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Travel Insurance for Switzerland from India

Are you planning to explore the majestic Swiss Alps? If yes, then you are all set for a magnificent journey. But before you go, let's talk about travel insurance. We know it may not be the most thrilling topic, but trust us, it's important! Especially when you're travelling all the way from India to Switzerland. Read on to learn how your journey can be not only exciting but also financially safe with Travel Insurance for Switzerland from India.

Are you planning to explore the majestic Swiss Alps? If yes, then you are all set for a magnificent journey. But before you go, let's talk about travel insurance. We know it may not be the...
Are you planning to explore the majestic Swiss Alps? If yes, then you...
Buy Switzerland Travel Insurance at Just ₹10/Day*

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Affordable plans

starting at ₹10/day*

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Instant Claims

9 of 10 claims settled same day

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Edit policies on the go!

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Home>International Travel Insurance>

Travel Insurance for Switzerland from India

Quick Links

  • Is Travel Insurance Mandatory
  • Why Do I Need
  • Key Features
  • Types of Travel Insurance for Switzerland
  • Benefits of ACKO
  • Rohit's Experience
  • What's Covered and Not Covered?
  • How Do I Buy
  • How Do I Claim
  • Tips To Buy
  • Things You Should Know
  • Things You Can’t Miss!
  • Switzerland Visa Information
  • Embassy Location In Switzerland
  • International Airports In Switzerland
  • Documents Required
  • Frequently Asked Questions

Is Travel Insurance for Switzerland Mandatory?

Yes, Switzerland is a Schengen country where travel insurance is mandatory. If you're visiting Switzerland on a Schengen visa, you must have travel medical insurance covering medical emergencies, hospital treatment, and repatriation. The minimum required coverage is €30,000 (around ₹27 lakh).

Why Do I Need Travel Insurance For My Switzerland Trip?

Wondering why to buy international travel insurance from India to Switzerland? Here are some important reasons.
 

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Costs Associated with Unanticipated Events

Even with careful planning, mishaps such as loss of luggage, passport loss, etc., can still happen. These mishaps can cause significant financial burdens that can take away the enjoyment of your Switzerland trip. By buying travel insurance before the trip, you can alleviate the financial consequences of such mishaps.

Medical emergencies

Expenses Incurred Due to Medical Emergencies

It is possible that you may encounter medical emergencies during your travel or during your stay in Switzerland. Having travel insurance for Switzerland can help you manage the costs associated with such emergencies. 

Stress-free journeys around the world

Enjoy a Stress-Free Switzerland Trip

Fear of things going wrong can steal the fun out of a trip. Having travel insurance can give you peace of mind knowing that you are financially covered against mishaps.

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Must for Schengen Visa Approval

If you’re applying for a Schengen visa, having valid Schengen travel insurance is mandatory. It must cover medical expenses and be valid across all Schengen countries, including Switzerland.

Key Features of Switzerland Travel Insurance

Having the right travel insurance ensures a stress-free trip by covering unexpected expenses. Here’s what your Switzerland travel insurance should include:

 

FeatureBenefits
  
Meets Schengen visa requirementsMandatory coverage of at least €30,000 (approx. ₹27 lakh) for medical emergencies.
Medical expense coverageCovers hospitalisation, medical treatment, and COVID-19-related expenses.
Cashless medical treatmentGet treated at network hospitals without upfront payments.
Trip cancellation & reschedulingReimbursement for cancellations due to emergencies, including COVID-19.
Baggage delay/lossCompensation for delayed or lost checked-in luggage.
Lost passport assistanceFinancial help to replace a lost passport.
Missed or delayed flightsCovers financial losses if your flight is delayed or missed.
Adventure sports coverageCovers injuries from adventure activities during your trip.

Types of Travel Insurance for Switzerland

Here are the different types of Switzerland travel insurance plans available for your trip:

Type of Travel InsuranceIdeal For
Individual Travel InsuranceCovers a single traveller for one trip.
Family Travel InsuranceCovers an individual and their family members under one plan for a single trip.
Group Travel InsuranceIdeal for friends, travel groups, or company employees travelling together.
Senior Citizen Travel InsuranceProvides extensive coverage for older travellers.
Single-Trip Travel InsuranceSuitable for one-time business, leisure, or work trips, covering only a single journey.
Annual Multi-Trip Travel InsuranceOffers coverage for multiple trips within a year under the same plan.

