Car insurance in Goa

As per Indian road laws, this policy is a must-have for all motor vehicle owners driving their vehicles in the country. It offers coverage against third-party liabilities. So, if your car collides with a third party or their property, this policy will financially safeguard you.

An Own Damage (OD) Cover provides monetary compensation if your car is stolen or faces damages due to an accident scenario. For instance, the accident scenarios covered by the policy include collisional damages and damages resulting from manmade or natural disasters.

A Comprehensive - Basic plan is an amalgamation of a Third-party and OD Cover. So, by buying this plan, you will receive double protection. An added benefit is the option to further broaden coverage by buying suitable add-ons.

A Comprehensive - Super Saver plan provides the coverage of a Comprehensive - Basic plan and an added benefit. If you inform us regarding accident-related damages to your car, we will transport it to one of our network garages for repair. Once the repairs are completed, we will also return your vehicle to your residence. However, please note that if you choose to repair your car in a non-network garage, there will be a deductible of Rs. 5,000.

Under a Zero Depreciation - Basic plan, you get the coverage of a Comprehensive - Basic plan and an added benefit. This plan protects your car parts from depreciation. Depreciation is the decrease in the value of a product over time. So, because of this plan, you will be compensated in full if your car faces accident-related damages. In the absence of this plan, you would only be partly compensated.

A Zero Depreciation - Smart Saver plan is a discounted version of the Zero Depreciation - Basic plan. However, if you raise an accident-related claim, you first have to pay a deductible worth Rs. 5,000, following which we will cover you.

Under a Zero Depreciation - Super Saver plan, you will receive all the coverage of a Zero Depreciation - Basic plan and free transportation for claim-based repairs. However, if you get your car repaired on your own and do not inform us in advance, a deductible of Rs. 5,000 will be applicable.

A Personal Accident (PA) Cover is not a car insurance plan. Nevertheless, Indian road laws state that all motor vehicle owners must possess one. This cover compensates the insured if they are involved in a road accident and suffer bodily disability or death.

Since we are an online insurer, we tend to spend less on operating expenses as opposed to our offline counterparts. These saved costs give us the leeway to offer our customers car insurance policies that have attractive premiums.

Usually, car insurance claims take a while to get settled. However, ACKO’s car insurance process is quick. For instance, approved claims raised for minor damages to your insured car will be settled within 24 hours.

If your car is involved in an accidental collision, contact us at the earliest. We will take it to a nearby network garage, repair it, and drop it off at your house. However, note that this benefit is applicable only under a few of our car policies.