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EPF Claim Status

Team AckoNov 29, 2024

Planning for retirement is like planting a tree—you nurture it today to enjoy its shade tomorrow. The Employee Provident Fund (EPF) is one such long-term investment, ensuring financial security for employees in their post-retirement years. In India, employees and employers contribute to this fund, creating a valuable nest egg. But what happens when you finally claim this fund, and how do you keep track of your claim status?

This guide walks you through checking your online or offline EPF claim status and understanding each stage, from 'EPFO claim status under process' to 'claim settled EPFO.' Learn what it means when your EPF claim status shows 'payment under process' or 'claim settled' and how to track PF claim status with tracking ID? With insights on interpreting terms like member home claim status,' 'claim settled meaning in PF,' and 'PF under process,' you’ll be well-equipped to manage your claim smoothly. Dive into this essential resource and simplify your EPFO journey!

Contents

How Does EPF Work?
Eligibility for EPF
Details You Will Need to Check EPFO Status
Stages of EPFO Claim Status
Online Methods for Checking EPF Claim Status
Offline Methods for Checking EPF Claim Status
- Missed Call Method
- SMS Method
Steps to File a Grievance Report Online
EPF Benefits
Conclusion
Frequently asked questions

How Does EPF Work?

Retirement Savings System: Employee Provident Fund (EPF) is a retirement savings plan in which employers and employees both contribute 12% of their salaries to a specific fund.
Employee & Employer Contributions: The employer contributes equally to the PF account, while employees' contributions are subtracted from their pay. These contributions add up to a sizeable future fund for the worker.
Fund Accumulation Over Time: Over time, these contributions build up, guaranteeing workers' financial security and generating a pension-like payment in retirement.
Partial Withdrawal Option: One year before to retirement, employees who have an EPF account are permitted to withdraw up to 90% of their provident fund balance.
Tracking EPF Claim Status: Members can use the EPFO UAN login claim site to check the status of their EPF claims online. An EPF claim is still being assessed if its status indicates that payment is being processed.
Checking Claim Progress:Members can verify the settlement by monitoring the EPFO claim status settled stage once the claim has been handled. For real-time updates, they can monitor the status of their PF claims and view their EPFO member claim status.
EPFO Passbook for Details: Members can view comprehensive transactions and contributions through the EPF passbook claim status function. They can see whether their claim is being processed or settled by visiting the EPFO online claim status login website.
Support for Delayed Claims: For extended claims, such as PF withdrawals that have been pending for a long period, members can check the status of their claims via the EPFO member portal or get help by calling the EPFO contact line.

Eligibility for EPF

To participate in the Employee Provident Fund scheme, individuals need to satisfy these criteria:
The EPF program is accessible to workers across Public and Private Sectors, making it available to all employees.
Organisations with a staff count of at least 20 must provide EPF benefits to their employees.
Upon enrolling in the EPF scheme, employees gain access to various insurance and pension benefits.

Details You Will Need to Check EPFO Status

Before delving into the process of verifying claim EPFO status, individuals should have the following information on hand:

Universal Account Number (UAN)
Details of EPF Regional office
Details of employer
Extension code (possibly required)

Stages of EPFO Claim Status

To comprehend the progression of an EPFO claim, let's examine the different stages involved:

Payment Under Process: This status indicates that the claim is in progress. The status changes to "Settled" once the funds are transferred to the employee's bank account.
Settled: This status signifies that EPFO has approved the claim and successfully moved the funds to the employee's bank account.
Rejected: This status indicates that the employee's claim has been denied, possibly due to delayed submission of a properly signed claim, signature discrepancies, or mismatched details.
Not Available: This status implies that the authorities are yet to process the claim.

Online Methods for Checking EPF Claim Status

For individuals seeking to withdraw funds from their PF account, the claim status can be checked online through the following methods:

EPFO Portal

EPFO Portal.png

Follow these steps to check the EPFO claim status via the EPFO portal:

a. Visit the EPFO portal.

b. Locate the "Services" option in the menu bar.

c. Select the "For employees" option from the available tabs.

d. Navigate to the "Service" section on the subsequent page.

e. Click on the "Know Your Claim Status" option, which leads to the passbook application.

f. Provide your UAN, password, and Captcha code.

g. Select and input the "member ID."

h. View the claim status by clicking "View Claim Status."

UAN Member Portal

UAN Member Portal.png

The UAN member portal also allows claim tracking. Here's how:

a. Log in to the UAN member portal using your UAN and password.

b. Click on "Online Services" on the page.

c. Select "Track Claim Status."

d. Enter withdrawal details to view the claim status.

UMANG Portal

UMANG Portal.png

The UMANG portal provides an additional avenue for checking PF status:

a. Visit the UMANG official site and find the EPF options.

b. Click on "Employee Centric Services."

c. Choose the "Track Claim" option.

d. Enter your UAN number and select "Get OTP."

e. After OTP verification, select "Login."

Upon completing these methods, you will receive details regarding the claim type, tracking ID, claim date, and status.

Offline Methods for Checking EPF Claim Status

While online methods are preferred, offline options are available. Consider the following alternatives:

Missed Call Method

Give a missed call to 011-22901406 (toll-free) using your registered mobile number. After the call disconnects, you will receive a message with the claim status if your bank account, UID, and PAN details are updated in your UAN account.

SMS Method

Send an SMS to 7738299899 from your registered UAN portal number. The format should be "EPFOHO UAN LAN," where UAN is your Universal Account Number and LAN is your preferred language (e.g., ENG for English).

