Travel Insurance for Srilanka from India

Heading to Sri Lanka? Before you go, it's important to make sure you have all your travel essentials in order. And one such essential item that should be at the top of your list is travel insurance! Whether you're planning a leisurely trip or an action-packed adventure, having travel insurance can provide peace of mind as it can protect you financially from unexpected mishaps. In this article, we'll explore everything you need to know about travel insurance for Sri Lanka from India, so you can relax and enjoy your trip.

Heading to Sri Lanka? Before you go, it's important to make sure you have all your travel essentials in order. And one such essential item that should be at the top of your list is travel...

Heading to Sri Lanka? Before you go, it's important to make sure you...

Why Do I Need Sri Lanka Travel Insurance?

Wondering why to buy travel insurance for Sri Lanka from India? Here are some compelling reasons.

Medical emergencies

Health Emergencies

A travel insurance plan for Sri Lanka can provide coverage for medical emergencies that may occur during your trip, such as illness or injury. This is particularly important if you plan on participating in activities like hiking, surfing, or other adventure sports that carry a higher risk of injury.

Flight Delays

Travel insurance can cover flight delays, which can be common when traveling to and from Sri Lanka. This coverage can help you with the expenses incurred as per the policy terms.

Lost or Stolen Luggage

If your luggage is lost, delayed, or damaged during your trip, travel insurance from India to Sri Lanka can help you financially safeguard your belongings. This can be especially important if you're carrying expensive equipment like cameras or laptops.

Medical evacuation expenses

Emergency Evacuation

If you experience a medical emergency or natural disaster during your trip, travel insurance can provide coverage for emergency evacuation to a hospital or other medical facility.

What is the Benefit of Buying Sri Lanka Travel Insurance online?

There’s more than one benefit of purchasing a Sri Lanka Travel Insurance Policy online. Here are some of them.

Compare Offers Online

It is important to compare the features, prices, and reviews of the products before making a purchase decision while shopping online. The same applies to buying travel insurance; you should compare the policies based on their cost and features, as well as read reviews. Doing this will help you decide on the best travel insurance for Sri Lanka according to your needs.

Paperless and Quick Process

Completing long and detailed paperwork can be a hassle. In order to simplify this process, online travel insurance companies such as ACKO offer a digital platform that is straightforward and simple to use. This allows you to purchase policies, file claims and access information with minimal effort and in a short amount of time.

Last-Minute Need

In cases of emergencies when you're in a rush and don't have time to buy a travel policy, online travel insurance can come in handy. Rather than going through the hassle of purchasing it offline, you can buy it online in a matter of minutes, saving you time and energy.

Key Features of ACKO’s Sri Lanka Travel Insurance Policy

Here are the features and benefits of an ACKO Travel Policy for Sri Lanka. This is an overview; please make sure to read the applicable policy wordings before buying.

Features	Sri Lanka travel insurance benefits

COVID-19-related hospitalisation	If you get infected with COVID-19 disease, this feature will ensure that your medical expenses are taken care of.
Baggage delay/loss	We will compensate you with a set amount if your checked-in luggage gets lost or delayed.
Accident-related medical expense reimbursement	If you get injured due to an accident, this feature will help you manage any consequent medical costs.
Trip rescheduling/cancellation	If you cancel/reschedule your travel due to a reason covered under the policy, we will credit you with a lump sum settlement.
Loss of passport	We will provide the money necessary to obtain a duplicate passport if you misplace it during your trip.
Missed/delayed flight	We will issue you a fixed lump sum credit if your flight is delayed or you miss it completely.
Loss of travel fund	If you lose your travel cash, this feature will replenish your finances.
Adventure sports caused injuries	This special feature offers financial assistance for medical bills incurred as a result of accidents related to adventure sports.
Illness-related medical expense reimbursement	If you have this feature in your policy, you can claim financial support for medical costs if you fall sick during the travel period.
Trip cancellation due to COVID-19	If during the travel period, you contract the COVID-19 disease, this feature will offer monetary support for the medical expenses.

Benefits of ACKO’s Sri Lanka Travel Insurance Plan

Here’s a list of benefits associated with ACKO’s Sri Lanka Travel Insurance Plan.

Customisable policy coverages: You don’t have to pay for coverages you do not require on your trip. With ACKO, you can tailor your travel insurance policy to meet your specific needs and budget.

No deductibles: You won't have to worry about any out-of-pocket expenses. We will take care of the full expense up to the sum insured limit of your policy.

