Bike Insurance in Bhopal

This is the most basic form of bike insurance in Bhopal, mandated by law under the Motor Vehicles Act 1988. So whether you own a motorcycle, scooter or any other two-wheeler, having valid third-party cover is compulsory to legally ride it on roads.

What does the Third Party insurance plan protect against? As the name suggests, it provides protection only for any liabilities arising towards third-party losses. That means it will pay for claims if your bike injures or causes the death of any third person or damages their property during an accident involving your two-wheeler. However, it does NOT cover any loss or damage caused to your own bike.

This policy bundles together third-party liability cover as above with Own Damage or OD cover, which insures your bike. So not only does Comprehensive insurance handle any claims by people other than the policyholder, but it also bears expenses for repair/replacement of your bike itself in case of mishaps, theft or any natural calamity.

Comprehensive bike insurance in Bhopal is optional, unlike TP, but highly recommended for complete peace of mind. It has wider coverage, higher claim eligibility, and more add-on benefits like zero depreciation and engine protection. So you can customise it as per your budget and needs. Do compare premiums and features offered by providers like ACKO when buying comprehensive policies.

Over and above shielding the bike itself, you also need to financially protect yourself from injury risks. This is exactly what Personal Accident or PA insurance does. It pays out the lump sum amount to the insured person or kin, covering death, disability or medical costs arising due to an accident while riding the covered two-wheeler.

PA cover is mandatory as per law. It enhances your coverage at a minimal extra premium. Do check policy terms, though, for permanent total disability conditions, death benefit amount and other PA claim-related aspects before selecting your insurer's PA option.

ACKO offers unbeatable value with low-premium comprehensive two-wheel insurance plans. We have various base covers as well as the flexibility to add multiple riders as needed at minimal extra costs. It helps tailor budget-friendly plans.

The entire claims journey is simple & quick due to ACKO's paperless processing. You can instantly intimate claims via the website or app and upload photos of bike damage. The online system then captures all details, reducing back-and-forth. Assessments happen much faster, allowing settlement into bank accounts on the same day in many cases.

One can save substantially on premiums by buying or renewing during periodic sales offers. Festive season discounts with added incentives like voucher codes make the deal even better. Limited time offers across other occasions also help maximise savings. Do check out for such offers before the policy tenure expiry.

ACKO has partnered with authorised garages across Bhopal for cashless servicing once the claim is approved. Simply get your bike repaired without needing to first pay from your pocket, even for comprehensive claims. The garage handles all claim documentation directly with ACKO. It immensely eases the claims fulfilment procedure.

There is no need to take the bike to the garages for initial inspection. ACKO's state-of-the-art assessment methodology leverages images of damage clicked via a customer's mobile phone camera. The photos get uploaded to the portal/app from anywhere, allowing quicker processing without visits.

ACKO officials are available at your service for bike insurance in Bhopal policy purchases, claims or any other queries, irrespective of time or day. One can reach them conveniently via call, email, website chat or social media and get concerns redressed promptly.

Scroll to the top of this page, enter your two wheeler number, and click on “Check Prices”. If you are an existing customer, you can log in to your account via OTP sent to your registered mobile number.

On the next page, you will see the applicable bike insurance plans you can purchase in Bangalore. Click the "Buy Now" button against your preferred policy. You can also customise the IDV if you opt for the Own Damage policy.

Lastly, complete the payment online. Your new/renewed two wheeler insurance policy will be sent to your registered email address.