Benefits of ACKO’s Switzerland Travel Insurance?

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Cashless Treatment

At our hospitals around the world, you can get care without paying cash or get your hospital bills covered.
 

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Zero Deductibles 

When you file a claim, you do not have to pay anything. We handle everything. 
 

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Mobile-Friendly Processes

No forms to fill out. Just give us a missed call at 01246174722, send us copies of your bills and invoices, and we will process your refund as soon as possible.
 

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Affordable 

 At just Rs. 49* for a five-day trip (or Rs. 10* per day), our basic travel insurance is among the cheapest available. 

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Customised Insurance

No unnecessary coverages. Save more on the protection you want by paying for what you need.
 

Let’s See How ACKO Came To The Rescue During Rohit's Medical Emergency In Switzerland

Rohit was enjoying his dream vacation in Switzerland. Unfortunately, his adventure took an unexpected turn when he suddenly fell ill and required immediate medical attention. The hospital bills started piling up, and Rohit was worried about how he would manage the expenses.

Thankfully, Rohit had purchased ACKO’s Switzerland travel insurance before his trip. This comprehensive coverage allowed Rohit to receive the necessary medical care without the stress of financial burden.

Rohit said, "Falling sick in a foreign country was a terrifying experience, but ACKO's travel insurance was a true lifesaver. They covered all my medical expenses so I could focus on improving without worrying about the costs. "

What is Covered and Not Covered Switzerland ACKO Travel Insurance Plan

It is possible for the airlines you fly with to lose or delay your luggage while you are travelling to or from Switzerland. In such cases, we will credit you with a fixed lump sum compensation as per the policy terms.

If you fall ill or suffer accident-related injuries, you may need to be hospitalised in Switzerland. However, dealing with such conditions on your own in a foreign country can be challenging. In order to make things easier for you, we have a provision where you can fly a family member from India over, and we'll cover their travel expenses.

Contracting COVID-19 before starting a trip can cause you to cancel/reschedule your travel. Consequently, you may also not be able to recover the costs of the cancelled travel. In such a case, your unrecoverable expenses will be covered by ACKO's Travel Insurance up to a predetermined limit that is detailed in the policy document.

It's possible that something unforeseen could happen right before your trip, forcing you to cancel or reschedule your travel plans. If this is the case and the reason for the trip cancellation is covered by your insurance, we will reimburse the incurred expenses. The same can be used to arrange a different trip at a different time or for other purposes.

In rare cases, during the course of the travel, the insured may pass away due to illness or accident-caused injuries. In such cases, we will cover the charges of transporting the mortal remains of the insured to their hometown.

A passport is a vital form of identification when travelling abroad. In fact, its possession is legally mandated in the majority of countries. If you, unfortunately, lose your passport while abroad, you could be subject to legal repercussions. Here, ACKO's travel policy can provide financial assistance to help you obtain a replacement.

A medical emergency can happen at any time. If you do not have enough money to cover medical expenses, you may be in a vulnerable position. ACKO’s Travel Policy for Switzerland provides comprehensive coverage for medical costs in the event of an emergency. Consequently, you can navigate such a situation without worrying about finances.

The following travel-related scenarios do not qualify you for financial assistance under your ACKO Travel Policy for Switzerland.

  • If you arrive in Switzerland without a valid visa.
  • If seeking medical treatment in Switzerland is the only reason you are travelling there.
  • Travelling despite not being physically capable. 
  • Going on a trip despite a doctor's advice to stay home. 

In the following situations, you are not eligible to make a claim for financial assistance under your ACKO Switzerland Travel Insurance.

  • Self-harming or making an attempt at suicide.
  • If a drug or alcohol had an effect on your behaviour.
  • If you took part in a crime.
  • If you're engaged in dangerous work, such as mining, aerial photography, tunnelling, etc.

These medical circumstances are not covered by your ACKO Travel Insurance.

