Travel Insurance for Sweden from India

With breathtaking landscapes, lively cities, and cultural richness, Sweden is a dream destination for travellers. Whether you want to see the enchanting Northern Lights, visit the historic streets of Stockholm, or gorge on Swedish dishes, you need travel insurance- for which ACKO provides a hassle-free process.

With breathtaking landscapes, lively cities, and cultural richness, Sweden is a dream destination for travellers. Whether you want to see the enchanting Northern Lights, visit the historic streets of Stockholm, or gorge on Swedish dishes,...
With breathtaking landscapes, lively cities, and cultural richness, Sweden is a dream...
Buy Sweden Travel Insurance at Just ₹10/Day*

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Affordable plans

starting at ₹10/day*

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Instant Claims

9 of 10 claims settled same day

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Edit policies on the go!

Manage trip details on app

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Is it Necessary to Have Travel Insurance for Sweden?

Travel insurance is mandatory when applying for a Sweden visa from India. Sweden, being a Schengen Zone country, the insurance must meet Schengen visa’s requirements related to cover for medical emergencies, hospitalisation, and repatriation during your entire stay in Sweden and any other Schengen countries.

Sweden Visa Insurance for Indian Travellers

Indian travellers are required to fulfil the following travel insurance conditions to apply for Sweden visa:

Basic Coverage 

€30,000 (Rs. 28,00,000 approx.) for medical expenses, hospitalisation, and repatriation.
 

Schengen-Wide Coverage

The insurance must be valid in Sweden and other Schengen countries.

Validity

The insurance has to cover the whole time you are in Sweden.

Benefits of ACKO’s Travel Insurance for Sweden Visa

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Cashless Hospitalisation

Get treated at partner hospitals overseas without having to pay upfront.
 

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Instant Sign-up with No Medical Check-ups

Buy policy with no medical tests required.
 

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Zero Deductibles

No out-of-pocket costs when a claim is made.

cost saving

Easy on the Pocket

Starts for as low as Rs. 49 for a 5-day trip(Approx Rs.10 per day)
 

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Quick Claim Settlement

Smooth claims process with quick processing time.

What’s Covered and What’s Not Covered in ACKO’s Sweden Travel Insurance?

Here are all the unforeseen events that ACKO keeps your trip prepared for:

  • Medical Expenses: Several hospitalisation, illness and accident coverage.
  • Emergency Evacuation: Return to India if you need.
  • Baggage Loss/Delay: Reimbursement for delayed or lost baggage.
  • Trip Disruptions: Coverage for trip cancellations, missed connections and delays.
  • Loss of Passport: Help and reimbursement for receipt of the duplicate passport.
  • Services related to pre-existing conditions: If you already had medical conditions before your trip, the plan typically won't cover any related services.
  • Directories of High-Risk Activities: Injuries from extreme sports are not covered unless this is covered by an add-on.
  • Self-inflicted Injuries: Damages as a result of intoxication or reckless behaviour.

Note: This is not an all-inclusive list. Please refer to the policy doc for a comprehensive list of what's covered and not.
 

How to Purchase Travel Insurance for Sweden?

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Visit the ACKO website here.

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Enter your travel details (destination, duration, number of travellers, etc.).

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Choose the right plan based on your coverage needs.

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Make the payment, and receive your policy instantly via email.

How to Claim Travel Insurance for Sweden?

If you need to make a claim, follow these steps:

  • Write to [email protected] or call 01246174722.
  • ACKO will help you with a list of nearby cashless hospitals. Visit one and show your policy.
  • Get treated without paying upfront—ACKO will settle the eligible bills directly.
     
  • Contact [email protected] or call 01246174722.
  • Submit necessary documents like bills, boarding passes, and proof of loss.
  • After verification, ACKO processes the claim and reimburses the amount.

All You Must Know About Sweden Before Starting Your Tour

Sweden changes with the seasons, offering different experiences:

  • Summer (June-August): Hot days, long daylight hours, and great for outdoor activities.
  • Winter (November–February): Great for Northern Lights viewing and winter sports.
  • Spring & Autumn (March-May, September-October): Pleasant weather and lower crowds, ideal for travel.
     

Sweden has a lot to offer from natural wonders to historic sites. Here are some places to visit:

  • Visit Old Town (Gamla Stan) in Stockholm: Stroll the cobbled streets of Stockholm’s Gamla Stan, one of the best-preserved medieval city centres in Europe. See the Royal Palace, the Nobel Prize Museum, and Stortorget Square, where brightly hued facades make for a postcard-worthy scene.
  • See the Northern Lights in Abisko: The northernmost part of Sweden, especially Abisko National Park, is one of the best places in the world to view the Northern Lights. With clear skies and limited light pollution, this area offers a spectacular display.
  • Explore the Icehotel in Jukkasjärvi: This world-renowned hotel is constructed every winter from ice taken from the Torne River. Visitors can sleep overnight in a hotel made entirely of ice or just tour the magnificent ice sculptures and art installations.
  • Luzern & Mt. Pilatus – Included: Sweden offers stunning views and a peaceful getaway from urban life with over 30,000 islands. A boat tour will take you to beautiful islands, lovely villages, and wild coastlines.
  • Lapland: Experience the Midnight Sun: In summertime, parts of northern Sweden receive 24-hour sunlight. This phenomenon makes possible unique experiences such as midnight hikes, kayaking, and wildlife spotting at midnight in the sunshine.
  • Dog Sledding in Swedish Lapland: In winter, the Arctic wilderness becomes the location for dog sledding adventures. These tours enable you to immerse yourself in snowy Swedish terrain, towed behind a team of energetic huskies.
  • Gothenburg’s Gastronomic Scene: Sweden’s second city is a food-lover’s paradise. Gothenburg boasts an abundance of fresh seafood, classic Swedish meatballs, and renowned Fika culture—coffee breaks taken very seriously.
     

Types of Sweden Visa

The type of Visa you need depends on the reason and duration of your visit:

  • Schengen Short-Stay Visa: Issued to tourists and business travellers for a maximum of 90 days.
  • Long-Stay Visa: Applicable to students, working professionals, or travellers staying for over 90 days.

Important Documents Needed For A Sweden Visa

Here are the mandatory documents to procure a Sweden Visa:

  • A valid passport with a minimum of two blank pages.
  • You will be required to submit your Income Tax Returns (ITR) for the last three years. 
  • Sweden visa application form (filled out). 
  • Recent passport-size photographs.
  • Proof of travel (flight tickets, hotel bookings, or invitation letters). 
  • Evidence of funds (bank statements showing sufficient finance).
  • Travel insurance with a minimum coverage of €30,000 (Rs. 2,80,000 approx.).

Frequently Asked Questions

Yes, a minimum coverage of €30,000 (Rs. 2,80,000 approx.) is required for Schengen visa applications.

Standard policies don’t cover high-risk activities, but adventure sports add-ons are available.

If you would like to purchase trip cancellation coverage for unforeseen events, ACKO has you covered.

Yes, ACKO does cover hospitalisation and emergency medical treatments.

Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and change. Baggage cover for up to 5 days in Asia is available for just ₹49 (inclusive of GST) for adults – that's around ₹10 per day. Remember, prices may change, so be sure to check the policy details before deciding. If you have questions, reach out to us at [email protected].

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Written by Namrata Saha Choudhury

2K Linkedin Followers Author dot Icon

Reviewed by Lokesh Shetty Author info Icon

She travels with words, bringing places to life. Whether it’s hidden gems or dream destinations, she makes travel feel as exciting on paper as it is in reality. When not writing, you can find her gardening, writing verses, or lost in a Netflix series with a bowl of fruits—especially watermelon!

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