policy.

Travelling to Portugal without a valid visa.
Travelling to Portugal solely for medical treatment.
Travelling while sick.
Committing suicide or self-destructive acts.
Completing tasks while intoxicated or drugged.
Having a crime found against you.
Pre-existing medical conditions are not covered.
Getting a family member to certify a disability.
Medical costs associated with pregnancy.
Accident-related death or disability is not covered after 365 days.
Adventure sports injuries are not covered (unless you buy a separate policy).

*Note: Please keep in mind that this is not a full list of everything that is included and everything that is not. We suggest that you carefully read the policy document.

How to Buy ACKO Travel Insurance for Portugal from India?

Simply follow these steps to buy Portugal travel insurance and secure your trip in minutes:

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Click here and choose your destination.

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Specify your trip’s start and end dates

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Pick the types of coverage you want

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Provide details and pay the fee

An instant travel insurance policy will be generated and immediately sent to your email ID.

How to File a Travel Insurance Claim for Portugal with ACKO?

Claiming your ACKO travel insurance online for Portugal is super easy. Here are the simple steps to follow:

For Travel Medical Insurance that Offers Treatment Without Cash

Send an email to [email protected] or call 01246174722 to report your location. We will respond in 10 minutes.

We'll provide you with a list of local hospitals that offer cashless services.

All you have to do is share your policy document, and you are done.

For Other Covers

You can contact us by giving us a missed call at 01246174722 or sending an email to the address [email protected].

Your bill or invoice will be reviewed as soon as possible, and you will get the refund within the next few days.

Things You Should Know Before Beginning Your Portugal Trip

Here are some fun-facts you should know before your Portugal trip.

The Portuguese are famous for their love of food, so be sure to try some of the local delicacies such as bacalhau (salted cod), pastel de nata (custard tart), and francesinha (a sandwich with meat, cheese, and sauce).
Portugal is home to some of the most beautiful beaches in Europe, so pack your swimsuit and sunscreen for some fun in the sun.
The country is also known for its wine production, with the Douro Valley being a popular destination for wine lovers. Don't miss the chance to try some port wine, which is unique to the region.
If you're a fan of music and dancing, be sure to check out some of the traditional Portuguese folk music, including fado, which is known for its melancholic and emotive lyrics.
Portugal is a great destination for outdoor enthusiasts, with plenty of opportunities for hiking, cycling, and water sports.
The country has a rich history and culture, with many UNESCO World Heritage sites to explore, including the historic centre of Porto, the Belem Tower in Lisbon, and the monastery of Alcobaca.
Portuguese people are generally warm and welcoming, so don't be afraid to strike up a conversation and learn more about the local culture and customs.

Things You Can’t Miss!

Here are some fascinating places you can visit during your stay in Portugal.

Lisbon

The city of seven hills and endless charm. From the colourful streets of Alfama to the trendy bars of Bairro Alto, Lisbon is a city that will steal your heart.

Porto

The birthplace of port wine and a UNESCO World Heritage Site. Visit the famous Ribeira district for a taste of Porto's rich history and vibrant nightlife.

Algarve

A sun-soaked region with stunning beaches and hidden coves. Whether you're looking for a quiet getaway or a party destination, the Algarve has something for everyone.

Sintra

A fairytale town with castles, palaces, and breathtaking landscapes. Don't miss the opportunity to visit the famous Pena Palace, a colourful masterpiece perched atop a hill.

Coimbra

A historic university town with a lively student atmosphere. Take a stroll through the narrow streets of the old town and soak up the vibrant energy of Coimbra.

Azores

An archipelago of nine volcanic islands in the middle of the Atlantic. From hiking to whale watching, the Azores offer a wide range of outdoor activities and stunning natural landscapes.

Madeira

A subtropical paradise with lush forests, colourful gardens, and crystal-clear waters. Enjoy the mild climate and breathtaking views from one of Madeira's many viewpoints.

Évora

A charming town in the heart of the Alentejo region, known for its well-preserved Roman temple and stunning Gothic cathedral. Explore the narrow streets and sample the delicious local cuisine.

Guimarães

The birthplace of Portugal and a UNESCO World Heritage Site. Visit the imposing Castle of Guimarães and the charming historic centre, and learn about the country's rich history and culture.

Portugal Visa Information For Indians

Depending on the purpose of visit, the following are some of the visas available for visitors to Portugal.

