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Hero Splendor iSmart 110 Bike Insurance

Get your Hero Splendor iSmart 110 bike insured in a simple and hassle-free way!

Bike insurance starting at ₹555*

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Hero Splendor iSmart 110 Bike Insurance

Home / Two-wheeler Insurance / Hero Bike Insurance / Hero Splendor iSmart 110 Bike Insurance

If you are looking for a smart and eco-friendly bike, Hero Splendor iSmart 110 will definitely interest you. Its i3S technology turns the bike off automatically when left idle for a while. But, the moment you press its clutch, the bike turns on instantly. This technology helps to save battery and fuel, making it an environment-friendly two-wheeler. With this bike, you will also need Hero Splendor iSmart 110 insurance for financial protection against any damage, loss or theft. Here you will find key details of buying two-wheeler insurance online.

About two-wheeler insurance for Hero Splendor iSmart 110
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Like other motor vehicles, all Hero Splendor iSmart 110 motorcycles need at least a Third-party Bike Insurance. This compulsory insurance covers potential liabilities like damages to third-party property and the injury/death of a third party while riding the motorcycle. 

As Third-party Insurance doesn’t offer coverage for your bike, you can consider buying a Comprehensive Hero Splendor iSmart 110 2-Wheeler Insurance. It includes both Own Damage and Third-party Insurance coverages. You get financial protection against damages, loss and theft of your bike. The range of coverage also includes situations like man-made catastrophes, natural disasters, fires, explosions, etc. 

Benefits of buying ACKO two-wheeler insurance policy for Hero Splendor iSmart 110
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These are the advantages of buying insurance for your Hero Splendor iSmart 110 bike at ACKO.

Low premiums
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ACKO is able to offer low-premium policies due to the absence of middlemen from the process. We operate via a digital infrastructure, resulting in a direct-to-customer model that results in low-cost policies for you.

Rapid claims
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The process of raising a claim is almost instant via ACKO’s mobile app/website. We have a dedicated settlement team to settle minor claims on the same day. However, major claims may take longer depending on the repair complexities.

Paperless buying
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At ACKO, you can purchase or renew bike insurance without any physical documentation. Using the official app or website, you can fill in details related to your two-wheeler and previous policy (if available) to buy/renew a plan.

Bike insurance plans for Hero Splendor iSmart 110
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There are two major types of policies you can buy based on Hero Splendor iSmart 110 two-wheeler insurance rates, features and coverages.

Third-party Bike Insurance Policy
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This type of policy is mandatory by law for motor vehicles in India. You get financial protection in case of third-party liabilities like injuries, death or property damages while riding. But, while you can buy this two-wheeler insurance online for basic third-party coverage, it doesn’t offer financial safety against theft, loss or damages to your bike.

Comprehensive Bike Insurance Policy
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For coverage beyond third-party liabilities, you should purchase a Comprehensive Bike Insurance Policy. It covers not only the third-party liabilities but also the damages to your own bike as well. The OD or Own Damage cover of this policy provides financial safety if your bike gets damaged due to fire, explosion, accident, man-made disasters or natural catastrophes, etc. Also, you obtain coverage against total loss or theft of your bike.

What’s covered in Hero Splendor iSmart 110 insurance? (Inclusions)
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A Comprehensive Hero Splendor iSmart 110 two-wheeler insurance plan covers these situations.

What’s not covered in Hero Splendor iSmart 110 bike insurance? (Exclusions)
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Here are the situations not covered in Hero Splendor iSmart 110 bike insurance.

Note: When buying insurance, you must purchase the mandatory PA (Personal Accident) cover separately for financial protection against temporary/permanent disability or death due to an accident.

Add-ons for Hero Splendor iSmart 110 two-wheeler insurance
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Typically, you can find the following add-on covers with Hero Splendor iSmart 110 bike insurance.

Disclaimer: You must check whether any or all add-ons are offered by your insurance provider when buying a policy.

ACKO’s claim procedure
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Raising Hero Splendor iSmart 110 claims is as easy as these simple steps.

Step 1: Visit ACKO’s official website or mobile app to log into your account.

Step 2: Locate your Hero Splendor iSmart 110 policy and select “Claim”.

Step 3: Fill in your answers regarding the damage and upload the bike’s pictures to support the claim. Then, click “Submit” to raise your claim instantly.

After a claim request is raised, our team initiates the process of settlement. While it takes only a few hours to settle minor claims, major claims for complex damages may require three or more working days.

Frequently asked questions
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The following are a few common questions answered about buying Hero Splendor iSmart 110 two-wheeler insurance at ACKO.

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Can I buy insurance at ACKO for my second-hand Hero Splendor iSmart bike?

Yes, ACKO offers insurance policies for Hero Splendor iSmart 110, including brand new as well as second-hand bikes. You can purchase or renew your insurance policy online using some of the essential details of your bike and previously bought plan (if applicable).

Are add-ons mandatory when buying a Comprehensive Bike Policy?

No, you can choose to buy or not buy one or all add-on covers except for the PA (Personal Accident) cover. The PA cover is mandated by law for financial safety against permanent or temporary disabilities or the death of a policyholder as a result of an accident. 

How much does ACKO’s bike insurance cost?

ACKO ensures that you get a policy as per your budget and coverage requirements. The cost of bike insurance depends on the engine capacity, year of manufacture, and make and model. We have an online bike insurance premium calculator you can use to get your Hero Splendor iSmart 110 two-wheeler insurance quote.

Other Two-wheeler Insurance for Hero Bike Models/Variants
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