Family Travel Insurance

When you travel with your family, do not just look forward to having fun. We should all be most concerned with taking care of our families and ensuring they are safe. Unfortunately, we can not follow them around on tiptoes at every step. So, getting family travel insurance will help you and your loved ones have a stress-free trip. 

Read our guide on Family Travel Insurance to learn why it is essential, what it covers, and how to make a claim.

As the name suggests, family travel insurance is essential to preparing for a family trip abroad. It is similar to an individual travel insurance policy that covers the entire family with equal coverage. Typically, a standard travel insurance policy for families usually covers up to 9 people until age 71.

Travelling with your family can be a wonderful experience, but it's important to be aware of the potential risks. For example, if you're travelling with babies, their immune systems may not fully develop yet, making them more susceptible to illness. Older family members may also experience health issues while travelling, and unexpected medical emergencies can happen to anyone.

Fortunately, family travel insurance plans can help you navigate these challenges and provide peace of mind. These plans includes a wide range of coverage to help you deal with issues that may arise while you're on the road. 

Some of the main reasons you need travel insurance for family are: 

Plans that are easy on the wallet: Travel insurance plans that are affordable and provide complete coverage are easily available nowadays. When it comes to prices, you will have a lot of choices, and these plans offer full coverage.

Coverage for COVID-19: Most insurance companies offer coverage for COVID-19, so you don't have to worry about it.

No pre-test required: No longer do you or your family members have to pass a bunch of medical tests just to get insurance. Just be honest about any pre-existing conditions to avoid any cancellations. 

Single Trip Travel Insurance: If you are planning a short trip with your family, this plan is a good choice instead of a more expensive one. At the end of the day, the more days you choose, the more you will pay. 

Instant purchase: Purchasing family travel insurance is quick and easy. You can do it instantly from the comfort of your home, compare prices, and check terms and conditions before deciding.

Customisable insurance: You know your family best, so why not choose only the protection they really need? No need to worry about taking on unnecessary coverage. Customise your insurance to fit your unique needs. 

Eco-friendly purchase: No more piles of paperwork! Simply fill in your and your family's details, select your destination, and your insurance will be in your email inbox.

Getting travel insurance for family is easy to do online. After picking an insurance company, all you have to do is go to their website and follow the steps below.

Step 1: Land on their travel insurance page.

Step 2: Give your travel dates.

Step 3: Choose a plan that fits your budget. Additionally, you can select or de-select your coverage based on your preferences.

Step 4: Fill up the details for you and your immediate family members/travel companions. Simply click on "Add Traveller" to do this.

Step 5: You'll get a quote right away. 

Step 6: Once payment is made, you will receive it directly to your email address.

If you have to claim family travel insurance for any of the reasons mentioned above, you must first inform the authorities and your insurance provider. Here are the necessary steps.

Step 1: Visit the Insurance provider's official website

Step 2: Select "Initiate Claim" from the "Claims" menu.

Step 3: Complete the online form, then click "Submit."

Step 4: They will look at your claim and start working on it.

Step 5: You can also file your claim by contacting them.

Additionally, keep in mind that in order to process your claim, you'll need to submit some necessary paperwork, such as discharge papers from the hospital signed by the authorities and a no-refund stamp from the airline based on the circumstances. To make sure everything goes smoothly, it's highly recommended to read through the claim sections carefully before making any decisions. 

All Indian citizens planning to buy family travel insurance should follow the below-listed pointers to be eligible to cover the entire family.

When it comes to planning a vacation with your family, one thing that often gets overlooked is buying family travel insurance. When travelling with your family, having the right family travel insurance plan to protect your loved ones is essential. Here are a few ways you can do it: