Travel Insurance for USA from India

Travelling to the United States is a dream come true for many people. If you want to ensure that you have the trip you always dreamed of, securing it with travel insurance is a good idea. Travel insurance for USA is one of the most popular insurance products in India. It covers both medical and non-medical benefits and offers cashless claims during emergency medical requirements. Furthermore, these benefits will be valid for the entire trip until you return to India.

Travelling to the United States is a dream come true for many people. If you want to ensure that you have the trip you always dreamed of, securing it with travel insurance is a good idea....

Travelling to the United States is a dream come true for many people....

Why do I need travel insurance for USA trip from India?

Here are some important reasons why having travel insurance USA is a must.

Unexpected situations

Travelling from India to the USA involves a long journey. Travel insurance on this journey can protect your finances in case any unplanned situation occurs. Such unexpected situations can be anything from loss of passport, baggage delay, flight cancellation, medical emergencies, accidents, etc.

Expensive healthcare

Healthcare is significantly more expensive in the USA as compared to India. Moreover, there are strict laws in terms of buying medicines over the counter. Even minor medical issues require one to consult a medical professional. This makes travel insurance a logical investment to protect yourself financially in medical or health emergencies while visiting the USA.

Why ACKO Travel Insurance for USA?

We can assist you in obtaining online travel health insurance USA quickly and easily.

Here are a few ways we can help you:

Paperless

Acko is an online-only insurer, so you can buy, claim, and manage your policy all online.

Hospitalisation associated with COVID-19 is covered

We include COVID-19 hospitalisation in our travel plans in the event that you test positive for COVID-19 while you are travelling.

Budget-friendly

You get the best insurance options with great coverage at a reasonable price.

No out-of-pocket costs

You will not have to worry about paying anything out of your own pocket. While travelling, Acko will cover all of your medical treatment and emergency assistance costs.

Over 150 countries worldwide

There are countless options for your next adventure with so many nations to pick from. You simply focus on organising your upcoming dream vacation.

Benefits of ACKO’s USA Travel Insurance Plan

Have a glance at some of the most beneficial ways a USA travel insurance plan can help you on your trip.

Benefits for accidents and illness

Because we are aware that even minor health issues can result in major problems, our travel insurance plan includes financial protection for potential medical emergencies, including COVID-19.

Flight and baggage delay remuneration

Nobody enjoys traveling and experiencing baggage or flight delays. You will receive financial compensation in such uncomfortable circumstances thanks to Acko's travel insurance USA plan.

Accidental and Medical Benefits

We understand that even the smallest health concerns can cause big troubles, which is why our travel insurance plan includes financial coverage for potential medical emergencies, including COVID-19.

Planned Trip Cancellation/Rescheduling

"We" are to pay "Your" rescheduling costs as well as offer insurance in the event that plans are completely abandoned.

What's covered in ACKO’s USA Travel Insurance?

The following are the situations usually covered under travel insurance for USA from India.

Travel Coverage

The following travel-related circumstances are covered under your ACKO travel insurance USA.

Return of minor child to the city of residence in case of the insured person's hospitalisation
Family member’s compassionate visit in case of the insured person’s hospitalisation
Monetary loss for transportation in case of medical care and death of the insured person during the trip
Compensation for flight delay or cancellation
Compensation for rescheduling
Compensation for misplacement or delay of the checked-in baggage
Compensation for total loss/partial loss of checked-in baggage
Unrecoverable costs related to the loss of passport
Compensation in the event of a paid booking bouncing during travel

Legal Coverage

Our policy will offer financial coverage in these legal situations.

Monetary loss brought on by an extended stay following an injury, illness, or hospitalisation

Medical Coverage

Your travel health insurance through ACKO will provide coverage for these medical issues.

An accidental injury that requires hospitalisation or daycare
A medical emergency that requires hospitalisation or daycare
OPD medical expenses due to injuries or illnesses
Adventure sports-related injuries requiring hospitalisation
Permanent total disability/Permanent partial disability caused by an accident during the travel period
Accidental death of the insured person during the travel period
Coverage for transporting remains in case of death during travel due to injury or illness during the travel period
COVID-19 quarantine resulted in flight cancellation

Travel exclusions

These are the travel-related situations when you won’t be able to benefit from your USA travel insurance.

Travelling to the USA without a valid visa
Going to the USA for a medical treatment/consultation
Travelling to America despite being medically unfit for the journey
Going on the journey even after your doctor recommends against it

Legal exclusions

These are the legal situations when you won’t be able to benefit from your USA travel insurance.

Committing suicide or attempting suicide, and self-inflicted injuries
Damage, loss or injury directly/indirectly related to the intoxication of alcohol, hallucinogen, etc
Damage, loss or injury after intentional/unintentional participation in criminal activity.
Damage, loss or injury incurred while indulging in a hazardous activity like mining, tunnelling, etc

Medical exclusions

These are the medical situations when you won’t be able to benefit from your USA travel insurance.

Any pre-existing disease and/or an associated complication based on your policy terms
Proof of disability offered by a doctor who has a family relationship with the insured individual
Medical complications and treatments associated with pregnancy

How do I purchase travel insurance for USA online?

You can get US travel insurance online from ACKO by following these steps:

Step 1.svg

To begin, click here or download our app from Play or App Store

Step 2.svg

Choose from our standard plan or customise your plan

Step 3.svg

Give us the dates on which your trip will start and end

Step 4.svg

Choose the coverage you want

Step 5.svg

Fill up the details for you and your travel companions

Step 6.svg

You'll get a quote right away. Pay online to get your coverage right away.

How do I claim online travel insurance for USA from Acko?

Claiming your ACKO travel insurance online for USA is super easy. Here are the simple steps to follow:

For travel medical insurance that offers treatment without cash:

Send an email to [email protected] or call 01246174722 to report your location. We will respond in 10 minutes.
We'll provide you with a list of local hospitals that offer cashless services.
All you have to do is share your policy document, and you are done.

For other covers:

You can contact us by giving us a missed call at 01246174722 or sending an email to the address [email protected].
Your bill or invoice will be reviewed as soon as possible, and you will get the refund within the next few days at the latest.

Things you should know before beginning your USA trip

The United States of America is one of the most popular countries that people wish to visit at least once in their lifetime. Cities like Las Vegas, New York, Los Angeles, San Francisco, and Washington DC, are popular destinations tourists want to explore. However, the country also has many distinctively unique places like Alaska, North Carolina, Hawaii, etc., for a more out-of-the-box travel experience. Here, we have compiled a list of things to ease your preparations for a trip to the USA.

US visa for Indians

Indians travelling to America as a tourist need a B2 visa for recreational visits and family meetings, etc. You can club this type with a B1 visa and apply by submitting an application form and supporting documents. The following points will give you a basic idea of the procedure.

Choose a Relevant Visa Category

You will need to apply for a US visa by choosing a relevant category.

Valid Passport Requirements

Your passport needs to have a validity of at least 6 months more than the duration of your stay in America.

Passport Pages Availability

There must be at least two pages available on your passport for stamping.

Detailed Travel Itinerary

A document that presents a detailed travel itinerary outlining your planned activities and the duration of your stay in the US.

Proof of Accommodation

Proof that confirms your accommodation arrangements in the US, such as hotel reservations or a letter of invitation from a host.

Financial Proof

You must show that you have enough money to cover your expenses during your visit, such as bank statements or sponsorship letters.

Proof of Departure

You must show proof of your departure from the US.

Cover Letter

A cover letter in which you explain why you want to visit the US, how long you plan to stay, when you plan to leave, and other pertinent information.

PURPOSE OF US VISITS	VISA CATEGORY

Tourists, patients, and family meetings	B2
Domestic employees, business trips, and athletes visiting to compete for a prize	B1
Foreign diplomats and government officials	A
Military personnel stationed in America	A2
Transit purpose	C
US aircraft’s cabin crew	C1/D
Industry-specific professionals	H1-B
Non-agricultural temporary workers	H2-B
Journalists and relevant representatives of information media	I
Vocational students	M1
Exchange visitors	J
Athletes, artists, and entertainers	P

PURPOSE	CONTACT

Visa-related services	+1-202-939-9852
Passport-related services	+1-202-939-9864
Miscellaneous services	+1-202-939-9852

Tips to buy the best travel insurance for USA from India online

Here are a few tips to buy travel insurance online for USA trips.

get quote.svg

Decide on a sum insured

The sum insured is the maximum claim amount you can obtain as settlement under an insurance policy. You need to make sure that the sum insured under your policy matches the potential financial loss in the most extreme conditions. This will save you from the lack of funds during a crisis.

Claim settlement.svg

Customise covers for your needs

When purchasing USA travel insurance, you should try to align it with your specific needs as much as possible. This way, you can have adequate and avoid unnecessary covers.

Edit policy.svg

Clarify the claim procedure

Ask questions to an insurer about the claim process before purchasing a travel policy. The steps to raising a claim and its settlement must be clear to you in order to make an informed decision.

Frequently Asked Questions on USA Travel Insurance

The following are a few of the common questions and answers related to US travel insurance from India.

Is travel insurance mandatory for USA?

It is optional to buy travel insurance for USA visits, as per the guidelines set by the US Immigrant Department. However, it's recommended to have one for your own well-being and security.

How much does US travel health insurance cost?

For one adult travelling from India to the USA for 7 days, a $50,000 travel insurance plan starts at just ₹671 (excluding GST). [As of December 2023, this is how much it will cost]. You can click on this link to see how it is calculated.

Can I buy travel insurance for USA online?

Yes, you can buy travel insurance online for your USA visit via one of the many digital insurance providers. But make sure you compare premiums and benefits to choose the right insurance policy for your trip to America.

How do I compare USA travel insurance quotes?

You can request travel insurance quotes from multiple insurance providers by visiting their official websites. Then, compare the premiums and coverages for each option to find the best plan for you.