Low-cost premiums: Worried about cost? The starting price of our coverage is just around Rs. 49* for a five-day trip, which comes out to approximately Rs. 10 per day.

No cumbersome paperwork: Our simple and easy-to-use website and app interface makes buying a policy and submitting claims quick and hassle-free.

Anytime remote assistance: We're available 24/7 to provide claim-related assistance, no matter where you are in the world.

What is Covered and What is not Covered ACKO Travel Insurance Plan?

Here's a quick rundown of what our Sri Lanka travel insurance plan includes

Hospitalisation Because of Illness

If you get sick, you can get your medical bills paid back or get care without paying out of pocket at one of our network hospitals. For cashless treatment, give us a missed call at 01246174722.

Travel Exclusions

In the following travel situations, you will not be covered by our insurance.

If you enter Sri Lanka without a valid visa.
If your purpose of visit is to receive medical care.
If you are not physically able to travel, but you still do.
If in spite of your doctor's advice, you decide to travel.

Accidental Hospitalisation

If you get hurt in Sri Lanka, you can get your treatment cashlessly in our network hospitals or reimburse your medical bills.

Hospitalisation Due to COVID-19

If you contract COVID-19 in Sri Lanka, we will cover hospitalisation up to the policy limit.

Emergency Trip Extension

If you are hospitalised during your travel period and have to extend your stay, we will reimburse you up to the policy limit.

Daily Hospitalisation Allowance

If you are hospitalised for more than 24 hours, you will receive a daily payout in addition to medical expenses up to the policy limit.

Death Due to Accident

If you die in Sri Lanka from an accident or injury, we will pay your immediate relative or nominee the policy schedule amount.

Delay of Checked-In Bags

If your bags are late for more than the specified hours, we will pay for your extra expenses up to the policy limit.

Legal Exclusions

If you are involved in any of the following scenarios, you will not be eligible for coverage under our policy.

Self-harming or making an attempt at suicide.
If you act under the influence of an intoxicant.
If you are found guilty of participating in a crime.
If you undertake hazardous work such as mining, tunnelling, aerial photography, etc.

Medical Exclusions

You cannot claim coverage for medical expenses in the following instances.
If a pre-existing health condition aggravates during your Sri Lanka trip.
If you get a relative to provide a disability certificate.
All medical costs associated with pregnancy.

*Note: The inclusions and exclusions mentioned in this section are not exhaustive. Please go through the policy wordings of our travel insurance to get comprehensive information.

Tips to Buy the Best Travel Insurance for Sri Lanka from India online

Here are some tips to choose the best travel insurance for Sri Lanka online.

Choose a reasonable sum insured

While purchasing travel insurance for your trip to Sri Lanka, consider your budget and any potential risks you may face. Select a sum insured that is both financially feasible and sufficient to cover any unexpected circumstances.

Select only necessary coverage

Take time to assess your individual circumstances and choose only the coverages you require. This will help you save money and provide appropriate cover for your journey.

Get a clear understanding of the claim procedure

Thoroughly familiarise yourself with the insurer's claim procedure. This will also help you make a claim request promptly if the need arises during your travels.

How to Buy ACKO Sri Lanka Travel Insurance

To purchase ACKO Sri Lanka Travel Insurance, simply follow the instructions listed below.

To begin, click here or download our app from Play or App Store.

You can choose our standard plan or make your own.

Give us the dates that your trip will begin and end.

Plan how you will cover your trip to Sri Lanka.

Please tell us about yourself and the other passengers.

The final thing you should do is pay online. You will get an email right away with the details of your policy.

How to Raise a Claim under ACKO’s Travel Insurance for Sri Lanka

Here is our straightforward three-step procedure for submitting a claim.

Step 1.svg

Email us at [email protected] or just give us a missed call on the number 8061617799.

Step 2.svg

Gather all the necessary documents required for the specific type of claim and submit them to us.

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There’s nothing more you need to do. We will review your claim request in accordance with your policy’s coverage and pay you the applicable settlement.

*Note: The duration of claim settlement will depend on the type of claim submitted. It is likely that more complex claim requests will take longer to process and settle.

Things you Should Know Before Beginning your Sri Lanka Trip

Here are a few fun facts you need to be aware of before travelling to Sri Lanka.

