Benelli 302R Bike Insurance

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The Benelli 302R is a stylish two-wheeler featuring a bold body, 17-inch aluminium alloy wheels and catchy LED tail lights. Unfortunately, this good-looking bike has been discontinued in India. Despite the fact that it has been discontinued, if you own this bike, you need to insure it to meet legal requirements and ensure financial protection in case of mishaps. Here, we have highlighted the Benelli 302R bike insurance types and the upsides of insuring your bike online.

Importance of buying bike insurance online for Benelli

Paperless purchase

Buying bike insurance from a conventional insurer may involve you filling out a few enrollment forms. In contrast, buying online bike insurance requires only minimal online typing ro share your bike’s model, year of manufacture and previous policy details (if present).

Remote access

Another drawback of offline bike insurance is that most likely you will have to visit the insurer’s office or a broker for policy purchase and to raise claims. However, if you opt for online bike insurance, you can buy a policy, raise claims and carry out other functions remotely.

Anytime support

Online two-wheeler insurance is pretty straightforward. Nevertheless, if you get stuck somewhere, there is usually a detailed help section you can refer to. Alternatively, there is usually a toll-free number you can call for more personalised assistance.

Bike insurance policies for Benelli

In this section, we have listed the foundational two-wheeler policies applicable to a Benelli 302R bike.

Third-party Two-wheeler Insurance Policy

As per The Motor Vehicles Act of 1988, having this policy is a necessity to ride legally on Indian roads. It covers third-party liabilities. The inclusions of a Third-party Policy are third-party injury, death and property damage due to a collision with your vehicle. However, if your two-wheeler incurs accident-related damages, this policy will not compensate you.

Comprehensive Two-wheeler Insurance Policy

Under a Comprehensive Policy, you will receive the coverage of the legally necessary Third-party Insurance, plus an additional Own Damage (OD) Cover that monetarily protects you against theft, collisional damages and damages from manmade and natural calamities.

What’s covered in Benelli bike insurance?

In this section, we have listed the inclusions of a Comprehensive Policy for Benelli 302R.

Damages caused by accidental impact
Damages caused by manmade and natural disasters
Theft of the insured two-wheeler
Injuries to or death of a third party
Property damage of a third party

What’s not covered in Benelli bike insurance?

In this section, we have listed the common exclusions under Benelli bike insurance policies.

Taking part in illegal racing competitions
Driving without a valid licence
Driving without a copy of your bike policy
Driving after consuming hallucination-inducing drugs
Damages that happen in geographical areas that are not covered by the policy

Add-ons for Benelli bike insurance

In this section, we have listed the add-ons commonly offered with a Comprehensive Policy for Benelli bikes. However, please note that they are subject to availability.

No Claim Bonus (NCB) Protection Cover
Consumables Cover
Key Replacement Cover
Roadside Assistance Cover
Zero Depreciation Cover
Outstation Emergency Cover

Why Acko?

ACKO is a top digital insurer in India, and here’s how insuring your bike with us will benefit you.

Wallet-friendly policies

ACKO is a digital-first insurer. This means our operating costs are lower as compared to non-digital insurers. This cost saving is, in a way, translated into wallet-friendly policies for you.

Quick claim settlement

Insurance claims are known to take forever to process. Here, we make sure that you receive compensation for minor damages to your bike within just a few hours from when you notify us and claims for major damages are also settled swiftly.

Dependable coverage

A Claim Settlement Ratio is the ratio of the number of claims raised against the number of claims settled by an insurer. The resulting percentage is a good indicator of an insurance company's reliability regarding claim settlement.

ACKO’s claim procedure

In this section, we have listed the steps involved in raising a claim for theft or accident-related damages to your insured Benelli 302R.

Step 1: Log in to your account on our official website www.acko.com or mobile app.
Step 2: Go to your Benelli 302R policy card and click “Claim now”.
Step 3: You will be redirected to a page with damage-related questions. Answer the questions, share relevant images, and click “Submit”.

After receiving your claim request, we will analyse it as per your policy’s terms and provide the applicable settlement.

Frequently Asked Questions

In this section, we have discussed some of the most common questions regarding Benelli 302R bike insurance.

Does ACKO provide bike insurance for the discontinued Benelli 302R?

Yes, ACKO provides bike insurance for the discontinued Benelli 302R and some other discontinued two-wheeler models as well. You can check the availability of ACKO insurance for your bike by visiting our website, clicking the bike insurance tab and entering the requested details.

Do I need to insure my second-hand Benelli 302R?

Yes, you need to insure your second-hand Benelli 302R. As per The Motor Vehicles Act, all bike owners must possess active Third-party Insurance to drive in India legally.