Steps to File a Grievance Report Online

If your EPFO claim status shows no progress, file a grievance report with EPFO using the following steps:

Visit the official EPF portal.
Find the "Register Grievance" option.
Choose your status category (e.g., EPS pensioner, employer, PF member) or select "Others" if specific numbers are unavailable.
Retrieve your personal details by selecting "Get details."
Click "Get OTP" and verify with your personal information.
Choose your grievance category, provide a description (with proof if available), and click "Add" and then "Submit."

EPF Benefits

The Employee Provident Fund (EPF) offers a range of benefits to its members, ensuring financial security, capital growth, and flexibility in times of need. Here’s an overview of key benefits EPF provides:

1. Retirement Savings Pool
The Employee Pension Scheme (EPS) receives around 8.5% of the employer's contribution, which contributes to the establishment of a substantial retirement savings account. Over time, this corpus gives retirees security in their golden years, financial freedom, and peace of mind.

2. Capital Growth
Members who participate in the EPF online plan receive a fixed interest rate on their Employee Provident Fund Organisation (EPFO) funds. Long-term savings are supported by the maturity returns, which also accelerate capital growth over time.

3. Tax Benefits
Employee contributions to their EPF account are exempt from taxes up to Rs. 1.5 lakh under Section 80C of the Indian Income Tax Act, 1961. Additionally, members can enhance their savings because earnings made through EPFO plans are tax-free.

4. Emergency Financial Cushion
Having a financial safety net is essential throughout life's erratic times. EPF funds serve as a financial safety net, giving members access to money right away to pay for unforeseen costs whenever they arise.

5. Convenient Early Withdrawal
Members of EPF India have the option to take partial withdrawals for certain purposes, such as wedding costs, home construction, medical care, or further education. With this option, members can access money as needed without compromising their long-term retirement plans..

You can do so online or offline if you need to track EPF status claim. By logging into the EPFO member login claim status portal, members can quickly check the EPF claim status under process or know if the claim settled in EPFO. If your PF claim under process and you are wondering how many days PF claim is settled online, tracking your claim using the PF online claim status or EPFO track claim status can give you real-time updates. To further track claim status EPFO, members can use the UAN claim status feature, which helps monitor the claim from start to finish.

Understanding these benefits and tracking EPFO claim status check online efficiently is essential for every EPF member, ensuring a smooth and informed experience when managing their retirement funds.

Conclusion

An employee provident fund's main goal is to guarantee that workers have a sizeable retirement fund, which will enable them to cover necessities and keep up with growing living expenditures. Particularly for people who are concerned about their future financial security, it is reassuring to know that a percentage of earnings is consistently saved and producing interest. When it comes to long-term financial planning, EPF is a handy tool.

In cases where claims are delayed, such as PF withdrawal under process for a long time, tools like the PF claim tracking ID or the EPFO call number can offer assistance. For those wondering, “In how many days is the PF claim settled online for illness?” or the EPFO under process, how many days is the timeline? Accessing the EPFO UAN login claim page provides clear updates.

Frequently asked questions

Below are some of the frequently asked questions on EPF Claim Status

1. How can I check my EPF claim status online?
To check your EPF claim status online, log in to the EPFO member portal claim status page using your UAN login claim status credentials. Once logged in, navigate to the EPFO UAN claim status section, where you can track the progress of your claim.

2. What does the EPFO Home Claim Status indicate?
The EPFO home claim status shows your current EPF claim stage, whether it’s “under process” or “claim settled.” If your PF withdrawal status check indicates “under process” for an extended period, you may want to contact EPFO for further assistance.

3. How can I track my claim using the EPFO passbook?
The EPF passbook records your monthly contributions and interest. For claim status updates, you should use the UAN portal or Claim Status Tracker.

4. What is the EPFO tracking ID, and how can I use it to track my claim?
An EPF tracking ID is provided after submitting a claim, which you can use on the EPFO online claim status login page to monitor the claim’s progress. This tracking ID helps with efficient PF claim track and provides real-time updates.

5. How many days is a PF claim settled online for medical emergencies?
EPFO generally aims to settle illness-related claims within 15 days. However, if you’re experiencing delays, especially if your claim has been processed longer than expected, you can check the UAN passbook claim status or contact EPFO for an update.

6. What should I do if my PF claim is long being processed?
If your PF claim status check still shows “under process” after a long time, you can check the EPFO member passbook & claim status or contact the EPFO call number. You may also use the PF withdrawal under process for long time to see further details or possible reasons for the delay.

7. How do I contact EPFO for issues with my PF claim?
You can reach EPFO by calling the EPFO contact no. on their official website. Additionally, you can check updates through the EPFO member portal claim status or EPFO member passbook claim status sections, where assistance and guidance on your claim status are available.

8. How to check PF claim status?

You can check your PF claim status through various methods. Using the UMANG App, log in and navigate to EPFO services to view claim details. On the EPFO Portal, visit the member portal and track the status under the “Track Claim Status” option. Alternatively, you can send an SMS in the format EPFOHO UAN to 7738299899 or give a missed call to 011-22901406 from your registered mobile number for quick updates.

9. What is after claim settled pf status ?

This status shows that the claim has been accepted by EPFO, and the money has been successfully transferred to the person's bank account.

Disclaimer: The content on this page is generic and shared only for informational and explanatory purposes. It is based on several secondary sources on the internet, and is subject to changes.