Check Bike Insurance Status Online Instantly [2024]

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A bike insurance policy provides financial protection if damaged, lost, or stolen in an unforeseen circumstance. This insurance policy is also essential to legally drive your two-wheeler on Indian roads. It is also important to check its status, as every bike insurance policy comes with an expiry date. Wondering how to perform a bike insurance check for its expiry date? Don’t worry; we have got you covered. In the section below, we will discuss how to check bike insurance expiry date.

How to Check Bike Insurance Status Online in 2024?

Before you head out on the road, make sure your bike insurance is active. An expired bike insurance can lead to claim rejection and penalties. If you have forgotten the expiration date of the policy, you can find it easily through the online channel. You no longer need the physical policy document, nor do you have to ask your insurer to know the due date of your bike insurance renewal. Instead, you can check bike insurance expiry date online with ACKO, IIB, Parivahan, or via RTO.

Ways to Check Bike Insurance Validity & Expiry Date Instantly

Listed below are the different ways in which you can perform two wheeler insurance check for expiry date online:

Steps to Check Two-wheeler Insurance Status Online Using ACKO

To check two-wheeler insurance status online using ACKO, here is what you need to do:

Visit the ACKO website on your mobile phone or desktop
Log in to your account via your registered mobile number and bike registration number
Click on your policy card to view the validity of the bike vehicle insurance policy

Steps to Check Bike Insurance Policy Status Online via IIB

The IIB’s website was introduced by the Insurance Regulatory and Development Authority of India (IRDAI) to ensure the seamless functioning of the insurance sector. On the website, you can get relevant information about insurance plans issued by insurers, which are available on a centralised online platform. Here are the steps on how to check bike insurance expiry date online through the IIB website.

Step 1: Visit the IIB’s official website.

Bike insurance policy status online via IIB - Step 1

Step 2: Under the “Quick Links” section of the home page, select “V-Seva”, and you will be directed to the Accident Vehicle Information Retrieval System page.

Bike insurance policy status online via IIB - Step 3

Step 3: Enter all the mandatory fields with relevant information such as your name, email address, mobile phone number, address, bike registration number, and accident details (if the bike was involved in an accident).

Bike insurance policy status online via IIB - Step 2

Step 4: Enter the text from the image and click on “Submit” to view the expiry date of your bike insurance policy.

Guidelines for using the IIB’s website to check bike insurance status online

You need to remember some points while using the IIB’s website to perform the two-wheeler vehicle insurance status check online.

The bike registration number is mandatory and must be entered without special characters (Example: KA01JG1234).
The insurance companies' submission of policy data to the Data Repository might take up to two months. Hence, the insured bike may not appear on the IIB’s database in some instances.
If your bike or scooter is new, insurers submit only the vehicle’s chassis and engine number to the IIB’s Data Repository.
The database has information on data submitted by the insurance companies starting from April 1, 2010.
You can check the bike insurance status up to 3 times for a specific email address or mobile number.

Steps to Check Bike Insurance Policy Status Online via VAHAN Portal

VAHAN is a national registry containing all registered vehicles in the country and their insurance policy details.

You can check your bike insurance validity online through their website. Here is the procedure to check policy status online via Parivahan Seva.

Step 1: Visit VAHAN’s website and enter the bike registration number and click on “Proceed”.

Step 2: Under the “Services” menu, select the “Additional Services” option.

Step 3: On the new page, enter the bike registration, chassis, engine number and the verification code. Click on “Verify Details”.

Step 4: You will be asked to generate a One-time Password (OTP) on your registered mobile phone. Enter the OTP to check vehicle insurance online status on Parivahan.

Steps to Check Two-wheeler Insurance Policy Expiry Date Online via RTO

Some states in India have introduced an option on their RTO website to help you access your bike insurance details. The RTO of your region maintains a record of the vehicle and its insurance details. Here’s how you can get bike insurance expiry details via RTO:

Go to the online website of your RTO
Enter the registration details of your vehicle and login
Once you are logged in, you will be able to find details of your bike insurance expiry date

Benefits of Checking Bike Insurance Status Online

Some of the reasons why you should perform a bike insurance check online for its expiry date

Avoid Paying Fines

If you are found riding a two-wheeler with an expired bike insurance policy, you will be fined. Thus, you need to check its expiry status and renew your bike insurance policy on time to avoid paying hefty fines.

Enjoy Peace of Mind

Knowing your policy is renewed brings a great sense of relief and peace. When the bike insurance policy is renewed before its expiry date, you need not worry if any unfortunate event takes place and causes substantial damage to your bike. So, it is better to check its status online.

Convenient

The online process of checking bike insurance status is convenient and hassle-free. This is because you need not visit the insurer's office to get the relevant details.

Time-saving Process

Online platforms like ACKO, Parivahan, etc., provide instant access to your two-wheeler insurance policy details, including its status. This saves a lot of time and lets you access the expiry date of your policy in a matter of minutes.

Important Links:

Frequently Asked Questions on How to Check Bike Insurance Expiry Date Online in 2024

FAQs

1. How can I check my bike insurance details?

To check bike insurance details, you can visit a nearby RTO or check it on ACKO and Parivahan website.

2. How to check insurance validity?

If you want to check the bike insurance validity, enter your bike insurance number on ACKO website and get all the relevant details.

3. How to check bike insurance validity on Parivahan?

To check bike insurance validity on Parivahan, go to ‘additional services’ under the ‘services’ section on Parivahan's official website. Next, enter the bike registration number and click on ‘verify details’, after which you can get validity details.

4. How to get an old bike insurance copy?

To get an old bike insurance copy, you can either visit the RTO office or enter your bike details on the RTO website.

5. Can I get my bike insurance expiry date online even if I have lost my vehicle’s registration number?

Yes, you can check the expiry date of your bike insurance policy even if you do not have your bike’s registration number. You can visit the insurer’s (for example, ACKO) website or mobile app and access your account via your mobile phone number. You can also check your inbox for an email with the policy document featuring the expiry date.

6. Is it possible to renew bike insurance online after the expiry date?

Yes, you can renew your bike insurance online after the expiry date. You can do so through our website or mobile app. However, depending upon the gap between the expiry date and the new policy purchase date, the insurer may insist on the inspection of the bike before renewing the policy.

7. How do I find my bike insurance policy number?

Check your policy document to know the policy number. If you are an ACKO customer, you can contact us for the details.

8. What to do if my bike insurance renewal shows a future date?

It is better to renew your bike insurance before the expiry date for continuous insurance coverage. You should renew the policy at least 5 to 10 days before the expiry date.

9. What documents do I need to check my bike insurance status online?

You would need your bike registration number or policy number to check the insurance status online, along with your registered mobile number or email ID in some cases.

10. How frequently should I check my bike insurance status online?

Experts recommend checking insurance status at least once every three months to ensure active policy coverage, thereby avoiding any unforeseen lapses leading to complications.