Planning a trip to Europe? Sounds exciting! However, it comes with some essential responsibilities, one of which is mandatory travel insurance for Schengen visas. With ACKO, you get a 100% digital, IRDAI-approved policy that covers medical emergencies, flight delays, and baggage loss, instantly issued and accepted across all 29 Schengen countries.
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The entire European continent, excluding Britain, is part of the European Union. So, to visit a European country, you’ll need a Schengen visa, which allows you to visit all 29 countries on the European continent without any hassle.
When applying for a Schengen visa, several documents need to be prepared. For Indian passport holders, providing proof of travel insurance is crucial. Schengen travel insurance is essentially designed to cover the expenses related to your trip, including baggage, medical emergencies, and any unforeseen circumstances.
However, Schengen countries have their own set of rules. They have specific criteria your travel health insurance should meet to ensure your visa is good to go. So, it’s mandatory for Indian passport holders applying for a Schengen visa to fulfil all the requirements.
For a Schengen visa from India, your international travel insurance must meet these requirements:
Your Schengen travel insurance certificate must be attached to your visa application.
To buy ACKO's Schengen visa travel insurance online, just follow these six simple steps:
Click here and choose your destination.
Specify your trip’s start and end dates
Pick the types of coverage you want.
Provide details about yourself and your fellow travellers and pay the fee.
An instant travel insurance policy will be generated and immediately sent to your email ID.
Filing a claim with ACKO's travel insurance for Schengen visa is easy. Just follow these steps to make a claim:
ACKO is here to make your Schengen travel insurance journey smooth, secure, and cost-effective. Here's why ACKO’s Schengen travel insurance is the ideal choice for Indian travellers:
ACKO’s policy is compliant with visa guidelines and is accepted by embassies of all Schengen countries, including France, Germany, Italy, Spain, Switzerland, and more.
All our travel insurance for Schengen visa plans includes COVID-19-related medical expenses, so you’re covered in case of illness abroad.
You can buy your Schengen travel insurance entirely online within minutes. The digital certificate is sent instantly to your email and is valid for visa submission.
ACKO's travel insurance starts at just ₹49 for a 5-day policy (around ₹10*/day), making it extremely affordable for every kind of traveller.
Varun and Meera were finally going on their long-awaited trip to Europe. They had saved money for years and planned their trip for months. But things went badly when the hotel reservation was cancelled without warning. After this scary event, Varun called ACKO's helpline right away and gave a full account of what had happened. Right away, ACKO refunded them for the costs they had to pay because the reservation didn't go through, which let them book another hotel room.
Varun said as he thought back on the event. "I was angry when we had trouble with our hotel on the first day of our trip. The hotel didn't do anything to help. ACKO was there for us. Thank you, ACKO, for helping us during those hard times."
Our travel insurance plan includes financial coverage for potential medical emergencies, including COVID-19.
Provide coverage for cases where you must cancel or reschedule per the policy terms.
We provide basic travel plans for only Rs. 49 for a five-day term, equivalent to approximately Rs. 10* per travel day.
The following section will help you prepare for a Schengen trip.
Here’s a list highlighting the 29 Schengen countries.
| Switzerland | Australia |
| Spain | Belgium |
| Portugal | Lithuania |
| France | Germany |
| Finland | Poland |
| Czech Republic | Liechtenstein |
| Italy | Slovenia |
| Greece | Luxembourg |
| Slovakia | Norway |
| Estonia | Denmark |
| Sweden | Latvia |
| Malta | Hungary |
| Netherlands | Iceland |
| Romanian | Liechtenstein |
| Bulgaria | - |
The Schengen visa is divided into four categories or types - A, B, C, and D. To travel across the Schengen region, Indian citizens must apply for the correct type of Schengen visa and provide proof of valid travel insurance for Schengen visa. Here’s a breakdown of visa types:
Here are the steps to help you submit your Schengen Visa application in India.
Download the application form via the Schengen Embassy website and fill it out accurately.
Choose your Schengen Visa type and submit the application along with the requested documents.
Pay the required fee and appear for the interview.
Allow some time for processing to receive your visa.
These are the major documents required from an applicant for a Schengen Visa:
The following table shows the best places to visit in the Schengen area based on the weather conditions
| Weather | Best Places to Visit |
| Summer | Switzerland, Germany, Italy, Greece, and Spain |
| Autumn | Netherlands, Sweden, Belgium |
| Winter | Poland |
| Spring | Almost all Schengen countries |
The tips mentioned below will help you choose the best travel insurance for Schengen countries.
Here are a few frequently asked questions about travel insurance for Schengen Visa from India.
Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and changes. Please check the applicable policy wordings before making any insurance-related decisions. Feel free to reach out to us at [email protected] for any queries.
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Reviewed by Lokesh Shetty 
Acko Technology & Services Private Limited
#36/5, Hustlehub One East, Somasandrapalya, 27th Main Rd, Sector 2, HSR Layout, Bengaluru, Karnataka 560102
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