  • Complications brought on by an underlying medical condition.
  • If a disability report sanctioned by a close relative is used as evidence in support of a claim.
  • Medical expenses related to pregnancy.

*Note: The inclusions and exclusions mentioned on this page are not exhaustive and are subject to change. Refer to the applicable policy wordings to understand the precise coverages.

How to Buy ACKO Travel Insurance for Switzerland from India?

Simply follow these steps to buy travel insurance Switzerland and secure your trip in minutes:

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Click here and choose your destination.

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Specify your trip’s start and end dates

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Pick the types of coverage you want

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Provide details and pay the fee

An instant travel insurance policy will be generated and immediately sent to your email ID.

How to File a Travel Insurance Claim for Switzerland with ACKO?

Claiming your ACKO travel insurance online for Switzerland is super easy. Here are the simple steps to follow: 

For Travel Medical Insurance That Offers Treatment Without Cash

  • Send an email to acko@allianz.com or call 01246174722 to report your location. We will respond in 10 minutes.
  • We'll provide you with a list of local hospitals that offer cashless services.
  • All you have to do is share your policy document, and you are done.

For Other Covers

  • You can contact us by giving us a missed call at 01246174722 or sending an email to the address acko@allianz.com. 
  • Your bill or invoice will be reviewed as soon as possible, and you will get the refund within the next few days.

Tips To Buy The Best Travel Insurance For Switzerland From India Online

This section contains some insider advice on how to purchase the best travel insurance for Switzerland online.

If you plan on travelling to Switzerland, it is important to be mindful of the optional coverages included in the travel insurance policy. While it may be tempting to select all of the available coverages, this may not always be to your benefit. We suggest that you take some time to assess your individual circumstances and only select the coverages you require. Not only will this help you save money, but it will also provide appropriate cover for your journey.

When purchasing travel insurance for your trip to Switzerland, it's important to select a sum insured that is both financially feasible and sufficient to cover any unexpected circumstances. Consider your budget, research any potential risks you may face during your travels, and choose a sum insured that is appropriate for your situation. This will ensure you are adequately protected should any unfortunate events occur while you are away.

Make sure to thoroughly familiarise yourself with the insurer’s claim procedure. This will enable you to take advantage of the benefits of your policy and make a claim request fast if the need arises during your travels.

Things You Should Know Before Beginning Your Switzerland Trip

Here are a few things you should know before you embark on your journey to Switzerland.

  • The Swiss take punctuality seriously: You may have heard that the Swiss are incredibly punctual, and it's true! Trains and buses run on time, so ensure you're at the station a few minutes early.
  • Cheese is a way of life: Switzerland is famous for its cheese, so be sure to try as many varieties as you can. From creamy Gruyere to tangy Appenzeller, there's something for every cheese lover.
  • Bring comfortable shoes: Switzerland is known for its stunning mountain ranges and breathtaking views. Be prepared to do a lot of walking and hiking, so bring comfortable shoes that can handle uneven terrain.
  • Be prepared for the weather: Switzerland has a varied climate, so be sure to check the forecast before you pack. Even in the summer, temperatures can drop quickly in the mountains, so bring layers and a waterproof jacket.
  • Click, click, click: Switzerland is one of the most picturesque countries in the world, with stunning landscapes and charming towns. Make sure you have plenty of memory cards and battery life to capture all the beauty in your mobile phone or camera.
  • Learn some basic French or German: Switzerland has four official languages: German, French, Italian, and Romansh. While English is widely spoken, it's always helpful to learn a few basic phrases in the local language.
  • Bring your appetite: Switzerland is a foodie's paradise, with delicious chocolate, fondue, and raclette. Don't be afraid to indulge in some of the country's culinary delights!

Things You Can’t Miss!

Here are some places that you must visit during your trip to Switzerland.

  1. The Matterhorn: This iconic mountain peak is a must-visit for all adventure enthusiasts. You can take a cable car up to the summit and enjoy breathtaking views of the surrounding landscapes. 
     
  2. Lake Geneva: This picturesque lake is surrounded by charming towns and vineyards, making it the perfect place to relax and soak up the Swiss way of life. Take a boat tour to explore the lake and enjoy the stunning views.
     
  3. The Rhine Falls: Located in the northern part of Switzerland, the Rhine Falls is one of the largest waterfalls in Europe. You can take a boat ride to get up close to the falls and feel the power of the rushing water.
     
  4. Lucerne: This charming city in central Switzerland is known for its stunning mediaeval architecture, picturesque waterfront, and quaint old town. Take a stroll along the Chapel Bridge and enjoy the stunning views of the surrounding mountains.
     
  5. Jungfraujoch: This is the highest railway station in Europe and offers breathtaking views of the Swiss Alps. Take a train ride up to the summit and enjoy panoramic views of the surrounding landscapes.
     
  6. Zermatt: This charming mountain town is located at the foot of the Matterhorn and is known for its world-class skiing and hiking trails. Take a cable car up to the top of the mountain and enjoy the stunning views of the surrounding glaciers.
     
  7. Interlaken: This Swiss Alpine resort town is well-known for its breathtaking scenery and outdoor pursuits. Take a hike through the mountains or go paragliding for a truly unforgettable experience.
     
  8. Geneva: This cosmopolitan city is home to some of the world's most famous landmarks, including the Jet d'Eau and the Palace of Nations. Take a stroll along the lakefront and enjoy the stunning views of the surrounding mountains.

Switzerland Visa Information For Indians

The following are the types of visas Indians travelling to Switzerland can apply for:

  • Swiss tourist visa
  • Schengen visas for business, medical or cultural purposes
  • Swiss national visa for students
  • Swiss airport transit visa

Also Read: Switzerland Visa for Indians 

Indian Embassy’s Location In Switzerland

Here are the details of the Indian Embassy in Switzerland. You can reach out to them for any emergencies.

EmbassyEmbassy of India, Berne, Switzerland
AddressKirchenfeldstrasse 28, CH-3005 Berne, Switzerland
Phone number0041 31 350 11 30
Working hoursMonday to Friday from 09:00 to 17:30 hours.
Websitehttps://www.indembassybern.gov.in/

List Of International Airports In Switzerland

These are Switzerland's main international airports.

Bern AirportGeneva AirportLugano Airport
Sion AirportSt. Gallen-Altenrhein AirportZurich Airport

Documents Required To Travel To Switzerland

The following documents are required for obtaining a visa for Switzerland.

  • Visa application form
  • Schengen travel visa insurance
  • National passport
  • Copies of past visas
  • Proof of accommodation
  • Cover letter 
  • Round trip flight itinerary
  • Proof of possessing sufficient funds for Switzerland stay

Frequently Asked Questions

This section contains answers to some of the frequently asked questions regarding Switzerland Travel Insurance.

Travel insurance is an important consideration for any international travel, including Switzerland. The reason is, it can provide financial protection and peace of mind in case of unexpected situations that may occur during your trip.

Some of the main coverages offered under ACKO Travel Insurance include medical expenses, trip cancellation or interruption, lost baggage, and emergency evacuation.

Yes, you can purchase travel insurance for just a few days or several months.

The cost of ACKO Travel Insurance for Switzerland depends on various factors such as the length of your trip, your age, and the type of coverage you need.

Medical expenses covered under ACKO Travel Insurance typically include emergency medical treatment, hospitalisation, medical evacuation and more. Kindly refer to the policy wordings of ACKO’s Travel Policy to learn the full set of inclusions for travel-related medical expenses.

When buying travel insurance for Switzerland, it's important to read the policy document thoroughly to understand the coverage and exclusions. You should also check if the insurance provider has a 24-hour emergency assistance helpline and if they have a network of hospitals and medical providers in Switzerland.

*Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and changes. Please check the applicable policy wordings before making any insurance-related decisions.

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Written by Namrata Saha Choudhury

2K Linkedin Followers Author dot Icon

Reviewed by Lokesh Shetty Author info Icon

She travels with words, bringing places to life. Whether it’s hidden gems or dream destinations, she makes travel feel as exciting on paper as it is in reality. When not writing, you can find her gardening, writing verses, or lost in a Netflix series with a bowl of fruits—especially watermelon!

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