Travel Insurance for Schengen Visa From India

If you are not a citizen of a Schengen country and have a connecting flight or need to transit through a Schengen airport, you can use a type A visa to do so. However, remember that you will not be permitted to enter the specific Schengen country.

The type B visa, which was previously applicable to short-term trips of less than five days, has been replaced by the type C visa with transit conditions.

The Schengen visa service issues short-stay visas for individuals who plan to remain in the area for fewer than 90 days over a period of 180 days. This visa allows you to travel freely throughout the Schengen area without additional visas or border checks. 

Based on the purpose of your travel, the Schengen visa in category C for short stays can be:

• A Schengen visa with a single entry allows you to enter the area only once. Even if the validity period is still active, it will expire once you exit the area.
• A Schengen visa with double entries allows you two entries into the Schengen region during your Schengen visa's validity. The visa will expire after the second exit.
• A Schengen visa with multiple entries allows you to enter and exit the area multiple times. This permission is only valid for 90 days out of 180 days. 

A national visa is required if you intend to study, work, or reside in a Schengen country for over 90 days and up to a year. It's also called a type D long-stay Schengen visa. If you have this visa, you can reside in the Schengen area for a maximum of 90 days within 180 days of your visa’s validity.

The reasons to apply for a Category D visa include 

• Tourism
• Professional activities, 
• Studying, training, internships, and 
• Family visits.

Please note that the national visa is issued by the embassy of the Schengen country you intend to visit. Therefore, it is crucial to get in touch with the appropriate government agencies to learn about the precise needs and steps that must be taken.

Yes, travel insurance is mandatory for a Schengen Visa. In fact, your insurance policy must provide medical coverage of at least 30,000 euros during your trip.

Yes, baggage delay and loss are usually covered under travel insurance for Schengen countries. However, the coverage limits will depend on the policy and the insurer’s terms.

Everyone living outside the Schengen area must get a Schengen Visa along with travel insurance covering medical emergencies.

The cost of a Schengen Visa for Indians depends on the insurance provider, coverage range, number of travellers, etc. You can cut travel insurance costs for a Schengen Visa by researching multiple options online and customising your policy based on suitable features and budget.