Visa Types	Purpose

Schengen Visa	This visa allows visitors to stay in Portugal and other Schengen countries for up to 90 days within a 180-day period for tourism, business, or other purposes.
Short-stay Visa	This visa is intended for those who wish to stay in Portugal for a period of up to 90 days for specific purposes such as tourism, business, cultural activities, study, or medical treatment.
Long-stay Visa	This visa is intended for those who wish to stay in Portugal for more than 90 days for purposes such as work, study, or family reunification.
Student Visa	This visa is intended for those who wish to study in Portugal for a period of more than 90 days.
Work Visa	This visa is intended for those who wish to work in Portugal for a period of more than 90 days.
Golden Visa	This visa is intended for non-EU citizens who invest a certain amount of money in Portugal and wish to obtain residency.

*Note: We recommend that you consult with the Portuguese embassy or consulate near you for more accurate information.

Embassy	Embassy of India, Lisbon, Portugal

Address	Rua Pero da Covilha, No. 16, Restelo, 1400-297
Phone number	+351-911991939
Office hours	Monday to Friday, 09:00 am to 05:30 pm
Email	[email protected]
Website	www.eoilisbon.gov.in

Airports Name	Location

Francisco Carneiro Airport	Porto
Faro Airport	Faro
Nordela Airport	Ponta Delgada
Portela Airport	Lisbon
Madeira Airport	Funchal

Documents Required To Travel To Portugal

Here are some of the most common documents you will need to travel to Portugal.

The completed visa application form, be it paper or digital.
Two passport-sized photos.
A photocopy of your passport, including all visa pages.
Copy of return ticket.
Minimum €30,000 in medical coverage that covers all member states of the Schengen Area.
A letter explaining your Portugal trip and details.
Your accommodations for the entirety of the journey.
Proof of citizenship
Proof of income to show that you can support yourself in Portugal.
Proof that you have paid your visa fees.
Proof of vaccination.

*Note: We suggest that you check the latest entry requirements and travel advice from the official government websites or your travel agent before planning your trip.

How Can I Lower My Portugal Travel Insurance Premium From India?

You can easily find affordable travel insurance that will cover your needs while you are away. Here are some suggestions for reducing your insurance premium:

Compare Travel Insurance Quotes Online

When buying travel insurance, look for different quotes. This will give you an idea of the different options on the market, and you can choose the plan with the most benefits for the least amount of money.

Location

Your premium rate depends on where and how long you travel. Long-term travel to high-cost areas can raise your premium. Instead, try cheaper, shorter-term destinations.

Consider Group Insurance

If there are multiple travellers, group insurance is cheaper than individual policies for each family member.

Frequently Asked Questions

Have a question about this subject? Find out if your question about Portugul travel insurance is answered in this FAQ section.

What is covered under ACKO's Portugal Travel Policy from India?

ACKO's Travel Insurance for Portugal from India covers various risks such as medical emergencies, personal accidents, loss of passport, trip cancellations, flight delays, etc. To get a detailed overview, please review our policy document.

How can I purchase ACKO's Travel Insurance Portugal?

Simply click here or download our mobile app and hit ‘Travel’. Enter your start and end dates, add your details, and pay online. Your policy will be emailed to you right away.

Can I purchase ACKO Travel Insurance for Portugal if I am already on my trip?

If your trip has already started, you can not buy ACKO insurance for it anymore. We suggest that you buy your Portugal travel insurance before you leave India so that you can get the most out of it.

What do I need to provide to purchase ACKO's Portugal Travel Insurance Plan?

You will need to provide your personal details such as your name, age, address, etc. along with your travel details such as the duration of your trip, the purpose of your visit, etc. You will also need to provide your payment details to purchase the plan.

Can non-Indian citizens buy ACKO Travel Insurance for Portugal?

No, at the moment, we only offer insurance to Indian citizens. If we plan to do something like that soon, we will let you know.

Are there any exclusions under ACKO Travel Insurance Portugal?

Yes, there are some things that your trip from India to Portugal does not cove

Is Portugal a Schengen country?

Yes, Portugal is a member of the Schengen area. As part of the Schengen Area, it lets people move around Europe without a passport.

How much is travel insurance for Portugal?

The cost of travel insurance for Portugal depends on factors like your trip duration, age, and the coverage option you choose. Longer trips and higher coverage limits generally lead to higher premiums. Additionally, senior travellers may have slightly higher costs due to increased medical coverage needs.

Written by Namrata Saha Choudhury

2K Linkedin Followers

Reviewed by Lokesh Shetty

She travels with words, bringing places to life. Whether it’s hidden gems or dream destinations, she makes travel feel as exciting on paper as it is in reality. When not writing, you can find her gardening, writing verses, or lost in a Netflix series with a bowl of fruits—especially watermelon!