Sri Lanka is often referred to as the "Teardrop of India" due to its unique shape on the map.
It has a rich history dating back over 2,500 years and is home to eight UNESCO World Heritage sites, including ancient cities, temples, and fortresses.
Sri Lanka is famous for its tea plantations, and a visit to one is a must-do on any trip to the country. You can even try your hand at picking tea leaves!
The country has an incredibly diverse wildlife population, including elephants, leopards, sloth bears, and a variety of primates. A safari in one of Sri Lanka's national parks is a thrilling experience.
Sri Lanka is home to some of the most beautiful beaches in the world, with crystal-clear waters and golden sands. Unawatuna, Mirissa, and Trincomalee are just a few examples of the many stunning beaches you can visit.
The country’s cuisine is delicious and unique, with influences from Indian, Malay, and Dutch cuisines. Make sure to try some of the local dishes, such as hoppers, kottu roti, and fish curry.
Sri Lanka is a predominantly Buddhist country, and you'll find many beautiful temples and monuments scattered throughout the country. The Temple of the Tooth in Kandy is one of the most important Buddhist sites in Sri Lanka and is definitely worth a visit.
The people of Sri Lanka are incredibly friendly and welcoming, and you'll likely find yourself making new friends wherever you go. Don't be shy to strike up a conversation with locals and learn more about their culture and way of life.

Things You can’t Miss!

Here are some must-visit places that will make your Sri Lankan adventure unforgettable.

Unleash your inner adventurer at Sigiriya Rock Fortress: Get ready to climb the stairs to the sky and be rewarded with stunning views of the jungle below. Bonus points if you spot the ancient frescoes on the way up!

Get your wildlife fix at Yala National Park: Home to leopards, elephants, and a whole host of other exotic creatures, Yala is a wildlife lover's paradise. Don't forget your binoculars!

Embrace your inner beach bum at Mirissa: With its soft sand and turquoise waters, Mirissa is the perfect place to soak up the sun and catch some waves. And if you're lucky, you might even spot a whale or two!

Soak in the history at Galle Fort: Step back in time and explore the narrow streets and charming colonial buildings of Galle Fort. And if you're feeling peckish, be sure to try some of the delicious seafood on offer.

Find your zen at Kandy: Nestled amidst lush hills, Kandy is a peaceful retreat where you can meditate, practice yoga, or simply soak in the tranquillity of your surroundings.

List of International Airports in Sri Lanka

Sri Lanka’s prominent international airports include the following.

Bandaranaike International Airport

Colombo International Airport, Ratmalana

Mattala Rajapaksa International Airport

Jaffna International Airport

Documents Required To Travel to Sri Lanka

You may need to produce the following documents to get a visa for Sri Lanka.

A visa that is valid for at least the next six months

Proof of funds to sustain you during your stay in Sri Lanka

Return ticket copy

Proof indicating the purpose of your visit

Frequently Asked Questions

This section contains answers to some of the frequently asked questions regarding Sri Lanka Travel Insurance.

Why do I need travel insurance while travelling to Sri Lanka?

Travel insurance offers financial security against unforeseen events that might happen while you're away, like medical emergencies, trip cancellations, lost or stolen luggage, and other unanticipated circumstances. It offers financial security while travelling, which can assist you in avoiding potential losses.

What types of coverage does ACKO Travel Insurance typically include?

The coverage offered by ACKO Travel Insurance may differ depending on the cover you select. Nonetheless, some common types of coverage include medical expenses, emergency medical evacuation, trip cancellation or interruption, lost or stolen luggage, personal liability, and accidental death or dismemberment.

Is travel insurance mandatory while travelling to Sri Lanka?

No, possessing travel insurance is not mandatory when travelling to Sri Lanka. However, we strongly recommend getting one to financially protect yourself against unforeseen circumstances that may occur during your trip.

How much does ACKO Travel Insurance typically cost for a trip to Sri Lanka?

The cost of ACKO Travel Insurance can vary depending on factors such as your age, the length of your trip, the coverage selected, and other factors. However, it is generally affordable, with premiums starting at just Rs.49 for a five-day long trip.

Which medical expenses are typically covered by ACKO Travel Insurance?

ACKO Travel Insurance typically covers medical expenses related to unexpected illnesses or injuries that occur during your trip, including expenses made for hospital stays, doctor visits, prescription medications, and emergency medical evacuation.

Can I purchase travel insurance after I've already booked my trip to Sri Lanka?

Yes, you can purchase travel insurance at any time before your trip, but it's recommended to purchase it as soon as possible to ensure you're covered for any unexpected events that may occur during your trip.

Embassy	High Commission of India, Colombo , Sri Lanka
Address	36-38, Galle Road,Colombo 03.
Phone number	0094-11-2327587
Website	hcicolombo.gov.in